Home Buying in 19133 : Questions & Answers

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Sheri Curci, Real Estate Pro in Philadelphia, PA
Sheri Curci answered:
I am first time home buyer looking for a Realtor.
Good Friday Evening,

We can put our 18 years of experience to work for you

When is a good time to confidentially talk?

All the Best, John + Sheri Curci RE/MAX 215-757-2889
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Northeast Philadelphia
Frank Ratka…, Real Estate Pro in Philadelphia, PA
Frank Ratka III answered:
Flight attendant relocation
Hi Angie,
welcome to Philadelphia. Are you looking for a rental or purchase? Either way you should spend some time with a experienced agent looking at different areas. Philadelphia is ... more
0 votes Share Flag Tue Jul 9, 2013 Home Buying in Philadelphia
Ashly, Renter in Philadelphia, PA
Ashly answered:
I'm currently in search of a rent to own in philadelphia immediately?
btw, I have a combined monthly income of about 3000 a month.
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Philadelphia
Michael Torr…, Real Estate Pro in Harleysville, PA
Michael Torres answered:
Is the "HFA Preferred Risk Sharing" program considered a FHA loan?
No, this is a conventional loan product. The HFA Preferred Risk Sharing program allows for just a 3% down payment, based upon acceptable credit score, and only allows a 3% seller assis ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Philadelphia
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
is the donor taker program still active in philly?
What is that program about?
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Philadelphia
Joshua Stein, Real Estate Pro in Montgomery County, PA
Joshua Stein answered:
Am looking for a homes in eastwick . my credit score is excellent , my mon incom is 1300
One who did what before? I'm not 100% sure what your question is

Lenders will only give you the amount you can comfortable afford to pay back. Since your month;y income is only $1, ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Eastwick/Southwest Philadelphia
Hannah Angert, Real Estate Pro in Philadelphia, PA
Hannah Angert answered:
I am doing a short sale with a second lien from the City of Philadelphia Redevelopment Authority. How do I get this lien released?
Where is your agent? Is this something his processor, or the title company can assist with? You may need to pay off the City before you can have the short sale approved. If you are t ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in Philadelphia
Fred Glick, Real Estate Pro in Los Angeles County, CA
Fred Glick answered:
Does anyone know the requirements/criteria for the "PNC Community Mortgage"?
Only they can answer your questions because rules can cahnge all the time.
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Philadelphia
Wes Costello, Real Estate Pro in Philadelphia, PA
Wes Costello answered:
What to bring when visiting potentials homes to buy?
A customer focused realtor with excellent knowledge of the neighborhood and a mortgage pre-approval from a similar mortgage lender.

Wes Costello
AnnieMac Home Mortgage
610-659-70 ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Philadelphia
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
hello every one can you mention nice nighbor like eastwick area
No this is a volation of the HUD rules and an agent could be fined

Philip J. Cunningham Sr.
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152 215-725-5700 X49 ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Mayfair
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
In terms of being financially approved for a conventional loan, will my husband's forgiven debt from a former creditor add to his annual salary?
Hello Melissa,

No it will not. Also if your husband has been forgiven mortgage debt you will have to wait three years before applying for mortgage financing

Regards,
Alan Opensh ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 19146
Andrew Himes, Real Estate Pro in Collegeville, PA
Andrew Himes answered:
What is "Hazard Insurance"? Is it required? Does the premium vary?
It is home owners insurance and if you have mortgage it is required. The price will vary based on the company that provides the insurance (state farm, travelers, Allstate, etc) and the ... more
0 votes Share Flag Fri Mar 29, 2013 Home Buying in Philadelphia
Jennifer L.…, Real Estate Pro in 19146
Jennifer L. Geddes answered:
Any investment expert who can guide us on investment opportunities in PA and what is rate of return on rental?
Raj,

I would be happy to discuss investing in Philadelphia.
I work with many investors, including investors based in other states, so I can definitely assist you and answer any qu ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Philadelphia
Wes Costello, Real Estate Pro in Philadelphia, PA
Wes Costello answered:
I'm a first time home buyer that is looking for a good real estate agent that will 100% represent me. Any suggestions??
Malita,

There are several good realtors that post on this site that would be able to assist you. By speaking with them you should be able to determine who you are most conformtable ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Philadelphia
Andrew Himes, Real Estate Pro in Collegeville, PA
Andrew Himes answered:
Are there any funds in Philadelphia for 1st time buyers?
Yes! I just had a client get help from a program with down payment funds. There were restrictions that came along with it but they got the money and are in their home. Check out my p ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 19154
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
2 Bedroom in Graduate Hospital for < 200K
Hi, I would hire a Realtor. It doesn't cost you anything (the Seller pays) and we have access to homes that you do not. I would interview a few agents and choose one that you conne ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Philadelphia
Eric Axelson, Real Estate Pro in Philadelphia, PA
Eric Axelson answered:
How is the overbrook section of the city...the 19151 zip code?
I love Overbrook. Close to Main Line shopping. Close to Saint Joe's. If your question is about safety/schools, I recommend you take the following steps:

1. Visit www.greatschool ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Overbrook
Tariq Farr, Real Estate Pro in Jenkintown, PA
Tariq Farr answered:
I am looking to rent a condo at Tower Place, 1400 Spring Garden Street. How is this area for 2 college girls?
This is a safe area for females. If you are interested in seeing that particular condo I can help you or if you want to see what else is in that area I can assist you as well. Tariq F ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Philadelphia
Wbg, Real Estate Pro in Philadelphia, PA
Wbg answered:
My husband and I are looking to buy within the next year, we have good (not great) credit, and have a down payment of $20,000.
The house would have to appraise for the amount you're borrowing minus the minimum amount down, and your income vs debt ratio would have to be enough to satisfy the banks requirements.. ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Philadelphia
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
What can I do to remain a house I grew-up/stilll living in, that has reversed mortage attached by my recently deceased mother?
Hello:

You have the ability to buy the house. If there was a Will and there is equity in the property you can purchase the property for what is owed. Check with the lender what is ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 19139
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