Home Buying in 17403 : Questions & Answers

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Kenneth Gerr…, Real Estate Pro in York County, PA
Kenneth Gerrick answered:
Why are some of the houses so cheap? What is the catch?
Location, Location, Location and timing! Good credit and now is the time to buy. Check this out:
www.yorkhomesbyken.com
0 votes Share Flag Tue Jun 11, 2013 Home Buying in 17403
Susan Horner, Real Estate Pro in York, PA
Susan Horner answered:
Can a person still buy a house with having bad credit?
I suppose that would depend on your definition of "bad". I've heard that there are ways to get a loan with a 600 credit score, but I have never experienced it myself. If your credit sco ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 17403
Susan Horner, Real Estate Pro in York, PA
Susan Horner answered:
Ok, I apply for a Pre approval loan guy gets back to says: I have 737 and report looks ok! 2 days later he ask me if reporting agency sent one???
Definitely check out other lenders. Was your preapproval through a local lender? Did your realtor refer you to this person? I can refer you to someone if you don't have another lender i ... more
0 votes Share Flag Sat Mar 23, 2013 Home Buying in York
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
Thank you all for responding....I will just do it here, so I can utilize my time more efficiently....We are looking for at least a 3br, 2 bath, would
Sounds like your on the Move! There are many homes that would suit your needs and finf=ding one would be easy. The key to the whole thing is financing. There are differant financing op ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in York
Bill Seufert, Real Estate Pro in York, PA
Bill Seufert answered:
We are looking for someone to help us find rent/lease to own homes in the York, pa area....I can not find any homes on the internet to look at....Is?
I would be happy to help and would need some specific information.

You can email me at bill@moveyork.com if you would like my assistance.
0 votes Share Flag Tue Mar 12, 2013 Home Buying in York
Robert Weil, Real Estate Pro in 32459
Robert Weil answered:
Realtor commission rates. What are they?
A negotiable percentage of the sales price, deducted from proceeds at the time of sale. Essentially, the seller pays this. They tend to be in the mid 1 digits. (4-6%) Depends on the ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 17402
lhouse, Home Buyer in York, PA
lhouse asked:
buying back house house was foreclosed on. Received the writ. But we have the cash. House isn't listed anywhere that I can find. Do I contact Fannie Mae or their Attorney to make an offer and do I ...
0 votes Share Flag Tue Feb 19, 2013 Home Buying in York
Alan Hartman, Real Estate Pro in York, PA
Alan Hartman answered:
what are the contingencies for 100% financing on home? What determines the qualifications for buyers to qualify? Can any home be 100% financed?
The best thing to do is contact your lender or mortgage broker and see what financing is available to you.
0 votes Share Flag Fri Dec 14, 2012 Home Buying in York
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
How much does it cost to dewinterize a home in Manchester, Pa?
You should call a plumber/ septic company and get estimates on these costs. They would be the ones that handle the de winterizing .
If your not sure what company's are close to the p ... more
0 votes Share Flag Mon Jun 17, 2013 Home Buying in York
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
If the listing agent shows you their house are you obligated to use them to buy the house?
You should first hire a buyer agent than start looking at homes. If you saw the home with the listing agent, you may still hore a buyer agent but depending on your state laws of procurr ... more
0 votes Share Flag Mon Nov 5, 2012 Home Buying in 17403
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
we have been trying to buy a home for months now our credit score is 620 615 600 and 582 598 614. the home is 99,900 we can put down 10,000
Maybe is the best answer. Your scores a bit low but not too far off. however a loan officer has to look at your debt to income , w2, incomes, and your credit report to determine if they ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in 17403
Jack Roberts…, Real Estate Pro in Hanover, PA
Jack Robertson answered:
If these new home builders offer free finished basements, how is anyone going to sell their house to build a new one?
Remember, there is no such thing as a free lunch. Ryan Homes offers free finished basements and normally about $10,000 in closing help. It is all a marketing ploy. Nothing is free an ... more
0 votes Share Flag Mon Jan 28, 2013 Home Buying in York
Bill Filling, Real Estate Pro in York, PA
Bill Filling answered:
How can I get a condo VA approved in York PA 17406?
Condominiums can qualify for a VA guaranteed loan in most circumstances. There are some restrictions:
•Fifty percent or more of the building units must be owner-occupied
• ... more
0 votes Share Flag Fri Aug 24, 2012 Home Buying in 17406
Wes, Home Buyer in York, PA
Wes asked:
WHAT IS AVG PRICE PER SQ FT IN YORK COUNTY PA FOR NEW CONSTRUCTION?? UPGRADES INCLUDE HARDWOOD FLOORS, BRICK FRONT ELEVATION. HIGH ROOF LINES, 4 GABLES. SIDE GARAGE. GRANITE COUNTERS ETC
0 votes Share Flag Fri Jun 1, 2012 Home Buying in 17408
Janet M. Nat…, Real Estate Pro in Baldwin, NY
Janet M. Nation answered:
How much time / contact should you expect from your Realtor? Is only getting responses once a week normal?
Rebecca I don't know what kind of questions your asking, but no typically an agent should be able to get back to you that same day or the day after.

Foreclosure lists are extremel ... more
0 votes Share Flag Fri May 4, 2012 Home Buying in York
Stephen (Pet…, Real Estate Pro in Kenosha, WI
Stephen (Pete) O'Connor, ABR, BPOR, CSP, e-PRO, US Navy (Ret) answered:
What is the soonest after filing bankruptcy that I can get a traditional mortgage?
For the most part there is a standard waiting (think credit rebuilding time) of seven years. I think it's unlikely that you'll find a traditional lender that is willing to take a risk ... more
0 votes Share Flag Wed Mar 14, 2012 Home Buying in 17406
Steven Ford,…, Real Estate Pro in Collierville, TN
Steven Ford, Broker, ABR, SRS, e-Pro answered:
How do you buy a house in todays market and avoid paying two mortgages?
I'm not sure what your asking. There are some (or were) hybrid products called 80-20...where the buyer borrowed an 80% first and a 20% second (2 mortgages) to avoid having any of t ... more
0 votes Share Flag Thu Feb 9, 2012 Home Buying in York
Beatriz Salg…, Real Estate Pro in La Jolla, CA
Beatriz Salgado answered:
i have a 615 credit score will i get a mortgage
Not likely, you should aim at raising your FICO score up to 680. This will get you a better interest rate as well. Your lender may consult you as how to raise your credit score.
0 votes Share Flag Wed Aug 21, 2013 Home Buying in 17403
Cheryl Finne…, Real Estate Pro in York, PA
Cheryl Finnegan answered:
Anybody have any information on Trusted Property Group, Inc. with ads posted on Craig's List?
Trusted Property Group is an investment group that buys house at a wholesale price, fixes them, and resells them. We have sold a few of their homes they have listed and they have also ... more
0 votes Share Flag Mon Jul 28, 2014 Home Buying in York
Susan Horner, Real Estate Pro in York, PA
Susan Horner answered:
What is the best area in York City to buy a Multi-Family?
The best advice I can give to you is to consult your real estate agent. There are many things to consider, (financing, money down, number of units, what rehab skills you possess, etc.) ... more
0 votes Share Flag Wed Nov 2, 2011 Home Buying in York
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