16803 : Questions & Answers

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Judith Mukar…, Real Estate Pro in 16801
Judith Mukaruziga answered:
What are the changes taking place with the FHA (MIP) Mortgage Insurance Premium April 1, 2013 and June 1, 2013?
What this means to Buyers?
Starting April 1 2013 there are going to be some changes that will affect you if you are an FHA loan buyer.There are some IMPORTANT changes for FHA that you ... more
0 votes Share Flag Fri Oct 18, 2013 Home Buying in State College
Peter Chiark…, Real Estate Pro in State College, PA
Peter Chiarkas, Local Expert answered:
Rental market in SC
There are many popular areas in State College to find a place to live. How far from down town would you like to be? The market is very competitive so homes rent very quickly. Please ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying in State College
Paul Confer, Real Estate Pro in State College, PA
Paul Confer answered:
i am interested in buying an investment property in State College and receive a positive cash flow, is this a good time to buy?
The State College market had its price dip the last quarter of 2008 and first quarter of 2009. Since then, real property has been appreciating and no future price drops are anticipated ... more
0 votes Share Flag Thu Dec 27, 2012 Home Buying in State College
Peter Chiark…, Real Estate Pro in State College, PA
Peter Chiarkas, Local Expert answered:
Have the NCAA sanctions had any measurable effect on home sale prices or volume in State College?
They have not had any effect on us at all. The fact is our market is up 85 sales in State College compared to last year at this time. Which is actually a 16% increase. In addition ou ... more
0 votes Share Flag Mon Nov 12, 2012 Market Conditions in State College
Karen Krupa, Real Estate Pro in State College, PA
Karen Krupa answered:
what is the average length of time on market for a home?
Currently, average days on the market for residential homes in the Centre County MLS is around 80 days.
0 votes Share Flag Thu Nov 8, 2012 Home Buying in 16801
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
$300K home closing costs
What are the points on the loan? This is the largest amount. Next is the appraisal, survey, closing company or lawyer fees. Your lender can better answer this question because they gene ... more
0 votes Share Flag Fri Jul 20, 2012 Home Buying in State College
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Is "Hand Money" required by Law in PA? If yes where can I find that in writing?
Do you mean Hard Money? I doubt it is required anywhere for anything. It can be used sometimes.
0 votes Share Flag Sun Mar 18, 2012 General Area in State College
Peter Chiark…, Real Estate Pro in State College, PA
Peter Chiarkas, Local Expert answered:
It appears that this home is well over market price. The county tax records indicate 1040 sq. ft. but it is being marketed at 1980 sq. ft. Finished
We find closed homes from our database. Every subdivison is different. You are right below grade finished square footage isn't close to be the same value. Please feel free to ca ... more
0 votes Share Flag Thu Mar 1, 2012 In My Neighborhood in 16801
Katie Prestia, Real Estate Pro in State College, PA
Katie Prestia answered:
915 Stratford Court, State College Is this neighborhood for students, faculty or families? What are occupancy rates and rents like?
Good Morning Sheryl,

The location you mentioned above is for grad students, professionals & families. Did you need more information on that specific area? I am a Real Estate Agen ... more
0 votes Share Flag Thu Mar 1, 2012 In My Neighborhood in 16801
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Closing of mortgages in customers homes
The banks use a closing company, closing attorney or title company to close mortgages. Some banks have an inhouse department where others will hire a seperate company. Closing can be an ... more
0 votes Share Flag Sun Feb 27, 2011 Financing in State College
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
HELP! Should I buy or Rent ?
A decision only you can make based on your wants, needs and lifestyle--It’s all about costs and lifestyle. Costs—financing v. moving-in, mortgage v. rent, repairs v. upkee ... more
0 votes Share Flag Fri Jun 27, 2014 Home Buying in 16801
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I am a licensed general contractor and would like to find brokers,banks and property managers who need property preservation work done to their reo
Why not contact/visit any local realty office and explain your services. Most realty offices do have staff meetings, so why not ask to be invited to speak for a few minutes during one o ... more
0 votes Share Flag Sun Sep 26, 2010 Remodel & Renovate in 16801
Joni Teaman…, Real Estate Pro in State College, PA
Joni Teaman Spearly answered:
How are appraisals in State College? Is there a method to it? $/square foot? How come you include below grade square footage?
The appraisals in State College are based on overall finished square footage, amount of bedrooms and bathrooms, extras in the home (fireplaces& etc,..). The appraisers have to just ... more
0 votes Share Flag Tue Oct 27, 2009 Home Buying in State College
Michelle Swo…, Real Estate Pro in State College, PA
Michelle Swope answered:
Are there condominium properties available in State College?
Hi Brandan,

Yes, there are condominum for sale in State College as well as townhouses. The difference is the legal ownership arrangment. Many people interchange these types of prop ... more
0 votes Share Flag Mon Oct 26, 2009 Home Buying in State College
Maria Hughes,…, Real Estate Pro in State College, PA
Maria Hughes, S&A Homes answered:
How objective/subjective are appraisals?
To answer your question....No, I would not pay for another appraisal. I recently helped a former client of mine who wanted to refinance. The appraisal came back much lower than what was ... more
0 votes Share Flag Wed Oct 21, 2009 Financing in State College
Decwinter, Home Buyer in 16801
Decwinter asked:
I am interested in a foreclosure house on 508 E. Irvin Ave. How do I buy it? I am first time buyer, so I dont know how the process of buying a foreclosure house work. I am paying by cash.
0 votes Share Flag Wed Oct 14, 2009 Foreclosure in 16801
Irena Popile…, Real Estate Pro in Staten Island, NY
Irena Popilevsky answered:
How do I buy a foreclosure house in state college area?
Are you qualified to purchase a home? do you have your pre-qualification and/or pre-approval from a mortgage bank? is the property listed with a broker? if you answered yes to all of th ... more
0 votes Share Flag Mon Nov 2, 2009 Foreclosure in 16801
Nina Chen La…, Real Estate Pro in 22027
Nina Chen Landes answered:
I am looking in the 300,000-350,000 range in State College. Why are there so few new construction listings?
In my opinion, since 2006, the builders in the area have not been pulling permits to build quite as rapidly as they have in the past. Also, the new constructions that are being built i ... more
0 votes Share Flag Thu Sep 9, 2010 Home Buying in State College
Nina Chen La…, Real Estate Pro in 22027
Nina Chen Landes answered:
average 1800 sq.ft 4br/3ba 2 car garage, State College, PA, 185K How to move it. Appraised 190K can't fix roof
Where is the property located? How large is the yard? I may have someone who is interested if the yard offers some privacy. Please let me know: nina@ninachen.net or 814-441-0755.
0 votes Share Flag Thu Sep 9, 2010 Home Selling in State College
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