15224 : Questions & Answers

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Tod Novak, Real Estate Pro in Pittsburgh, PA
Tod Novak answered:
Is it possible in Pa to get a mortgage with an judgement that is over 7 yrs old? My score is 661 and have everything else pd on time and up to date.
Hello,

It would depend on the nature of the judgement and whether or not it will impact the bank's ability to ensure 1st lien position. This is probably worth a conversation to ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in Pittsburgh
Virginia M.…, Real Estate Pro in Irwin, PA
Virginia M. Stump answered:
We are moving to the pittsburgh area. We are looking for homes in upscale neighborhoods with a great school district. Suggestions! HELP!
My recommendation is Murrysville, in Westmoreland County. It is just over the Allegheny border, has quick access to the PA Turnpike, and the school district, Franklin Regional, is one ... more
0 votes Share Flag Tue Sep 30, 2014 Home Buying in Pittsburgh
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Finally got my husband's credit above 620 to get a FHA loan, and now lenders are telling me it needs to be 640. Anyone know of what lenders do?
I do. Call me tomorrow after 9am at 267 992 7276
Regards
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa
0 votes Share Flag Sat Apr 13, 2013 Home Buying in Pittsburgh
Harry Stine, Real Estate Pro in 15601
Harry Stine answered:
Do renters in Pittsburgh accept someone with a chapter 7? Im from DE and they do accept as long as you have the discharge papers.
Mary,

There is many renters in the PGH area that will accept a chapter 7. Most renters or property owners are very much in the same position as someone with a chapter 7. i work with ... more
0 votes Share Flag Wed Apr 10, 2013 Rentals in Pittsburgh
Sharyn Ellio…, Real Estate Pro in Pittsburgh, PA
Sharyn Elliott answered:
Iam looking for a nice 3 bedroom house in Squirrel Hill. Any one know anyone planning to sell one before its listed? These houses are going so fast.
There are still plenty on the market depending on your price range. You might try searching for for sale by owners who have not yet listed with an agent or posting a "housing wanted" po ... more
0 votes Share Flag Mon Jan 6, 2014 Home Buying in 15217
Sharyn Ellio…, Real Estate Pro in Pittsburgh, PA
Sharyn Elliott answered:
We are looking for a house for first time after renting for 20yrs. The question is is there any loans out there in Pa which take an 637 median score
There are! I can refer you to a few different colleagues, or you can shop around. Once you have that in place I'd be happy to help you on your search for a new home.
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 15239
Robin Lorentz, Real Estate Pro in Moon Township, PA
Robin Lorentz answered:
As a renter in a foreclosure property and a landlord who has abandoned the process where does that leave the renter?
The Bank who has taken possession of the property has to honor your lease that is in effect until the end of the lease date. They will hire an Assest Management company or Broker to ma ... more
0 votes Share Flag Thu Apr 4, 2013 Rental Basics in Pittsburgh
Virginia M.…, Real Estate Pro in Irwin, PA
Virginia M. Stump answered:
Denied due to lack of recent credit??
You should contact your local USDA Rural Development office directly about that. It does not sound right to me. Be sure to ask if repayment ability is the real issue, rather than not ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Pittsburgh
Nancy Theys, Real Estate Pro in Wexford, PA
Nancy Theys answered:
How much are the condo fees and what do they include?
The condo/maintenance fee is $558/mo and it covers water, sewage, basic cable, interior and exterior maintenance, library, exercise room, party room with kitchen. It probably covers a b ... more
0 votes Share Flag Mon Apr 1, 2013 Market Conditions in Pittsburgh
Joann Snyder, Real Estate Pro in Pittsburgh, PA
Joann Snyder answered:
In your opinion, what has caused the 11% drop in house prices?
Location, Location, Location!
0 votes Share Flag Mon Apr 21, 2014 Market Conditions in Mount Washington
Vanessa Swan…, Real Estate Pro in Pittsburgh, PA
Vanessa Swanberg answered:
Can a buyer ask for 6% toward closing cost AND a credit toward a roof repair?
No, if you are paying for this house with a mortgage, you can not have both. The lender won't allow it. I would ask the sellers to pay for the roof themselves, not credit you.
0 votes Share Flag Tue Mar 26, 2013 Home Selling in Pittsburgh
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
Where can I find an expert "real estate consultant" who can explain which neighborhoods are projected to increase/decrease in value, etc?
I would start your search on here or Zillow to find a good agent that will fit your needs. Good luck with your search!
0 votes Share Flag Mon Mar 18, 2013 Home Buying in Pittsburgh
Joann Snyder, Real Estate Pro in Pittsburgh, PA
Joann Snyder answered:
Who is to pay for the cleaning of the carpets after a tenant moves out?
The landlord should pay for this but if he took it out of your deposit and didn't tell you up front then you have an arguement in court.How hard do you want to fight for your money?
0 votes Share Flag Wed Mar 27, 2013 Rental Basics in Pittsburgh
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Who is to pay for the changing of the lock after a tenant moves out?
Unfortunate;
he probably has your deposit,
he can deduct the cost from that money,
and you can unly sue him.
You can't beat him up,
over $20!
0 votes Share Flag Sat Mar 16, 2013 Rental Basics in Pittsburgh
Doug Caye, Real Estate Pro in Wexford, PA
Doug Caye answered:
My home is listed with you but does not show up when I do a search for Pittsburgh, Single-Family Home, 4 br, 2 ba. Why doesn't it appear?
Your home does appear on West Penn Multi List- Im not sure how much exposure online your particular broker normally gets? but it is on multi list- Doug Caye Coldwell Banker
0 votes Share Flag Tue Mar 26, 2013 Home Selling in Pittsburgh
Mike Netzel, Real Estate Pro in 15090
Mike Netzel answered:
Is there a way to find Rent to Own properties in Pittsburgh?
Yes there are. Though, before you do...do you know this is the way to go for you?
There are companies today that truly can and do assist you in raising your FICA score.
With decades o ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in 15237
Virginia M.…, Real Estate Pro in Irwin, PA
Virginia M. Stump answered:
CLOSING COSTS: Are closing costs FLAT, or are they proportional to the sales price of a home? Can family help with closing costs?
Closing costs are proportionate to the cost of the house. There are transfer taxes of 2%, which are typically split between the buyer and seller so each pays 1%. Title insurance and a ... more
0 votes Share Flag Tue Aug 12, 2014 Home Buying in 15212
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am looking to rent to own or lease in Pittsburgh, PA Montour, West Allegheny school district 3BD/2BA.
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, ... more
0 votes Share Flag Wed Apr 17, 2013 Rentals in Pittsburgh
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
Agent E-mail Response Time
Time to get a different agent. Check out some of the local pro's in the find the pro tab. An agent should respond within 24 hours. Many will respond right away.
0 votes Share Flag Sat Mar 23, 2013 Home Buying in Pittsburgh
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