Home Buying in 11236 : Questions & Answers

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Trulia Brook…, Other/Just Looking in Brooklyn, NY
Trulia Brooklyn answered:
I am looking to rent a room month to month
Hi there- Are you looking to live alone?
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 11216
Madeline Pad…, Real Estate Pro in Brooklyn, NY
Madeline Padovano answered:
what is % down for a six family investment property and what other requirements are needed. and is there any six family available to view
Hi Sunda
The first person you need to speak to is a mortgage banker if you need a name contact me
directly and i will give you someone to speak to.

There are many things involved, ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Brooklyn
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how long should a refinance take?
Ask your loan officer the question, each lender is different....
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Brooklyn
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
What options exist for dealing with an upside-down mortgage?
You can refinance, short sale, or walk away and let the home foreclosure. Refinance is best if possible, and then short sale. Foreclosure is the worst.
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Flatbush - Ditmas Park
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
How can real estate be purchased with no money down?
USDA loans can provide 100% financing, and so can VA loans (for prior military). Also, sometimes local (smaller) banks will provide "shelf" programs that allow residents who bank with t ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Brooklyn Heights
Michael Denn…, Real Estate Pro in Brooklyn, NY
Michael Denniston answered:
What does the phrase liar loans (associated with home mortgage loans) mean?
Stated income loans in which the applicant is not required to document his/her income were prevalent in the years preceding the financial crisis and are sometimes referred to as "liar l ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Sunset Park
Tammy C. Ben…, Real Estate Pro in Katonah, NY
Tammy C. Benkwitt answered:
How long after purchasing a home can the owner resell it? (the buyer is preapproved through their local bank)
The seller needs to check with his or her lender to see if there are any penalties that must be paid if the property is sold after a certain period of time. SONYMA loans are one exampl ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Brooklyn
Michael Denn…, Real Estate Pro in Brooklyn, NY
Michael Denniston answered:
Possible to get a loan for a mixed-use or multi-family w/lower income but large down payment??
Toihoang,

Absolutely! Assuming that you meet all the other criteria, then using a higher-than-average down payment is a tried and true way to offset a less-than-average income to qua ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Brooklyn
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
What is the difference between private mortgage insurance and homeowners insurance?
PMI protects the lender from the owner defaulting.

Homeowners protects the owner and the lender on the back side from acts of God, theft, etc, depending on the policy.

Hope this ... more
0 votes Share Flag Yesterday at 8:35am Home Buying in Sheepshead Bay
Javier Menes…, Real Estate Pro in Queens, NY
Javier Meneses answered:
What determines how much one can borrow against their home equity?
It'll depend on several factors. How much equity is available? What can you qualify for? And several other things. The best thing for you to do is meet with a Loan Officer and go o ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in Sheepshead Bay
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
bank renegs on 'accepted' offer
Hi Paul,

Did you sign a Contract of Sale to purchase the home at that price? Because, if you did not, I don't see you have much, if any, recourse. Offers are not binding in New Yor ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in 11211
Lucille Gallo, Real Estate Pro in Floral Park, NY
Lucille Gallo answered:
Interested in buying a first time home. I make 70k a year and have ok credit
http://www.eracaputo.com/homepage.htm..here's my office website..there are many links that should be helpful to you...including a mortgage info link..hope this helps. all the best to yo ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Brooklyn
Colleen Murp…, Real Estate Pro in Orlando, FL
Colleen Murphy, P.A., Realtor answered:
How do I get a second offer accepted?
Hi Sarah, today's market can be very challenging for buyers who are using FHA financing, especially in median price points. Cash is King but I just represented a buyer in a multiple of ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in Brooklyn
Isaac Weiser, Real Estate Pro in Brooklyn, NY
Isaac Weiser answered:
Is it possible to get approved for a home loan if my husband parents co-sign it?
Yes. Parents can Co sign for a loan and we count the combined income and expense. We can use non occupying Co signers for either FHA or conventional loans.

If you would like to dis ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in 11209
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I'm willing to pay for this property all cash today? Is there any other way for me to talk to someone about this property?
You can work with an agent of your own, or directly contact the listing agent.
0 votes Share Flag Sun Apr 21, 2013 Home Buying in East Flatbush
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Commuting to DUMBO
Are you looking to drive or utilizing public trasportation...If you are interested in the Queens area, or Western Nassau County, check www.mlsli.com
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Brooklyn
Nicolas Puyg…, Real Estate Pro in New York
Nicolas Puygrenier answered:
how much is a fully renovated to family going for in bushwick?
Hello Kelly,

If you are looking to buy a home in Brooklyn give me a call or email me.

Best,

--
Nicolas Puygrenier ǀ Licensed Real Estate Broker
Mona Lisa Real Estate ... more
0 votes Share Flag Sat Apr 20, 2013 Home Buying in Bushwick
Javier Menes…, Real Estate Pro in Queens, NY
Javier Meneses answered:
can i get a three-family or four-family fha loan? does any one really get them? and what is the realistic amount a bank will give you for a 3-4
It is VERY realistic to obtain a FHA loan for a 3-5 family, in fact it happens all the time. How much you can borrow depends on your financials and credit. The way you can know for sure ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Brooklyn
Tammy C. Ben…, Real Estate Pro in Katonah, NY
Tammy C. Benkwitt answered:
Is it standard practice for RE brokers to advertise 129K for prop, then say its 169K when approached?
No it certainly is not. We could all write a diatribe on this matter, but it sounds as if you were confronted by this situation. Talk to the agents manager and find out why the price ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in East New York
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
When should one lock in an interest rate?
As soon as you have an excecuted sales contract, you can contact your mortgage broker or loan officer and lock in at that low interest rate for 30 days. That is normally what we need t ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Sheepshead Bay
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