Home Buying in 10029 : Questions & Answers

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Elena Ravich,…, Real Estate Pro in 10019
Elena Ravich, Manhattan Expert answered:
Can a non-American resident, employed by the United Nations, buy a coop property? Thanks.
Hi Milo,

to answer your question, one would need to know if you intend to use this coop as your primary residence or a pied a terre. You mentioned that you are not a US resident, wh ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Upper East Side
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
Is "Earnest Money"a common practice requirement when making an offer? Region-specific?
I think some form of "earnest money" (or consideration) is pretty typical, here in the states.
0 votes Share Flag Tue May 6, 2014 Home Buying in 10012
Eric Detelich, Real Estate Pro in Midtown Center, New...
Eric Detelich answered:
Mortgage for Foreigner?????
Hi Cosmo_katya,

My firm, Nestseekers, works with various mortgage brokers who can help you to find the best mortgage for your ideal home. I can put you in contact with them in order ... more
0 votes Share Flag Thu Feb 7, 2013 Home Buying in New York
Tracy Hoyt, Real Estate Pro in Valrico, FL
Tracy Hoyt answered:
200k-300k in Manhattan or Downtown Brooklyn?
Viv,

If you have not been able to locate an Agent to help you in the Manhattan area or Brooklyn, I would be happy to refer you to a friend of mine. She works in NYC and could help a ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in New York
Tracy Hoyt, Real Estate Pro in Valrico, FL
Tracy Hoyt answered:
First time buyer in NYC (but currently on work assignment overseas)
Viv,

If you have not been able to locate an Agent to help you in the Manhattan area or Brooklyn, I would be happy to refer you to a friend of mine. She works in NYC and could help a ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in New York
Anoop Punjabi, Real Estate Pro in New York, NY
Anoop Punjabi answered:
I have a large studio in a good location in E Harlem. Would it be better to rent it out or sell now that prices have come up?
Hi Cornic,

What you do with the property depends on your financial status and goals. If you are in need of the funds, you should seriously consider listing your apartment for sale. H ... more
0 votes Share Flag Wed Aug 27, 2014 Home Buying in East Harlem
Janet M. Nat…, Real Estate Pro in Baldwin, NY
Janet M. Nation answered:
Does anyone have experience (good or bad) with NACA?
They are based out of NJ and provide financial assistance and guidance to first time home buyers. I can only speak from my experience but I find their process painfully slow, which can ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in New York
Jacques Ambr…, Real Estate Pro in 11375
Jacques Ambron, CRB CBR SFR answered:
I've been preapproved for a mortgage & have saved enough to put down $360,000. I really love the morningside hts section of uws & have
It is possible that they might deny you because of adverse information no matter how long. I believe that it is something for each indivicual coop board. You should make sure your age ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in New York
James P. Fur…, Real Estate Pro in Boston, MA
James P. Furlong answered:
Received FHA Commitment Letter from Wells Fargo, but asking more more documentation.
It's not unusual for lender to ask for clarification and explanation of things that come up in their review. You have satisfied them so far so keep the faith, provide all the necessary ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in New York
Nick Rafello, Real Estate Pro in New York, NY
Nick Rafello answered:
mortgage interest on the building is included in the Maintenance charge on co-op shares (it is tax deductible for the share-owner)
Maintenance is tax deductible for the share owner. However, it goes off of what your current tax bracket is. And yes, if you pay cash on an apartment the maintenance can still be deduct ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in New York
Ella Chavers, Real Estate Pro in New York, NY
Ella Chavers answered:
Finding a realtor familiar with SONYMA Mortgages.. Difficult?
When you get your pre-approval from your mortgage banker ask them to recomend a realtor,
0 votes Share Flag Thu Jan 31, 2013 Home Buying in New York
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
What is the rule of thumb on how much maintenance should be?
Hi, It's typically based on the amount of shares you have, the buildings overall property taxes, and cost to maintain common areas. You can see the financials by contacting the managem ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in New York
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
build wall in a condo
You need to check the condo docs, rules and bylaws regarding this. Many allow you to make alterations to the inside that do not affect the exterior or other units. Your bylaws should gu ... more
0 votes Share Flag Mon Jan 28, 2013 Home Buying in New York
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
How fast should one draft an offer?
Well, no one should rush into buying a home, afterall, it' s not like buying a coat that you can return if you decide you made the wrong choice!

Basically, though, you answered your ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in 10007
David Son, Real Estate Pro in Tribeca, New York, NY
David Son answered:
I'm looking to purchase an apartment in Queens. How do I go about finding a buyer's agent to represent me?
My name is David and I'm an agent at Nest Seekers International. I can most definitely help you in your search. Feel free to email me at davids@nestseekers.com with any questions you ha ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in New York
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
If a property is listed for sale as an apartment not a condo or coop, what exactly does that mean?
Hi, It could just be a category issue, may not have been specified as a condo or coop. it could also mean that it isn't governed by a condo or coop board.

Christopher Pagli
Accred ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in New York
Joseph C. Ha…, Real Estate Pro in New York, NY
Joseph C. Hastings answered:
what is a redencion?
At first blush, I thought this was someone's idea of a bad joke so I looked up the word. It is Spanish and means Redemption. I'm not sure what the legal sense of the word is in relation ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in New York
George Stroud, Both Buyer and Seller in New York
George Stroud answered:
If the real estate agent representing the buyer knows of a flooding problem, must they disclose this information to the buyer?
It goes past being unethical. It's actionable by the NYDOS if it can be proved that the agent representing the buyer knowingly failed in his/her fiduciary duties.
0 votes Share Flag Fri Apr 12, 2013 Home Buying in Upper West Side
Armen Meschi…, Real Estate Pro in New York, NY
Armen Meschian answered:
When buying a home, if there has been flooding that results in damage and it has not been fixed, must that be disclosed to the buyer?
If the damage is VISIBLE no special disclosure needs to be made. If asked of cause, if the agent or the owner have DIRECT knowledge of it, they must answer truthfully! The law requires ... more
0 votes Share Flag Wed Jan 30, 2013 Home Buying in New York
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
What is the longest closing you ever heard?
2-3 years is my record. They discovered possible environmental problems and had to have some "proofs" before the bank would finish the closing. The buyer rented the place while this was ... more
0 votes Share Flag Thu Jan 24, 2013 Home Buying in 10031
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