Home Buying in 10007 : Questions & Answers

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Mitchell Hall, Real Estate Pro in New York, NY
Mitchell Hall answered:
Do I have to pay the person who I am buying the coop from. Her lawyer
No, The seller pays their attorney and the buyer pays their attorney. However, often if you purchase from a sponsor "un sold" shares in a coop. The sponsor usually includes in the offer ... more
0 votes Share Flag Mon Dec 9, 2013 Home Buying in New York
Christopher…, Real Estate Pro in Westchester, NY
Christopher Pagli - ABR, GREEN answered:
I am interested in buying a coop from someone, do I have to pay for her lawyer. I know I have to pay for my lawyer.
No, each party pays for their own attorney unless you mutually agree to do otherwise.
0 votes Share Flag Mon Mar 18, 2013 Home Buying in New York
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I would like to buy coop, Do I have to pay for the buyer lawyer fees?
Yes, as a buyer it is highly recommended that you hire an attorney of your own....
0 votes Share Flag Tue Mar 26, 2013 Home Buying in New York
Mark Fisher-…, Real Estate Pro in New York, NY
Mark Fisher-Mortg Lender answered:
I found a house, got an "accepted offer", had an inspection done, signed contracts that was drawn by seller attorney( see cont.)
The listing agent is legally obligated to present all offers to the sellers until contracts are fully executed, signed by both you and the sellers. It's not typical for something l ... more
0 votes Share Flag Mon Mar 4, 2013 Home Buying in New York
Anthony Iman, Real Estate Pro in New York, NY
Anthony Iman answered:
Seeking advise from Professional(s) to help form a company and help us BUY a Warehouse & property in US.
Raj,
I can definitely help in this matter, as I have helped many other internationals set up residential and commercial property business investments in America. I have an experienced ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in New York
Klara Madlin, Real Estate Pro in New York, NY
Klara Madlin answered:
What is a condop ? ? that is how the apt is listed on line.
A condop is a coop with condo rules. Easy purchase and sublet rules unlike a coop, however, the you own shares and taxes are included in the maintenance
0 votes Share Flag Sat Mar 2, 2013 Home Buying in Upper East Side
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
My annual income is 37000 and my co-borrower income is $24000 per annul and we oth have 15000 down payment. Can be be qualified for a 360000 loan?
You left off big pieces of the puzzle ---- your debt and credit scores!

However, with an income of $61,000....assuming no debt (and that's a big assumption),and acceptable credit sco ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in New York
Elena Ravich,…, Real Estate Pro in 10019
Elena Ravich, Manhattan Expert answered:
How are the financials for 225 E57th street, and what are the structural repairs planned that will be disruptive and require several assessments?
financials are usually provided at the time of the offer by the seller's agent and should be examined by your accountant and attorney - they are not public information. You can find ou ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Midtown East
Nick Rafello, Real Estate Pro in New York, NY
Nick Rafello answered:
i want to know if true that if you pay 50 percent of down payment for the coop,they don't check your credit and you can still get mortgage
Your credit is always run. Even if you were to pay all cash, the mgmt company will run your credit before you meet the coop board.
0 votes Share Flag Tue Feb 19, 2013 Home Buying in Civic Center
Yul Park, Real Estate Pro in New York, NY
Yul Park answered:
Jumbo loans for less than 20% down?
Hello,

Please contact Jason Han. His contact info is below. I have referred every client I've had and he was able to answer all there questions. Please tell him Yul Park referred you ... more
0 votes Share Flag Sat Feb 16, 2013 Home Buying in 10010
Michael Rich…, Real Estate Pro in New York
Michael Richman answered:
Why am I required to purchase lender's title insurance again when I refinance my mortgage loan?
Hi,

Whenever you change the terms of your of your mortgage, you are affecting other lienholders. When a change in your mortgage terms has negative effects on another lienholder, that ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in New York
Dee, Home Buyer in Country Club, Bronx,...
Dee asked:
need a 2bedroom where credit is not needed can do 1350 amonth prefer house with utilities included need to move asap 49k a year salary im in 236th st in the bronx in riverdale would like to stay as close as possible to this area. and my credit is not great... let me know asap
0 votes Share Flag Tue Feb 12, 2013 Home Buying in New York
Jenet Levy, Real Estate Pro in New York, NY
Jenet Levy answered:
looking for a rent with option to purchase home or condo in bronx ny or yonkers close to riverdale boarder...looking for a place asap thanks.
Hi, Dee.
Rent with an option to buy is something that is occasionally done in very down markets. The NYC do-op and condo markets are very robust. As a result, sales are happening at ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in New York
Jenet Levy, Real Estate Pro in New York, NY
Jenet Levy answered:
where is the map of singles in ny?
John,
That's a great question, but not one that we as licensed agents are able to answer. Demographics of a neighborhood is not something we can comment on for legal reasons. I'm sur ... more
0 votes Share Flag Sun Feb 17, 2013 Home Buying in New York
Roberts, Real Estate Pro in New York, NY
Roberts answered:
I am from ireland and if i buy a home in america can i live there?
Yes. I am also from Ireland. Please contact me. My name is John and I can be reached at 718-490-4532 for assistance. Thank you and good luck.
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Civic Center
Jenet Levy, Real Estate Pro in New York, NY
Jenet Levy answered:
4 sale. 125,000 assessment 156,000. off the top.how much to take off 125 without knowing anything?
It is unclear what you are asking without additional information.
0 votes Share Flag Mon Feb 11, 2013 Home Buying in New York
Tom Dawson, Real Estate Pro in New York, NY
Tom Dawson answered:
will home prices in Manhattan continue to perpetually increase with inflation?
Matt, I moved to Manhattan from the LA area abount 2 1/2 years ago. If you've been in LA for 10 years, you know that in the mid 90's, everyone said LA prices couldn't fall. Well, they s ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in New York
Brad Malow, Real Estate Pro in New York, NY
Brad Malow answered:
Looking for a 1 bed room in Manhattan under 700k
Brad Malow, Real Estate Pro in New York, NY
Hey RJ,

Take a look at http://www.BuyingNYC.com to get more specific with your search. We will also need to speak about more specific fi ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in New York
Nicolas Puyg…, Real Estate Pro in New York
Nicolas Puygrenier answered:
hi I am looking for 2 bedroom apartment in nyc.
Hello Dara,

Why don't you send me an email?

Best,

--
Nicolas Puygrenier ǀ Licensed Real Estate Broker
Mona Lisa Real Estate Group LLC
419 Lafayette Street, New York, ... more
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Upper East Side
Kevin F Kapp…, Real Estate Pro in Honesdale, PA
Kevin F Kappler answered:
Can one purchase a home in NY with a loan approved in California?
Unless the Loan is a State Sponsored program, i.e. California Housing Finance Association, that can only be used for a property in that state, than the answer is yes. Feel free to call ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Upper East Side
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