08081 : Questions & Answers

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Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
my 24 yrs old house has some windows &shutters wood wrote. no water leak. do i have to fix before i put my house for sale ?
No, you don't have to fix it, especially if it will be a financial hardship to o so, but you do have to disclose it

You might want to get an estimate for the repair, and allow a pote ... more
0 votes Share Flag Mon Oct 6, 2014 Home Selling in 08081
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
What if a seller has no information about a home?
You need to discuss this with your agent. You should have the right to an full property inspection so that you can have an understanding of the condition of the home.

Laws and contr ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 08081
Jeannette Ba…, Real Estate Pro in Brooklyn, NY
Jeannette Batsikas answered:
Is the Arbor Meadows area a bad neighborhood?
What I would do is contact the local brokerage to help you out with this question they can be more specific with area and so on. You can also go on the trulia find a pro link and they h ... more
0 votes Share Flag Tue Aug 7, 2012 Home Buying in Sicklerville
Larry Sarlo…, Real Estate Pro in Camden County, NJ
Larry Sarlo 609-868-1171 answered:
What do you think about the new HAMP program vs. Traditional Short Sales?
Are you referring to HARP?

HAMP is designed to help homeowners avoid foreclosure... ie; Modification, short sale, deed in lieu etc....

http://shortsaleseasy.com/government-progra ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 08081
Albert Rapop…, Real Estate Pro in Hoboken, NJ
Albert Rapoport answered:
I have a pretty unique situation.
You won't be allowed on the loan until your score improves. The loan would have to be qualified based on your wife and her income would have to be enough to support the mortgage plus an ... more
0 votes Share Flag Tue Jul 3, 2012 Home Buying in 08081
Autumn Urling, Real Estate Pro in 08844
Autumn Urling answered:
what does it mean when told the short sale has gone into review by the bank?
Do you have a signed Contract of Sale by Seller for the Short Sale and have you recexived any documentation or addendum from your agent through sellers agent accepting offer by bank?
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 08081
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Prospective first time home owner
So, with a year to go; what help do you need?

You never want to stop improving your credit; it will only get you a better and better interest rate.

Too soon to start looking; all ... more
0 votes Share Flag Mon Jun 25, 2012 Home Buying in Sicklerville
Terry Iwaniw…, Real Estate Pro in Sewell, NJ
Terry Iwaniw - 856 318 9098 answered:
what if you did a least to own and cannot get a mortage?
It all depends on how the contract reads. There should have been a provision within the contract to deal with that contingency. I always recommend that my clients consult an attorney ... more
0 votes Share Flag Tue Apr 15, 2014 Market Conditions in Sicklerville
Toni Sadiq-L…, Real Estate Pro in Sicklerville, NJ
Toni Sadiq-Lexton(856)343-8034 answered:
What parts of Sicklerville are a part of Gloucester Township? We DON'T want a house in Winslow Township
Hello,

Berlin-Cross Keys Rd is the dividing line for Sicklerville. Anything West of it is the Gloucester Twp section and East is the Winslow Twp section. Developments such as Cobble ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in 08081
Janet Larsen, Real Estate Pro in Sewell, NJ
Janet Larsen answered:
Fiance has a 640 credit score and i have a 595 credit score, she make 39k and i make 41k, looking for a mortgage loan for approval with those score
As a 21 year resident in the area I know of a lender that can help. Pls feel free to email me or call me for assistance.

Janet Larsen
0 votes Share Flag Thu Sep 26, 2013 Home Buying in 08081
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I am looking for a sub 620 first time homebuyer loan
James,
FHA is an option. Most banks and mortgage brokers can make this available to you. You may need 10% down rather than the 3.5% FHA offers with better scores, but it would be an ... more
0 votes Share Flag Fri May 18, 2012 Home Buying in 08081
Eleise Queen…, Real Estate Pro in Sicklerville, NJ
Eleise Queensbury answered:
I want to buy a home in Sicklerville credit score really low so thinking about rent to own. want a nice home but a reasonable pymt. can any1 help me?
Depends on a number of different variables. If you want you can call me at my office 856-404-9260 ext. 141 Eleise Queensbury
Realtor Associate
Century 21 Rivera Realty
(office) 856-4 ... more
0 votes Share Flag Thu May 3, 2012 Home Buying in 08081
Guy Ghanem, Real Estate Pro in Las Vegas, NV
Guy Ghanem answered:
looking for first time home buyer grants
The gov't does offer grants to buy homes. They are limited to a certain number on an annual basis and have a deadline by when you must apply. To find out more info, visit http://ww ... more
0 votes Share Flag Sun Aug 12, 2012 Home Buying in 08081
Nancy Malone, Real Estate Pro in Sicklerville, NJ
Nancy Malone answered:
looking for a rent to own Realtor in the sicklerville nj area.
If you are not presently working with anyone. PLEASE CALL ME, I CAN ASSURE YOU WILL NOT BE SORRY. CALL ME AT 856-254-9670
0 votes Share Flag Tue Nov 19, 2013 Home Buying in 08081
Laura Gianno…, Real Estate Pro in New Jersey
Laura Giannotta answered:
Must there be an offer from a buyer to start the short sale process?
It depends on the bank. The short sale agent should get the mortgage authorization into the lender immediately, and start putting together the required paperwork.

Some banks, Well ... more
0 votes Share Flag Wed Aug 3, 2011 Home Buying in 08081
Jeffrey, Home Buyer in New Jersey
Jeffrey answered:
Quick sale due to relocation. We bought at the height of the RE market and comparables in our community arent selling? I need help!
The first step is getting in touch with a short sale investor. Contact us at (732) 440-8369 or visit http://www.foreclosuresolutionsnj.com and we can get you in touch with our investor ... more
0 votes Share Flag Thu Aug 16, 2012 Home Selling in 08081
Gina, Real Estate Pro in Turnersville, NJ
Gina answered:
Sub 620 FICO Score FHA Lenders in new jersey
Hi James,

Are you looking for mortgage assistance? Send me an email I can connect you to some great mortgage consultants.

Thank you
Gina Fagnani/Realtor Associate
GinaFagnani@a ... more
0 votes Share Flag Tue Jun 14, 2011 Home Buying in 08081
Jerry Barker, Real Estate Pro in Atlantic City, NJ
Jerry Barker answered:
any good lease to purchase single family 4 b/r in winslow,sicklerville or any in camden or gloucester counties?
None that I know of, but there some great deals out there in that area right now, and the 8000 tax credit is still up for grabs if you can get under contract before the end of this mont ... more
0 votes Share Flag Fri Apr 2, 2010 Home Buying in 08081
Jeremy S. Hi…, Real Estate Pro in Cherry Hill, NJ
Jeremy S. Hill answered:
my landlord is selling, she wants to put a lock box on the door, can I request her not to
Your lease will have a section that speaks about if the landlord decides to sell. They will have to give you "reasonable notice" as to when someone will be scheduling an appt ... more
0 votes Share Flag Sun Mar 28, 2010 Home Buying in 08081
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
Looking to buy home, But can only do lease with the option to buy, are there any homeowners or properties out there willing to do that?
There are many opportunities to do a Lease-Purchase in this market.

Often this option is mis-understood. You need to educate yourself on the process before you enter into an agree ... more
0 votes Share Flag Tue Mar 16, 2010 Home Buying in Sicklerville
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