They will go with HIS middle score. I use a VERY respectable and trustworthy mortgage broker. I would love to put you in touch if you will allow me to. He will give you all the options, including not placing your husband on the mortgage if it will bring down your chances.
Also, I live in Haddon Twp and sell homes in Cherry Hill and Philadelphia. I would be honored to speak with you regarding that as well.
Eric Axelson, Associate Broker
Licensed in NJ and PA
Kurfiss Sotheby's International Realty