07003 : Questions & Answers

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The Bolcar T…, Real Estate Pro in 07006
The Bolcar Team answered:
i would love to start the process of buying a house. My credit score is 595. I only came to NJ a year ago and i dont have any credit history.
Generally you need a credit score of over 640 and at least 3 trade lines to get a mortgage. There are some FHA programs available with lower scores that have some restrictions but your ... more
0 votes Share Flag Wed Jul 17, 2013 Home Buying in Bloomfield
Cristian Nav…, Real Estate Pro in Clifton, NJ
Cristian Navas answered:
Looking for a single family house near Brookdale Elementary School
Hi Stephen - right now there are about 20 or so single family homes for sale in the Brookdale School District in Bloomfield.

These range in price from $224k for a 2 bedroom, 1 and ... more
0 votes Share Flag Fri Jul 12, 2013 Home Buying in Bloomfield
Blanca Rosar…, Real Estate Pro in Montclair, NJ
Blanca Rosario answered:
Can we still get a great mortgage with only one income? My husband & I were pre-approved for a mortgage a few years back, then we held off on
Hi Jhawks its great that you have eliminated or reduced your debt but the one income is going to change what you can borrow.

Give me a call we can discuss this further and look at wh ... more
0 votes Share Flag Sat Nov 10, 2012 Home Buying in Bloomfield
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
if the fair market value is calculated by dividing thr proprty 's total assesed value by the average assesment ratio. What is the ratio ?
In NJ
Fair market value?
Is what buyers are willing to pay.
Assesment value is what the the town value your property so they can equally tax property owners.
the 2 are unrelated.
... more
0 votes Share Flag Wed Oct 10, 2012 How To... in Bloomfield
Cristian Nav…, Real Estate Pro in Clifton, NJ
Cristian Navas answered:
Real Estate Lawyer for a Bloomfield NJ closing
If you are working with a Realtor this is something you should be asking him or her to advise you on. Sometimes cheaper isn't better, and at the end of the day you want someone with a ... more
0 votes Share Flag Sat Nov 10, 2012 Home Buying in Bloomfield
Justin Smith, Real Estate Pro in Rutherford, NJ
Justin Smith answered:
I have a 3.5 yr old hoping to move to Bloomfield. What are the options for pre-k? Not seeing any on the web.
Here are a few names that might help.
*Education Station
*Olive Tree Child Care
*Looking Glass Children's Center
0 votes Share Flag Wed Jan 9, 2013 Home Buying in Bloomfield
Donna  & Dav…, Real Estate Pro in Upper Montclair, NJ
Donna & David Michael Leedy answered:
What cost more, Oil heat or gas heat?
Oil heat is a safe way of heating a home. If the oil tank is above ground and only 5 years old, there should not be any concerns. I would do a in ground tank sweep of the property beca ... more
0 votes Share Flag Wed Dec 26, 2012 Home Buying in 07003
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Whats the crime rate? Is the average family in bloomfield low or middle class?
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar wit ... more
0 votes Share Flag Mon Jun 18, 2012 Market Conditions in Bloomfield
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
I HAVE A 3 YO GOLDEN RETRIEVER
Hi Chris, how can we help you - wondering if this is part of an inquiry regarding rental needs - fill in the blanks and we'll try to help you.

Best,
Jeanne Feenick
Unwavering Commi ... more
0 votes Share Flag Sun May 13, 2012 Shopping & Local Amenities in Bloomfield
Sally Grenier, Real Estate Pro in Lafayette, CO
Sally Grenier answered:
How long do i have to wait if i put an offer on a house, its been a week and i haven't heard anything. Can i withdraw my offer?
What does your agent say?? What do the terms of the contract say? Typically you give the seller a deadline to respond. If they don't respond by that time, the contract is dead, and yo ... more
0 votes Share Flag Fri May 11, 2012 Home Buying in Bloomfield
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
HOW DO I FIND RATIO OF PROPERTY TAX ASSESSMENT VALUE TO RECENTLY SOLD VALUE (I.E. MARKET VALUE) IN ESSEX CO, NJ (BLOOMFILED, NJ)
There is no true set ratio. Market Value changes all the time, it's a reflection of what a ready, willing and able buyer decides their willing to pay for a property. Tax (or assessed va ... more
0 votes Share Flag Mon Apr 2, 2012 Using Trulia in Bloomfield
Cristian Nav…, Real Estate Pro in Clifton, NJ
Cristian Navas answered:
Has 46 Skyview Rd. Bloomfield, NJ been sold?
Hi Diane - yes, 46 Skyview Rd. in Bloomfield closed earlier this week. The final selling price was $315,500, which is a pretty good price for a 3 bedroom 2 bathroom home in that section ... more
0 votes Share Flag Thu Mar 8, 2012 Home Buying in Bloomfield
Tania Faria, Real Estate Pro in Clifton, NJ
Tania Faria answered:
I am looking to buy a home in North Bloomfield. some houses we like are off of BroughtonAve. Is this still considered brookdale? Is this a nice area?
HELLO JENNY,


HOMES OFF OF BROUGHTON AVE ARE MOST LIKELY IN THE DEAMREST SECTION. YOU SHOULD ASK YOUR AGENT IF YOU ARE WORKING WITH ONE. I'VE LIVE ... more
0 votes Share Flag Sun Oct 21, 2012 General Area in Bloomfield
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
Can my boyfriend and I walk away while we are under contract for a home if we found the oil tank in the yard contaminated the soil?
I'm just going to state the obvious... it all depends on the terms in the contract you signed. Check your contract, and talk to your Realtor. The answers are there.
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 07003
Gene Tedesco, Real Estate Pro in Roseland, NJ
Gene Tedesco answered:
Homes for Sale
Normally this time of year the number of new listings slows down but there are new listings in bloomfield almost every day. I live in town and would be happy to set you up with a listi ... more
0 votes Share Flag Wed Dec 21, 2011 Home Buying in Bloomfield
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
I am working with an agent to buy a house in Bloomfield. She is nice, but I feel she is not that knowledgeable. Should I get another agent?
You are absolutely wrong, Agents sit in the dark on the information regarding Short Sales, Simply put, there is very little information other than a Realtor has made the asking price, q ... more
0 votes Share Flag Thu Dec 15, 2011 Home Buying in Bloomfield
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
down payment assistance grants?
Hi Sara - I helped answer a similar question a few days ago, you can see http://www.trulia.com/voices/Financing/in_new_jersey_what_programs_are_available_for_st_t-296794 however the sam ... more
0 votes Share Flag Fri Jul 8, 2011 Financing in 07003
John Davis J…, Real Estate Pro in Caldwell, NJ
John Davis Jr., Realtor answered:
How to know if it is right price for a house? They say 15 times annual rent but there's no single house for rent in the same area.
GREAT QUESTION!

Truly the best way is to have YOUR REALTOR - LIKE ME help you with recent sold comparable properties that have sold and adjusting those based on items of value and it ... more
0 votes Share Flag Mon Apr 30, 2012 Home Buying in Bloomfield
Ian A. Wolf,…, Real Estate Pro in Morristown, NJ
Ian A. Wolf, ABR SFR answered:
What is the maximum loan amount on a 203k in Essex County NJ?
The loan limit for a 203k, which is an FHA loan is 729,740 on a single family. This for owner Occupied, and would include the renovations and the loan amount. I might recommend the best ... more
0 votes Share Flag Fri Sep 17, 2010 Home Insurance in 07003
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Can anyone help me find a rent to own home in NJ? I really wish I could buy a house but I can not at this time due to my poor credit score.
Here's a link to a blog I wrote on how to find rent-to-own/lease-option properties:
http://www.trulia.com/blog/don_tepper/2010/03/how_you_can_find_and_buy_a_lease-option_rent-to-o ... more
0 votes Share Flag Sat Aug 24, 2013 Home Buying in Bloomfield
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