06519 : Questions & Answers

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Frank Alvara…, Real Estate Pro in New Haven, CT
Frank Alvarado answered:
I am looking for a real estate agent to help me look for homes to buy. I am in the pre-approval process and am looking in the New Haven area.
Hi,

I would like to help you find your next home, Visit my Trulia profile and contact me if you would like more information on the home buying process. I have helped many clients buy ... more
0 votes Share Flag Fri Aug 17, 2012 Home Buying in New Haven
Teresa Fripp, Real Estate Pro in Hamden, CT
Teresa Fripp answered:
A house that I am looking at on Woodward Ave in New Haven has a much higher asking price than assessment value. Is that normal, are the two connected?
The assessment value is usually lower than the market value of the home, however the market value and asking price should be close in price.
0 votes Share Flag Fri Aug 17, 2012 Home Buying in Annex
Sally Grenier, Real Estate Pro in Lafayette, CO
Sally Grenier answered:
how can i see it?
Step 1. Contact a local Realtor.
Step 2. Get prequalified with a lender.
Step 3. Give your Realtor the address you're interested in.
0 votes Share Flag Tue Aug 7, 2012 In My Neighborhood in Fair Haven
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
how can i see it?
Call me, I will be sure you have excellent financing and will review the neighborhood values with you to help you make a good decision, now or in the future.
0 votes Share Flag Wed Sep 26, 2012 In My Neighborhood in Fair Haven
Bennett J. S…, Real Estate Pro in Connecticut
Bennett J. Streets answered:
In the prospect hill section of New Haven, is St. Ronans Street near Canner "as safe" as the rest of Prospect Hill?
When considering crime as a factor in home buying I recommend that you first start with the local police station. They would have the best answer towards the details of your concern. An ... more
0 votes Share Flag Thu May 17, 2012 Crime & Safety in Prospect Hill
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Crime on Prospect Hill (east of prospect st) seems to decrease sharply north of Canner. Is Canner a dangerous thoroughfare?
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar wit ... more
0 votes Share Flag Sun May 6, 2012 Crime & Safety in Prospect Hill
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
Do realtors have info on how much shadow inventory banks are holding in New Haven?
Nobody knows that but the banks and the home occupier(s), it's the wildcard....Connecticut fares better in historical ratios of forclosure activity than 33 of 50 states in the US...... ... more
0 votes Share Flag Thu Aug 30, 2012 Home Buying in New Haven
tim moore, Real Estate Pro in Nags Head, NC
tim moore answered:
If I'm applying for an FHA loan will I get the same rate regardless if I go to any bank/broker?
FHA just means it is partially guaranteed by our tax dollars. Banks, lenders, mortg brokers all compete with each other and interest rates will vary for one to another and from day to d ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in New Haven
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
A couple questions about the CHFA program...
Too much to post .........I have a yale homebuyer right now, and a CHFA originator I work with if you want more info............CHFA can be 100% financing.........Dave 203.654.2905
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 06511
Jeffrey Gran…, Real Estate Pro in 06511
Jeffrey Granoff answered:
Why are the association fees on the University towers apartments so high? And I haven't seen tax amounts for these. Are they also high.?
Hi, Jeff Granoff here, from GRL & REALTORS, in New Haven. The reason the monthly fee is higher than expected for a condo is because it also includes heat, hot water, and property taxe ... more
0 votes Share Flag Mon Apr 23, 2012 Home Buying in 06515
Joe, Home Buyer in New Haven
Joe answered:
I can't understand the New Haven tax rate to purchase a home?
Please only respond if you understand the specific New Haven market.

Thank you to all you out of towners, don't stop assisting us idiots, but I need local help here..
0 votes Share Flag Tue Apr 17, 2012 Home Buying in New Haven
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
If buyer brokers still make their commission off of the purchase price how will I know they'll have my best interest in mind?
Well I must be the worst agent in the world. I advise my clients to spend less than what they're qualified by their lender. My advice is always spend as much as you are comfortable ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Julie Traver…, Real Estate Pro in Naugatuck, CT
Julie Traver-lucia answered:
A friend told me that a home priced over 25% of the assessed value of the home is overpriced. Would you agree?
The assessed value is usually 80% of the appraised value. Depending on the area, condition and age of the home should all also take a play in the pricing of a home. I would be more tha ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Cedric Mcneil…, Real Estate Pro in Connecticut
Cedric Mcneil (203-435-7405) answered:
Will if affect my credit if I go to a couple different banks/lenders to see how much we qualify for?
My best suggestion is to use a mortgage broker. They typically work with a large number of lenders and can usually shop rates. When your credit is pulled an inquiry is noted on your rep ... more
0 votes Share Flag Wed Mar 7, 2012 Financing in New Haven
A, Real Estate Pro in Connecticut
A answered:
How do i find the best mortgage rate?
Call Joann Flanagan @ 203-592-1333 she can give you great advice on the mortgage process and very good rates also?
0 votes Share Flag Wed Apr 18, 2012 Home Buying in New Haven
Abu Musa, Real Estate Pro in Kensington & Parkville...
Abu Musa answered:
Is PMI a scam for bozo's who don't have enough cash for a 20% down payment?
PMI needs to be paid by borrower if down payment is less than 20%. You may read my blog about PMI.
0 votes Share Flag Wed Mar 7, 2012 Home Buying in New Haven
Cedric Mcneil…, Real Estate Pro in Connecticut
Cedric Mcneil (203-435-7405) answered:
Moving to Yale for part-time graduate/post-doc studies. Looking tp buy for a 1-2 BR around Yale. Any suggestions?
Hello RJ,

There are a lot of options available. There would be much more criteria needed on the home that will suit your needs to even begin.

I suggest you seek the assistance of ... more
0 votes Share Flag Sun Feb 19, 2012 In My Neighborhood in Wooster Square / Mill River
Vicky Chrisn…, Real Estate Pro in Leesburg, VA
Vicky Chrisner answered:
After two weeks of negotiations, my listing realtor just told me that she is also the buyer's realtor. Should I rethink the Hubbard for this?
Sounds like you're not comfortable with the dual agency issue, and to be honest I am not a fan of it. Tell her you do not agree to it. I know in VA that is an option of anyone - ... more
0 votes Share Flag Wed Apr 25, 2012 Home Selling in New Haven
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Is it legal for a bank to list a home for sale, accept and sign an offer with a buyer while a house is in litigation??
What sort of litigation?

There are some types that are pretty certain to be resolved, and can be resolved fairly quickly.

There are other types that could drag on for years.

Yo ... more
0 votes Share Flag Tue Feb 14, 2012 Foreclosure in 06511
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