03079 : Questions & Answers

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Melani Taill…, Real Estate Pro in Portsmouth, NH
Melani Taillon answered:
Family member offer to help out so i can reach 20% downpayment. Should this affect my rate/apr if im applying thru an FHA Loan?
Hi Hector, the best person to answer that question would be a Mortgage Professional. If you are ready to look at homes, have not hired a REALTOR and you are in Southern NH please give m ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in 03079
REMAX Synergy, Real Estate Pro in Bedford, NH
REMAX Synergy answered:
fico score of 600, sal195,000 annual, 4% to put down, few lates in last 12 months working at jobs 22 years. can we get an FHA loan?
Paula,

Everyone lender is different for their guidelines, can I suggest you give Tammy Poitras at Merrimack Mortgage a call and see what you would qualify for, her # 603-206-9898. I ... more
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Salem
Lise Tremblay, Real Estate Pro in 03051
Lise Tremblay answered:
Is it possible to buy a home when you already own a home in another state that is being rented out my tenants?
Hi Danielle! Yes it is, depending on your financial situation. Have you spoken to a lender about this yet? I have several lenders whom I work directly with right in my office. If yo ... more
0 votes Share Flag Thu Dec 12, 2013 Home Buying in Salem
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
you will sit on the market forever
You will have a journey that takes you over water.
0 votes Share Flag Thu Aug 2, 2012 Home Buying in Salem
Dane Hahn, Real Estate Pro in Exeter, NH
Dane Hahn answered:
seriously 200 grand get your self out of the sand and get into 2012
Good advice to live by, send a copy to Tiger Woods.
0 votes Share Flag Thu Aug 2, 2012 Home Buying in Salem
Lise Tremblay, Real Estate Pro in 03051
Lise Tremblay answered:
want to get FHA loan and have chargeoffs on credit reports that are 3 years, I was told if I pay them now that my scores will drop? What do i do?
Paula, I have the name of a great lender she will assist you in exactly what to do. She assists many of my buyers to get to the scores they need to purchase a home.

Her name is Marl ... more
0 votes Share Flag Fri Jan 25, 2013 Home Buying in Salem
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I heard a man committed suicide in the house, is that true? How long ago did it happen?
Brenda you may want to go back to the ad, click on the profile for the listing agent and call or email them direct. You will have better luck getting an answer. Good luck
0 votes Share Flag Sat Jun 2, 2012 Crime & Safety in Salem
Melani Taill…, Real Estate Pro in Portsmouth, NH
Melani Taillon answered:
Can you obtain and FHA loan with an average credit score of 570?
Hello. There are many mortgage plans available for people with varied credit scores. I would suggest contacting a Mortgage Broker to discuss your options.


If you would like assista ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in Salem
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How are the $375,000 homes in the Salem area selling? Are there many people looking at this type of property?
Our market in NH has been very strong. We did not see the winter slowdown but an increase in sales. There are buyers buying in the upper segments of our market. The amount of homes on t ... more
0 votes Share Flag Thu Feb 28, 2013 Market Conditions in Salem
Paul Rinde, Real Estate Pro in Menifee, CA
Paul Rinde answered:
Made an offer on REO home and they received 2 others. They asked for best and final from all. 3 days & no word. Can I go back and increase?
Absolutely, Untill the seller has accepted you are entitled to raise your offer. Just submitt another H & B to the agent and say sorry you have come to your senses. Be quick though, ... more
0 votes Share Flag Sat Apr 21, 2012 Foreclosure in Salem
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I want to make an offer on a short sale listing for significantly less than the asking price, and what I feel the value is in the Salem, NH market.
In order to determine a fair offer, review comps with your agent, recently sold similar properties in the immediate area, see what the data suggests, then make a determination....your a ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in Salem
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
Can a second lien holder forclose on a property?
good evening..yes, they certainly can...
best regards.
bob mcclure
mortgage one
brighton, michigan...
0 votes Share Flag Wed Oct 9, 2013 Foreclosure in Salem
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
what is the difference in buying in salem, nh then massachusetts?
Are: A great site that you can ask this question and get consumer advice is www.city-data.com. If you have children and want to check the schools out for each area, this non-profit si ... more
0 votes Share Flag Mon Nov 12, 2012 Home Buying in Salem
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
asking about the wetlands near the property I'm interested in
Danny i would need to know the address so i can look it up for you. Your best bet is to ask teh listing agent. you may also want to pull up the plot plan and tax map at Salem Townhall. ... more
0 votes Share Flag Thu Feb 18, 2010 General Area in 03079
Ken Lambert, Real Estate Pro in Exeter, NH
Ken Lambert answered:
does Salem N.H crime rate get affected by it being close to Lawrence Massachusetts
Hello- I don't think so. First, Salem is not adjacent to Lawrence. Secondly, the crime rate in Salem doesn't appear too bad. Salem is generally a very nice town. Trulia h ... more
0 votes Share Flag Thu Aug 29, 2013 Crime & Safety in Salem
Ron Fredette, Real Estate Pro in Manchester, NH
Ron Fredette answered:
How is the salem market doing. Are homes selling and if so, how close to listing price?
Stats from 06/11/2008-06/11/2009 for Salem Residential
You should consult your seller agent, if you don't have one you should get one quickly!

Closed Listings
Count 194 194 100.00 ... more
0 votes Share Flag Thu Jun 11, 2009 Home Selling in Salem
Valerie Clou…, Real Estate Pro in Londonderry, NH
Valerie Cloutier answered:
Can you help me find a home to rent in Salem or Windham NH?
Hi Jeff (JT)
I would be happy to help you find a home to rent. I live and work in this area of southern NH. You are welcome to contact me at your convenience. I look forward to hearing ... more
0 votes Share Flag Mon Feb 11, 2013 For Rent in Salem
No one, Real Estate Pro in Arts District HOA, I...
No one answered:
why are the details not the same as n the NNEREN?
Good eye! Why don't you just contact the listing agent directly? It would probably be easier then trying to find them here.
0 votes Share Flag Sat Apr 4, 2009 Home Selling in Salem
Pam Winterba…, Real Estate Pro in San Ramon, CA
Pam Winterbauer answered:
Hello, - I am in search to see if there are any 1 bedroom townhome /codo units available for rent at the
Irene.....

We do not have rentals here on Trulia. You may want to try the local craigslist. Good luck.
0 votes Share Flag Sun Feb 10, 2008 Market Conditions in 03079
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