02861 : Questions & Answers

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Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
how to take my email off your mailing address?
Hi there Daysha,

You can take yourself out of any email communications by using the settings in your profile:

http://www.trulia.com/account/email_preferences/

Let me know if y ... more
0 votes Share Flag Mon Apr 22, 2013 Rentals in Pawtucket
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
my question is do I need to agree on a pmi on a mortgage loan
I am not quite sure what your question is, as this house is listed for $85,000, and you are talking about a $90,000 loan. If you are considering an FHA 203K loan, then you would be payi ... more
0 votes Share Flag Tue Dec 17, 2013 Home Buying in Pawtucket
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
Do we need a coporate resolution on a short sale? California property FNMA loan financing.
Hey sinprab,

I noticed that your question probably didn't get any responses because it's a California question posted into a Rhode Island zipcode category.

You might get more answ ... more
0 votes Share Flag Mon Nov 26, 2012 Foreclosure in 02860
Jay Rezendes, Real Estate Pro in Rhode Island
Jay Rezendes answered:
I am interested in living on Sisson and Main St. Do you know if it's safe? I'm really concerned about people breaking into my car.
Your best bet is to go by this area at different times of the day and check on line for websites that have crime reports. It is illegal for a realtor to give an opinion on an areas.... ... more
0 votes Share Flag Tue Nov 19, 2013 Crime & Safety in 02860
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
What's my next step with Bank of America?
The modification and foreclsoure departments are different. You may not be able to get a loan mod if you are behind, you may need forebearance. The thing to do is call them right now, a ... more
0 votes Share Flag Tue Aug 21, 2012 Foreclosure in 02861
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
What to do about a short sale?
what do you need to know?
you need to know that you can't be sure if a closing will ever take place...............

why do you want to buy a short sale?

If you are interested in b ... more
0 votes Share Flag Thu Aug 9, 2012 Home Buying in 02861
Lydia Smith, Real Estate Pro in Lincoln, RI
Lydia Smith answered:
I need an apartment in CF/Pawt area. I have cats. I am the only human tenant. I have worked 17 years at same job. HELP!
We only sell houses we have no rental units.
0 votes Share Flag Fri Aug 17, 2012 Rentals in Pawtucket
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
which bank is offer 203k now
Are you asking what banks offer 203K loans? Many do. Just call a few and ask to speak to the loan officer and ask.
0 votes Share Flag Wed Apr 16, 2014 Home Buying in Pawtucket
Joseph Del S…, Real Estate Pro in East Greenwich, RI
Joseph Del Sesto answered:
FHA down payment is currently 3.50% but what do the banks require? is it 3.50 or 5%
Helen. The down payment is 3.5%. I also have a lender who will do a conventional loan for 3% down payment with no up front or monthly PMI. Contact me at Joe@joedelsesto.com or visit my ... more
0 votes Share Flag Mon Apr 16, 2012 Home Buying in 02861
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
can i buy a house with only $3,000 down?
Sure, there are plenty of financing programs available to allow that. But, much more importantly, you need to have a stable and sufficient source of income to cover the monthly mortgag ... more
0 votes Share Flag Mon Oct 8, 2012 Home Buying in Pawtucket
Sarah Goulart…, Real Estate Pro in Bourne, MA
Sarah Goulart Nathe answered:
why do some real estate transactions show as $1 in newspaper?
Normally that means it was a sale within a family. Legally there has to be 'tender' for a home to change hands, so many will 'sell' their home to a family member fo ... more
0 votes Share Flag Wed Feb 22, 2012 Home Selling in 02860
Seth Daley, Real Estate Pro in Providence County, RI
Seth Daley answered:
what is your contact # for this property -?
Unfortunately, you have not indicated which property you are looking for additional information on.
0 votes Share Flag Mon Oct 17, 2011 Rentals in Pawtucket
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
What is a better deal. Go back and forth and take time to negotiate a sale price below list or agree to pay list price but ask for 6% back for close
harold - in today's funky lending market, many lenders will not allow a 6% credit at closing. Check with your lender, first, to make sure they will allow such a credit (and in wha ... more
0 votes Share Flag Mon Oct 17, 2011 Home Buying in Pawtucket
Eric Hanlon -…, Real Estate Pro in 02021
Eric Hanlon - Realtor answered:
What percentage below a listing price should I expect to purchase a home in this buyers market?
Hi Harold. That is a difficult question to answer. It has more to do with how the house is priced and knowing what it is really worth than trying to figure out a "percentage" ... more
0 votes Share Flag Mon Oct 17, 2011 Home Buying in Pawtucket
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
How can I find out the value of a specific home?
Any local agent can help you, ask to review comps-- recently sold similar properties in the immediate area, factor in repairs, extensive or cosmetic if needed, etc., then make a deter ... more
0 votes Share Flag Sun Mar 21, 2010 Home Selling in 02860
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Offer on home that is NOT a short sale
Short sales are by no means fast sales--you need to find out what the amount owed is sooner rather than later--if your offer is sufficient to cover the outstanding portion of the loan ... more
0 votes Share Flag Thu Feb 25, 2010 Foreclosure in 02860
B, Home Owner in Minneapolis, MN
B answered:
I own a 2 family house that I do not live in The house is valued at $209,000 and I have mortgage of $27,000 Is there anyone who offers HELOC
HELOC?
Have you think about refinance into a 10 years term instead? Home Equity Line of credit ussually, not always are interest only, so you "will" never pay off the debt u ... more
0 votes Share Flag Thu Feb 18, 2010 Financing in 02861
Christopher…, Real Estate Pro in Warwick, RI
Christopher Rotondo answered:
why does city assess higher value than paid price?
Hello,

The assessed value that is determined by the town is for distribution of taxes only and does not correlate with a sale/purchase price of a home. It is a way that the down "fa ... more
0 votes Share Flag Sat Jul 25, 2009 Home Selling in Pawtucket
Christopher…, Real Estate Pro in Cumberland, RI
Christopher Cox answered:
if i buy a foreclosure in pawtucket, ri am i responsible for back taxes
Hi Rebeccalee,

It will depend. If you buy it at a "foreclosure auction" then yes, you would be responsible for any municpical liens(taxes, water, sewer...etc). However, if you buy ... more
0 votes Share Flag Fri Jun 19, 2009 Home Buying in 02861
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