Unfortunately this in not all that uncommon. Currently it's their house, but there is usually verbiage in the loan that says the owner has to take some care with the home. But they are being foreclosed and you can't get blood form a turnip so I am not sure what can be done or by whom. maybe someone knows... more
I would talk with several lenders, not just one, and make sure you get a fee schedule up front from each to know what the costs of their services will be, this could save you extra money near the end of the process when you buy your 1st home. Congratulations on your choice to buy a home!... more
To properly answer this question would require a review of your lease agreement. That said, there may not be an "out" built into the agreement as it was written by the landlord, not you. You may want to talk to the landlord and explain the situation bu not before you discover what is causing the attacks first. If there is an uncorrectable health issue with the property it might be the leverage you need for your escape.
Keller Williams Realty