Financing in 02760 : Questions & Answers

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Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Looking for lenders of VA mortgages for someone who has had a short sale in the last couple of years. The co-applicant has excellent credit. Carla
Are they married? Is it for a primary home that both will live in? Is the vet's credit bad?
0 votes Share Flag Fri Jan 18, 2013 Financing in North Attleboro
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Good cred until job loss 2011. Home lost, credit cards late, now paid off. See addit comments - won't let me post all of it.
More information is needed. Such as what do you mean by your home was lost? Do you mean it was foreclosed on? If so, when was it foreclosed on? VA requires 2 years from a foreclosur ... more
0 votes Share Flag Sun Jun 9, 2013 Financing in 02760
Louis Wolfson, Real Estate Pro in Newton, MA
Louis Wolfson answered:
I took a large paycut (30k) about 5 years ago. We relied heavily on our credit cards and got into some heavy debt.
A mortgage broker would be best to answer your question, but a lot will depend on your fico score and your credit history at the time you apply which will be in 6-12 months as you state ... more
0 votes Share Flag Wed May 9, 2012 Financing in 02760
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
how does a person who has been foreclosed on two years ago begin to become a home owner again?
It will probably take 5-7 years from a foreclosure to be able to purchase again. Get in contact with a mortgage broker and find out when you may be able to submit a mortgage applicatio ... more
0 votes Share Flag Mon Mar 12, 2012 Financing in 02760
Karen Parson…, Real Estate Pro in Laguna Beach, CA
Karen Parsons-Fiddler answered:
how can i buy a house with 547 credit score,and no big down payment.?
Hi Hardroller2ko,

Sadly....you might not be able to. FHA looks for a 620 FICO score and that would allow you to get into a home with 3.5% down. What you should do is concentrate on r ... more
0 votes Share Flag Sun May 6, 2012 Financing in 02760
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