01841 : Questions & Answers

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Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
If my Mortgage rate is 3.375...an APR of 4.34 too high?? Also if the mortgage company does the appraisal and switch could the same appraisal be used?
Is your loan FHA ? If so then that apr might make sense. FHA appraisals are generally portable.
0 votes Share Flag Thu Apr 4, 2013 Home Buying in 01843
Louis Wolfson, Real Estate Pro in 02030
Louis Wolfson answered:
House has been inspected. for the issues that it has, is it better to have the seller discount the price of the house? or have him fix it?
depends on the extent of the work, the cost of the work, the time it would take to do the work and your comfort level with who would be doing the work.

Also remember that a discount ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Greer, Real Estate Pro in Newton, MA
Greer answered:
Do sellers usually work with the buyer when the house is appraised at a much lower price than the selling price?
It never hurts to ask. It depends case by case, but if the lower appraisal puts the loan approval at risk, then it is likely the seller would be willing to renegotiate since the altern ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Scott A. Nel…, Real Estate Pro in 02155
Scott A. Nelson answered:
House that i made an offer on a two family house in lawrence, used to have to have a pool but doesnt anymore... should seller reassess it?
The residential rate for Lawrence is $14.xx per thousand, even at that rate a pool even one valued at $20K would only be $280-$300/yr. You should find out if it's being counted into the ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Wen Farina (…, Real Estate Pro in Massachusetts
Wen Farina (Wayne) answered:
House listed with 3.5 bathrooms but only has 3 bathrooms. what should i do in regards to the price?
Are you the owner or a buyer?
0 votes Share Flag Wed Apr 3, 2013 Home Buying in 01843
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
Buying a multifamily house, is it good to keep the tenants?
Kind of backwards to make an offer to be able to see the other unit.

It is nice though to have a tennant that is in there assuming they pay rent on time. Only issue would be if they ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 01843
Sarah Goulart…, Real Estate Pro in Bourne, MA
Sarah Goulart Nathe answered:
how to get pmi waived?
Not sure what you mean by 'waived'. Are you currently in a home and paying pmi or are you shopping for a property, if it is the latter, have you looked into MassHousing loan ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 01843
Pacita C Dim…, Real Estate Pro in Alameda, CA
Pacita C Dimacali answered:
My wife is in love with a house that recently (6 months ago) for 250.000, I was wondering if is possible to offer the home owners to buy their house.
If is listed for sale? If it is you should engage a realtor to help you write an offer.

If it's not listed for sale, you can certainly approach the seller...but I would still advise ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Lawrence
Allan Erps, Real Estate Pro in 10989
Allan Erps answered:
Should I get preapproved?
Not sure about all of your questions but some Banks do want to see 2 months of statements to evaluate the Loan. However, I am fairly certain a pre-approval is in order. 401k money or ot ... more
0 votes Share Flag Thu Jul 31, 2014 Home Buying in 01841
Wen Farina (…, Real Estate Pro in Massachusetts
Wen Farina (Wayne) answered:
how much is the association fee on this unit?
Hi Mia, the fee is 282/month and the fee includes: Heat, Hot Water, Water, Sewer, Master Insurance, Exterior Maintenance, Road Maintenance, Landscaping, Snow Removal. This is also a sho ... more
0 votes Share Flag Tue Jan 1, 2013 Traffic & Public Transportation in Lawrence
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
I did a short sale. When can I buy? If I have 20 percent down does it change the answer.
Two years provided there were no late payments on the mortgage.
0 votes Share Flag Thu Sep 20, 2012 Home Buying in Lawrence
Richard Shap…, Real Estate Pro in Framingham, MA
Richard Shapiro answered:
If there any bank that would len 50,000 dollaras to buy a condo in lawrence Massachusetts
Yes. A local bank or credit union would be a better source for a smaller mortgage.
0 votes Share Flag Sun Sep 23, 2012 Home Buying in Lawrence
Lynne Hagopi…, Real Estate Pro in Framingham, MA
Lynne Hagopian answered:
how much is the cost of dewinterizations?
Hi Susan...I don't know if you are talking about dewinterizing a property for a home inspection like a foreclosed property or not. It may be up to the bank and who they use as a propert ... more
0 votes Share Flag Sat Jun 2, 2012 Home Buying in 01841
Joe Zingales, Real Estate Pro in Methuen, MA
Joe Zingales answered:
looking for an affordable apartment in south lawrence, ma near the train station. Anyone know of any?
Good morning Cassandra,

We actually specialize in rentals in that area. There are several! Please contact me and we can proceed from there.

978-360-4743 Joe
0 votes Share Flag Wed Jul 23, 2014 Rentals in Lawrence
Steve and Ke…, Real Estate Pro in 02038
Steve and Kelly Boucher answered:
I own a 3 family i purchased in 2009 in which i occupy one of the units. I married in 2011 and my husband and i want a single family but don't
Yes assuming you qualify with credit and income. Owning the 3 family would not be a hindrance. Please feel free to contact me if you would like to discuss your options further.
0 votes Share Flag Wed May 2, 2012 Home Buying in 01841
Chris Lefebv…, Real Estate Pro in Methuen, MA
Chris Lefebvre answered:
Planning to buy a house, have a credit of 576, I want a one family home in Lawrence, MA with 2 or 3 bedrooms, will I be able to do it?
I work in the area and here is a link to my website with local 2 mortgage brokers that I would highly recommend. They are both licensed in MA and NH. Give them a call and they will be ... more
0 votes Share Flag Wed Apr 4, 2012 Home Buying in Lawrence
Aaron Wluka, Real Estate Pro in Massachusetts
Aaron Wluka answered:
Can someone get a house with 60% down and 680 credit?
Yes, So long as the loan amount is at least $75,000
0 votes Share Flag Mon Mar 5, 2012 Home Buying in Lawrence
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how can i get a apprasial on my home wirh out paying for it?
If you are looking to sell, consider inviting a few local agents from different realty companies and ask for a cma, comparative market analysis; review the data, ask opinions and deter ... more
0 votes Share Flag Mon Mar 5, 2012 In My Neighborhood in 01843
John & Miche…, Real Estate Pro in Reading, MA
John & Michelle Ternullo answered:
I have bad credit but a good paying job i just started i want my own home how can i do it single family 1 2 or 3 bedroom i d c
Hello-
I would recommend calling a loan officer. They can review your financial situation and provide advice from there.
If you need any recomondations , let us know, we are happy t ... more
0 votes Share Flag Wed Apr 4, 2012 Home Buying in Lawrence
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