Financing in 01835 : Questions & Answers

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Jeffrey  Car…, Real Estate Pro in Beverly, MA
Jeffrey Carter answered:
I'm looking to purchase a investment property, should I stick to a mortage broker that specializes in investments?
Hi Rob,

Most mortgage brokers should be able to assist with investment deals. If you have someone who "specializes" in investment deals, then I'd stay with him/her. I ... more
0 votes Share Flag Sat Oct 6, 2012 Financing in 01835
Michelle Gon…, Real Estate Pro in Los Alamitos, CA
Michelle Gonzalez answered:
Is it possible to obtain a mortgage with less than 20% down payment?
Yes of course. FHA loans only require 3.5% down payment
0 votes Share Flag Sun Apr 29, 2012 Financing in Haverhill
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Can I obtain a mortgage with less than 20 % down?
Yes. I have a buyer that has a 5% down loan for about $350,000 so they are out there.
0 votes Share Flag Mon Mar 26, 2012 Financing in Haverhill
Pat White, Real Estate Pro in Eldersburg, MD
Pat White answered:
How can they do an accurate appraisal for refiancing in the winter with all the snow on the ground? They can not take any pictures of your property?
Hi Tinker

It's easy they just take pics of the snow they will assume that the ground is ok . It's more about the house .
0 votes Share Flag Thu Jan 27, 2011 Financing in Haverhill
Lynn  Crosby, Real Estate Pro in Dallas, TX
Lynn Crosby answered:
Is it easier to ref with a direct lender or local company?
It would not matter all is based on rates, closing costs.

FYI - they state no charge to refi HOWEVER the entire expense is rolled into the loan. If your intent stay in the home for ... more
0 votes Share Flag Mon Jun 7, 2010 Financing in Haverhill
Geoffrey Boyd,  in Oregon
Geoffrey Boyd answered:
Who is the best lender to ref with a high DTI 59% and credit score in mid 600's?

Your best bet may be an FHA loan. We do lots of them and many have DTIs above 50%. The other issue to look at is your LTV and loan amount. In a few cases, a conventional l ... more
0 votes Share Flag Tue Jun 8, 2010 Financing in Haverhill
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