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Alex Reedy, Real Estate Pro in Lancaster, PA
Alex Reedy answered:
How many loans can I default on and still buy a house?
Zero. You need to show the ability manage your current bills before you take on more. Good Luck
0 votes Share Flag Tue Nov 13, 2012 Credit Score in Lancaster
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
Would it hurt my credit to accept a new cc at 0 % into rate while paying off another credit card?
You would suffer a small drop in points for establishing the new trade line. But over time it will help.
You might see the points come back in about 6 months and see a score increase ... more
0 votes Share Flag Mon Nov 12, 2012 Credit Score in Houston
Robert McGui…, Real Estate Pro in Denver, CO
Robert McGuire answered:
I tried renting a car and it said my credit report wouldnt let me and i checked it and all 3 said i have good to fair scores what could the problem b
Dbowl9,

There could be several reasons. Stringent requirements of the rental company. Debt to income, a different reporting system than you are looking at. Get together with a local ... more
0 votes Share Flag Sat Nov 10, 2012 Credit Score in Denver
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
When school open back?
Hey Sergio-

Most schools started in September, I recommend reaching out to the specific school to ask about late enrollment.

Ali Hillman, Community Manager
0 votes Share Flag Tue Nov 6, 2012 Credit Score
Carl, Home Buyer in Mechanicsburg, PA
Carl asked:
can i get a va loan with a 600 credit score?
0 votes Share Flag Mon Nov 5, 2012 Credit Score
Andrew Wilki…, Trulia Community Manager in San Francisco, CA
Andrew Wilkinson answered:
New start/ credit card/ credit score
Hi there AM,

Congratulations on your fresh start. It sounds like things are going well.

If you're just interested in building your credit, I'd recommend that you reach out to your ... more
0 votes Share Flag Wed Nov 7, 2012 Credit Score in Broward County
Connie Hladik, Real Estate Pro in Fremont, NE
Connie Hladik answered:
What type of loan programs are there for low credit score 540-570? How can I get financing with a low credit score and a 20% down payment?
Consider a cosigner with a better credit score. I don't know of financing below a 640 credit score.
0 votes Share Flag Wed Nov 7, 2012 Credit Score in Rockford
Teresa Krawi…, Real Estate Pro in Covina, CA
Teresa Krawiec answered:
ineed help with my credit report i dont find i thinking is spam thank
William,
if you need help with credit score please contact American Credit Repair Centers -
Paul Ford 310-903-7934 or email : PaulFord@AmericanCreditRepair.net,
Strongly recommend!
0 votes Share Flag Fri Nov 2, 2012 Credit Score in Valencia
James McClos…, Real Estate Pro in 33131
James McCloskey answered:
What's the grace period duration for checking my credit score many times during lenders selection?
Dear Miami Beach:

According to myfico.com " the score ignores mortgage...inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't af ... more
0 votes Share Flag Thu Nov 1, 2012 Credit Score in Miami Beach
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
What do I do if I dont have credit?
No credit and bad credit are two different things. Go speak with a lender and let them advise you.
0 votes Share Flag Thu Nov 1, 2012 Credit Score
Bobby Atkiss…, Real Estate Pro in Columbia, MO
Bobby Atkisson answered:
What local Bank you recommend that takes the lowest Score and what is that Score? thank you.
I am not in NM however, I am licensed in all 50 states with 12 years experience! And we go down to 560!
0 votes Share Flag Mon Feb 17, 2014 Credit Score
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
One more questions. Does any mortgage people or agents on here know about these credits scores? The bank gave me a copy of mine that says 770 but i
A Credit Score is actually 3 scores; Your's may be 789, 780 and 770.
A Lender can use any combination to justify their decisions.

770 is pretty terrific score, and 789 is exceptiona ... more
0 votes Share Flag Wed Apr 23, 2014 Credit Score in New York
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Filed Bankrupcy on 2010 for Chapter 7, now I had a credit score of 650 and interesting to buying a COOP on 350 Richmond Terrace, Staten Island NY
Was the bankruptcy discharged...keep in mind that when it comes to co-ops, boards do have their own financial requirements that must be met in order to be approved, and each building is ... more
0 votes Share Flag Sun Sep 1, 2013 Credit Score in 10301
Eric Getz- A…, Real Estate Pro in 17756
Eric Getz- Associate Broker answered:
My husband and I are currently looking at buying our first home. His credit is in the low 600's
I can't make any promises but I can get you in touch with the right people. Please feel free to contact me anytime on my Cell 570-971-5211.
Regards,
Eric Getz
RE/MAX EDGE
0 votes Share Flag Tue Oct 30, 2012 Credit Score in Williamsport
Daniel Alvar…, Real Estate Pro in Union City, NJ
Daniel Alvarez answered:
FHA Credit Score 634
Sounds like you are good to go. I'm almost certain that any loan officer would say the same.
0 votes Share Flag Fri Nov 15, 2013 Credit Score in Chicago
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Have a 612 credit score. Need an FHA mortgage and advice. Please help!
Good morning bdremployment,

Many Lenders today require a minimum credit score of 640 to qualify for mortgage financing. If your credit score is less than 620, this is BAD credit.
... more
0 votes Share Flag Tue Jul 16, 2013 Credit Score in Dayton
Pauline Harke, Real Estate Pro in Murrieta, CA
Pauline Harke answered:
how do i read my credit report?
Hello, Most importantly, you should examine your report for accuracy. Examine all OPEN ACCOUNTS to make sure they are being reported correctly. Also, make sure that all the accounts sh ... more
0 votes Share Flag Sun Oct 21, 2012 Credit Score in Hemet
Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
Are our credit scores high enough for a home loan yet?
I believe so. Call any lender of your choice and get pre approved for free. Then pick one of us and get your home. :-)

Good luck.

Kenny
Turtle Creek Realty
0 votes Share Flag Sun Sep 29, 2013 Credit Score in Dallas
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
Question about filing for bankruptcy
This is a question you should address with an attorney. Real estate agents are not qualified to give legal advice.
0 votes Share Flag Sun Sep 8, 2013 Credit Score in Naples
Voices Member,  in
Voices Member answered:
Mortgage for low credit score
Hi Thomas,

From what I read, it sounds like you need to work on raising your credit scores first.

Allied Credit Solutions is a Credit Service Organization and we help restore cred ... more
0 votes Share Flag Tue Dec 10, 2013 Credit Score in Miami
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