Credit Score in All Locations : Questions & Answers

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Michael Mart…, Real Estate Pro in Scottsdale, AZ
Michael Martinez answered:
Can I get a mortgage with no down payment and a credit score around 550?
It's unlikely that you will be able to qualify for a loan, but you should talk to a loan officer. If you don't know one, I would be happy to recommend a couple of different people to y ... more
0 votes Share Flag Thu Dec 27, 2012 Credit Score in Randolph County
Neva Smith, Real Estate Pro in Kansas
Neva Smith answered:
Credit score of 551, home loan approval for 36,000?
I think it will be hard - best bet for that price range and your credit score - would be to try your or another local bank/lender. Good luck!
0 votes Share Flag Mon Dec 3, 2012 Credit Score in Topeka
Suzanna Wood…, Real Estate Pro in Howard County, MD
Suzanna Woodhead answered:
I came new to this country, How can I get a House for rental and buy a car on finance. without my credit score.
Cars and rentals are big items you must start small first. I worked with a couple from South Africa that did not have credit. I was able to help them rent a place by working with their ... more
0 votes Share Flag Wed Dec 5, 2012 Credit Score in Greenbelt
Jennifer Fiv…, Real Estate Pro in Red Hook, NY
Jennifer Fivelsdal answered:
If I am a considering buying my first home, where can I find my credit score so I know where I stand before I visit the bank?
I think you should talk to the mortgage professional who will pull your credit and if you have negative information on the report that should be addressed he or she will show you what y ... more
0 votes Share Flag Mon Dec 3, 2012 Credit Score in 52240
Alain Picard, Real Estate Pro in Puyallup, WA
Alain Picard answered:
can i get a home loan using the homes for heroes program in texas with a credit score of 580?
Getting a home loan with a credit score of 580 will most likely be pretty hard to do. I would sit down with a knowledgeable lender and see what you need to do to get your score up. Good ... more
0 votes Share Flag Sat Dec 1, 2012 Credit Score in Richlands
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
What percentage down do I need for a $500k home?
You need to meet with a reputable lender in your community to see what's available to you. Only by going through the process will you know what your options are.

Best of luck.
0 votes Share Flag Sun Jan 27, 2013 Credit Score in La Quinta
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If my husbands highest score is 601 and mine is 730 and imcomes are enough to purchase can we get approved for an FHA loan within the next month?
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore for a personalized answer visit with ... more
0 votes Share Flag Tue Dec 4, 2012 Credit Score in Queens
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I'm sure you can find a lender who says you may be able to...

I always wonder however about the wisdom of buying when your credit is so low. Low credit scores often reflect large cre ... more
0 votes Share Flag Wed Jan 30, 2013 Credit Score in Whittier
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
My credit score is 605 and I want to know what to do to raise the score so we can purchase a home.
What else did your CREDIT REPORT say?
Did it show some old reportings that said you still owe them?
Did it show creditors whom you are slow paying?
Did it show accounts that you owe ... more
0 votes Share Flag Mon Nov 11, 2013 Credit Score in Birmingham
Sarah Barrows, Real Estate Pro in Syracuse, NY
Sarah Barrows answered:
Hi I'm Kelcie and I live in Oklahoma. I am looking for a lender who could help me get a mortgage with a credit score of 602. Is this possible?
There are not many lenders who will give loans with a credit score that low. Do you have cash saved up to use for your down payment? If so, you may want to consider using that ... more
0 votes Share Flag Tue Apr 2, 2013 Credit Score in 73848
Mickey Metzg…, Real Estate Pro in Fairfax, VA
Mickey Metzger asked:
What is the average Credit Score in America today?
0 votes Share Flag Tue Nov 27, 2012 Credit Score
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
536 credit but high percentage down on next home.
Good morning Debi,

That score is too low to qualify for a mortgage in the current market. Your best bet is to work on improving your credit and settle the financial issues that cau ... more
0 votes Share Flag Fri Nov 30, 2012 Credit Score
Dave Petkovi…, Real Estate Pro in Naples, FL
Dave Petkovich answered:
What is the best way to get a credit score report for a rental application?
Generally, the landlord or leasing agent will do the credit report...however its always a good idea to check with the credit reporting agencies to be current on your score, so you will ... more
0 votes Share Flag Mon Nov 26, 2012 Credit Score in Royal Harbor
Lisa Gerlach, Real Estate Pro in Hummelstown, PA
Lisa Gerlach answered:
I has my Chapter 13 dismissed in March, 2010. I wasn't able to complete the plan because I got lad off. However, my credit score is now about 705.
I do know that Susquehann can go as low as 580. Not sure why they would have preapproved you and then denied you. Did this just happen that you were denied? Did you have a realtor to ... more
0 votes Share Flag Thu Dec 20, 2012 Credit Score in 17104
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
how do I get my credit score?
It depends why and what information your looking for no all credit reports are the same if yo8u just want to check your cr5edit report you can ge5t a free one every year from each of th ... more
0 votes Share Flag Fri Nov 23, 2012 Credit Score in Philadelphia County
Claudia Camp…,  in 02896
Claudia Campanella asked:
Does a short sale go against your credit or show up on credit if the debt was already forgiven? Client filed bankruptcy 2 years ago and mortgage was included.
0 votes Share Flag Sun Nov 18, 2012 Credit Score
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
What's the minimum credit score to buy a house
In theory, there's no minimum credit score needed. You can get hard money loans with virtually no credit. Or, you can just pay cash with no credit needed. If you're looking to get a ... more
0 votes Share Flag Mon Feb 25, 2013 Credit Score
Carl Colston,  in Stone Mountain, GA
Carl Colston answered:
Does anyone know of a good credit monitoring service ? I was told about Credit Karma....
Kroll's ID Theftsmart Service. See for more information

You are entitled under U.S. law to one free credit report annually from each of the three national credit ... more
0 votes Share Flag Wed Nov 14, 2012 Credit Score in Stone Mountain
Kelly Ward,  in Utah
Kelly Ward answered:
How can i remove a judgement from my credit report?
At Allied Credit Solutions we help people removed negative information, including judgments, all day long.

Call for a free consultation.

Allied Credit Solutions
800 901-81 ... more
0 votes Share Flag Mon Sep 16, 2013 Credit Score in Philadelphia County
Richard Marte, Real Estate Pro in North Bergen, NJ
Richard Marte answered:
what do I need to rent an apartment?
To just qualify, you will most probably need to have a decent credit score. Almost all landlords and mostly every management company will require this. Once approved for the apartment ... more
0 votes Share Flag Tue Nov 13, 2012 Credit Score
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