Credit Score in All Locations : Questions & Answers

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Val Smith, Real Estate Pro in Abilene, TX
Val Smith answered:
credit score- what else could we possibly do?
It's a very long & tricky process to increase your credit score & it sounds like you are taking steps in the right direction. Here are some tips to keep in mind:
Don't apply for new cr ... more
0 votes Share Flag Tue Jan 22, 2013 Credit Score
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
I called a debt collector the other day to try to make a settlement with them. I offered them $50 of the $108 that i owe
They should be able to send you a fax. Did you know that what you just did may actually LOWER your score? By speaking with them and submitting a payment, that debt is shown as having &q ... more
0 votes Share Flag Tue Jan 22, 2013 Credit Score in 19020
Pacita C Dim…, Real Estate Pro in Alameda, CA
Pacita C Dimacali answered:
How do I find out if there still is an eviction still on my credit report. The eviction was in 2004 of September
Did you try getting your own credit report and see for yourself?

0 votes Share Flag Tue Jan 15, 2013 Credit Score in Oakland Ave/Harrison St
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
How can I figure out my credit score by myself?
The banks don't come up with a credit score, the banks order your credit through the various credit bureaus (Equifax, TransUnion, Experian) which provide them your credit scores. The r ... more
0 votes Share Flag Thu Jan 23, 2014 Credit Score in Seattle
jjacksoncom18, Home Buyer in Miami Gardens, FL
jjacksoncom18 answered:
does wells fargo have mortgage loan programs with 500 credit scores?
I am retire from Miami fire Department and Miami schools and get social security which total about $5000 per month, I renewed my state of Florida teaching licence for another five year ... more
0 votes Share Flag Tue May 28, 2013 Credit Score
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
how can i raise my credit score from 580?
Hi Farm.coleman, Your lender or a financial consultant may be able to help you.
0 votes Share Flag Sat Jan 25, 2014 Credit Score in Minneapolis
Michelle Bre…, Home Buyer in Catoosa, OK
Michelle Brewster answered:
Can I get a home loan with a 614 credit score in OK?
there are a few different loan types in Oklahoma.
There is a 100% loan called Rural Development that does not require a down payment. Depending on your situation and area y ... more
0 votes Share Flag Sun Jul 14, 2013 Credit Score in Wynona
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can the lender ruin your credit without contacting you if you co-signed a loan.?
Were they supposed to contact you? On my friend's loan which his parents co-signed on, only he was contacted about getting behind on his payments because they only mail correspondence ... more
0 votes Share Flag Mon Jan 7, 2013 Credit Score in New York
The Roskelly…, Real Estate Pro in Odenton, MD
The Roskelly Team answered:
My credit score is somewhere in the 500's range and I need to purchase a home in no more than 7 months
I would definitely speak with a good local lender. Have them pull your credit report, identify the areas that can be improved and they will give you a plan to move forward. Chances ar ... more
0 votes Share Flag Sat May 11, 2013 Credit Score in Maryland
Andy Matejka, Real Estate Pro in Greensboro, NC
Andy Matejka answered:
"Charge Off" Status
Is there a dollar figure in the balance due column? It could reflect the amount charged off.
0 votes Share Flag Fri Jan 4, 2013 Credit Score in North Carolina
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Having trouble trying to move.
Hi there,

I would recommend working with an agent, take a look at our directory list. I hope this helps!

Ali, Commun ... more
0 votes Share Flag Wed Jan 9, 2013 Credit Score in Orlando
Bobby Atkiss…, Real Estate Pro in Columbia, MO
Bobby Atkisson answered:
FHA question 623 fico
We go down to 560 on FHA loans! We would love to help you out you can reach me at 800-537-2050 or email me at As well you can fill out an application at www.bobby ... more
0 votes Share Flag Mon Feb 17, 2014 Credit Score in Michigan
frankeamber, Home Buyer in Eagan, MN
frankeamber asked:
Please see below... I did a quit claim deed to get my co-signers name off the title, but their name is still on the loan. What happens if they do not show up at closing to sign the papers for me to sell, w...
0 votes Share Flag Mon Dec 31, 2012 Credit Score
Fred Glick, Real Estate Pro in Los Angeles, CA
Fred Glick answered:
is it usual for that i am a member of three different credit providers transunion, expedian and one that shows all three reports free credit score?
It's not unusual. There algorithms are different and produce different results.

Because of that, mortgage companies look at your middle score..
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas asked:
Have you heard of Source Sense? It is supposedly a Credit Reporting/Recourse:
Have you also been fleeced by them?
0 votes Share Flag Sat Dec 22, 2012 Credit Score in California
Julie Rosent…, Real Estate Pro in 33477
Julie Rosenthal answered:
can you get a house with a credit score under 500?
Hi it could be possible please see for free informations and to see all listings
0 votes Share Flag Sun Apr 28, 2013 Credit Score in Florida
Pamela Shemet, Real Estate Pro in Crystal River, FL
Pamela Shemet answered:
Are you able to buy a home with negative accounts on your credit report? (with all that negative accounts being paid off)
I would recommend contacting your local mortgage company, good luck!
0 votes Share Flag Tue Dec 11, 2012 Credit Score in Fall River
Charles Butt…, Real Estate Pro in Saratoga, CA
Charles Butterfield answered:
Does pulling your own credit report affect your credit score?

You can pull your own credit score and it will not count against you as a credit inquiry and it will not affect your credit score..

0 votes Share Flag Mon Jul 29, 2013 Credit Score in Almaden
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
New question- This is Kristy again. I got a letter in the mail with 3 different scores on it.
Kristy, you need to sit down with a good lender and go over everything. Someone may give you advice that seems good to them but will hurt you. For instance, someone may tell you to cl ... more
0 votes Share Flag Sat Dec 8, 2012 Credit Score in Birmingham
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
How do you file something on someone's credit report?

Curious about your question? Are you wanting to establish evidence of something, or are you trying to establish a "claim"? If it is the latter, depending on the situation y ... more
0 votes Share Flag Mon Jul 8, 2013 Credit Score in Mission Dolores
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