Credit Score in Washington : Questions & Answers

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rons, Real Estate Pro in Concord, CA
rons answered:
I (most likely) have am eviction on my record, and am in dire need of an apartment here in a couple of months. I need all the help I can get!
You'll actually have to ask a question in order to get a response beyond this one.

Get a copy of your credit report. It will show if you have any judgments like an unlawful detainer. ... more
0 votes Share Flag Mon May 5, 2014 Credit Score in Fife
Kjell Bock, Real Estate Pro in Seattle, WA
Kjell Bock answered:
my husband n I we have credit scores of 667 &652.we qualified for a fix 30yrs loan on $179550.00 w/ rate at 5.25.Is this rate fair for today's market?
I think the best thing to do is get a second and third opinion from different Lenders, not a Real Estate Broker(s). Try giving Richard Hobson from Landover Mortgage a call or shoot him ... more
0 votes Share Flag Fri Jan 24, 2014 Credit Score in Seattle
Harry Chriest…, Real Estate Pro in Kirkland, WA
Harry Chriest Branch Manager answered:
How can I figure out my credit score by myself?
Call me Jessica I can help you with your request any time.
0 votes Share Flag Thu Jan 23, 2014 Credit Score in Seattle
taylor.beatt…, Real Estate Pro in Tampa, FL
taylor.beattie answered:
I have a 620 credit score I am looking for an FHA home loan but am being told lenders need a 640 credit score. Are there any lenders that can help me?
A lot of lenders go as low as 580 when dealing with FHA. We are one of them so if you'd like more info give me a call.
0 votes Share Flag Tue Nov 19, 2013 Credit Score in Seattle
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Credit score good or bad ? Does a bigger down payment help ?
Actually as long as you have a 620 credit score you can get a conventional loan with 3% down, a minimum 580 credit score is needed for FHA loans which requires 3.5% down. I know several ... more
1 vote Share Flag Sun Sep 29, 2013 Credit Score in Seattle
Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
are there any lenders that go down to 580 credit scores with FHA? Im looking for mobile on it's own land price about 50k with 10% down.
There are so many obstacles to this loan that it is impossible. If you want to discuss actual possibilities, feel free to contact me directly.

Good luck to you in any case
Jirius I ... more
0 votes Share Flag Fri Sep 27, 2013 Credit Score in 98366
Christopher…, Real Estate Pro in Seattle, WA
Christopher Watkins answered:
How can I improve my credit score?
John,

Great Question! I am answering this with the assumption that you have seen your credit. Here is where I would start...

Dispute Errors. If you find something that doesn't ... more
0 votes Share Flag Fri Jul 26, 2013 Credit Score in Seattle
Brett Tousley, Real Estate Pro in Tacoma, WA
Brett Tousley answered:
What to do, Military short sale or not?
Ron Thomas gave you some very good advice below. I know you feel like you are in a miserable situation, but it's important to weigh the facts of the situation.
There are many things ... more
0 votes Share Flag Mon Feb 4, 2013 Credit Score in 98467
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
is there a min credit score for va purcahse laon?
Good morning Clyde,

Most Lenders today require a minimum credit score of 640. If you want to know definitively if you are qualified I recommend meeting with a local Mortgage Banker ... more
0 votes Share Flag Thu Sep 27, 2012 Credit Score in Kirkland
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I have a score of 647. Would I be able to get a loan?
Claudia,
I've used Bill Haines with Guild Mortgage for some tough deals and been very pleased with the results. I've attached a link to his webpage. Please let him know I referred yo ... more
0 votes Share Flag Thu Apr 19, 2012 Credit Score in 98059
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
i have a 615 credit score and am now making 90k do to a promotion have been in the same field of business for 10 years can i get a home loan??
As a rule of thumb, however, a credit score below 640 will make buying a home very difficult. A FICO score below 640 is considered sub-prime. In the past there were mortgage companies t ... more
0 votes Share Flag Sun May 29, 2011 Credit Score in Marysville
Rhonda Porter, Real Estate Pro in Seattle, WA
Rhonda Porter answered:
is there a min credit score for a VA purchase loan?
Chuck, lenders will look at the middle credit score of all borrowers and use the lowest middle score. The lowest middle score that many lenders have their underwriting guidelines is 620 ... more
0 votes Share Flag Tue May 24, 2011 Credit Score in Kirkland
Randy Charbo…, Real Estate Pro in Grandville, MI
Randy Charboneau answered:
Credit below 525. Can i qualify for home mortgage in Kirkland, Wa?
Ah yes, the 10% rule. Well, I have yet to see a lender actually consider an FHA buyer with less than 600, so its all probably moot. Thanks for the reply
0 votes Share Flag Sat Oct 16, 2010 Credit Score in 98033
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