Financing in Ventura : Questions & Answers

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Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
To be approved for a loan: what documents I need to submit to mortgage lender ?
Hi Yury,

RE: "To be approved for a loan: what documents I need to submit to mortgage lender?”

What you need to provide is based on your income sources; see the following Buy ... more
0 votes Share Flag Sat May 18, 2013 Financing in Ventura
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Any suggestions for a lender to finance a homepath loan 2 years after foreclosure. All criteria met. But don't know what bank will do the loan.
There is no lender I know taking less than 7 years after a foreclosure for Homepath.
0 votes Share Flag Fri Apr 26, 2013 Financing in Ventura
Scott Cary -…, Real Estate Pro in 95355
Scott Cary - Broker answered:
Multiple pre approvals
There is plenty of information below, although just so it's clear...you can qualify with the builders lender although you are not required to use the builders lender! The builder may o ... more
0 votes Share Flag Thu Feb 21, 2013 Financing in Ventura
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
With bad credit what type of place is it easiest to get a home loan? Would it be a bank, credit union, or what. Thanks
Having worked for all but a Credit Union, bankers/brokers have the most flexibility whereas the credit union can sometimes do some nice out-of-the-box lending to their members.

As wa ... more
0 votes Share Flag Wed May 2, 2012 Financing in Ventura
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
We own a 1br condo (owe $180k;. value $120k) and want to start a family and need a bigger place. Renting it out will cover half the mortgage.Now what?
Hello Michael,
Just checking back to see what you decided concerning your Ventura condo. The government is working with lenders to help alleviate the affects of a free-falling marketp ... more
0 votes Share Flag Sun Jul 31, 2011 Financing in 93003
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
Question to mortgage brokers or loan officers in S. California
If your employer is on this list, they will not be contacted directly. https://verify.theworknumber.com/cgi-mv/twndatabase_secure.asp

If your employer is not on that list your H.R. d ... more
0 votes Share Flag Thu Feb 3, 2011 Financing in Ventura
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
One more Question to mortgage brokers or loan officers in S. California
On a purchase, today almost any source can fund your loan in 30 days. Providing you are responsive in providing your underwriting conditions in a prompt manner.

You may wait for your ... more
0 votes Share Flag Wed Feb 2, 2011 Financing in Ventura
Vicky  Spiva, Other/Just Looking in Redding, CA
Vicky Spiva answered:
how to get pre- approval letters from several different lenders without lowering credit scores?
You can try to get a copy of 1 of the credit reports and see if the lenders can use that one initially until your offer has been accepted. We all have the same requirements for a mortg ... more
0 votes Share Flag Wed Dec 29, 2010 Financing in Ventura
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
ventura county rural area are there usda zero down options available for financing
Hello again Gayle,

This is an excellent question.

The USDA Guaranteed Home Mortgage Loans are the most common type of USDA Loan in California and allow for higher income limits an ... more
0 votes Share Flag Fri Feb 19, 2010 Financing in Ventura
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
rural area zero down pmts are they still available?
A similar question is below. Look at it. Maybe it will give you what you need.
http://www.trulia.com/voices/Financing/Applied_for_a_USDA_rural_loan_should_have_approva-200726
0 votes Share Flag Fri Feb 19, 2010 Financing in Ventura
Michael Hump…, Real Estate Pro in Winchester, VA
Michael Humphreys answered:
Looking to refinance to a lower interest rate and seeing if there are options available...
unfortunately if your loan is not owned by freddie or fannie you are out of luck. Check your arm and see what it could adjust to. I know alot of people right now are actually adjustin ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Ventura
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