In addition to a secured credit card, try any retail and or gas cards, pre-paid cards, if you already don't have, do have utilities in your name, establish a relationship with any local bank--you can begin with the branch you currently do business with, etc.... more
Check out the PUCO resources. They have lots of info. Additionally, some counties track this info too. I'm not sure if they do it in Tuscarawas, but I know they do it in Cuyahoga and Franklin counties. Furthermore, you might try reaching out to some of the local REI clubs, because some of the investors there might be willing to share some info too.... more
Sam has given you great advice below. In most cases the paint is considered cosmetic and you can get away with doing at a later date. Check the plans that were submitted and approved at the lender before you make your decision.