Home Buying in Tampa : Questions & Answers

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Usda Mortgage…, Real Estate Pro in Jacksonville, FL
Usda Mortgage Source answered:
I'm a first time home buyer in Tampa, FL, what advise can you give me for it not to be stressful on my part?
Many desirable locations just outside of Tampa are still approved for 100% USDA financing. The program is perfect for first time home buyers. Contact us below to learn more

USDA Mor ... more
0 votes Share Flag Earlier today Home Buying in 33609
Mmjsh4, Home Buyer in Dallas, TX
Mmjsh4 answered:
House with a 24 years old roof ( asphalt shingle)
House is 15 years old. Can ask seller to replace. House is 2400 square foot. Quote a 20 year typical roof
0 votes Share Flag Earlier today Home Buying in Tampa
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
How do I, as an apartment renter, set up an escrow account because problems with management are being ignored?
Not possible, you need to follow the Landlord/Tenant laws:

View the Florida Landlord Tenant Statutes for help:

http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Stat ... more
0 votes Share Flag Thu Aug 27, 2015 Home Buying in Tampa
Rocco Fording, Both Buyer and Seller in Orlando, FL
Rocco Fording answered:
I am a Canadian and thinking to buy home in Florida, how can i get mortgage in Florida as i am retired Canadian .
Check out this guide to help you make a US property purchase:


http://www.knightsbridgefx.com/guide-for-canadians-making-u-s-property-purchases/
0 votes Share Flag Thu Aug 20, 2015 Home Buying in Tampa
Seansurfn2, Home Buyer in Tampa, FL
Seansurfn2 answered:
Does anyone know if West Bay Homes are built solidly?
I'm a West Bay home buyer about to close and start construction and I did tons of research of all homes around this area and the value seemed the best hands down. Smaller lot sizes but ... more
0 votes Share Flag Wed Aug 12, 2015 Home Buying in Tampa
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
first time home buyer and I am wanting to know if there is any other assistance beyond HUD that would help with the closing cost of the house James
James good morning.

there are. shoot me an email and i will assist you with this.

gdudley@ahmcloans.com
0 votes Share Flag Tue Aug 11, 2015 Home Buying in 33612
Stephanie Ad…, Real Estate Pro in Tampa, FL
Stephanie Adams answered:
We want to retire in 12 months to one of the waterfront districts in Tampa. There are stories of massive flood insurance premiums. Are they true?
There has been a trainsition in flood insurance. I think Diane gave you a really good bases of te changes.If you need any help with financing. Please let me know.
Stephanie Adams
Sen ... more
0 votes Share Flag Mon Aug 10, 2015 Home Buying in Tampa
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
Are there any "Rent to Own" options?
You really need to have an attorney review any "rent to own" schemes before signing an agreement. There are some unscrupulous people that may say they are giving you a "rent to own" wh ... more
0 votes Share Flag Fri Aug 7, 2015 Home Buying in 33634
Five Stars M…, Real Estate Pro in Jacksonville, FL
Five Stars Mortgage answered:
Hi, I am looking to buy a house in the Tampa FL, and will be relocating from Seattle WA.
Cory,
Contact us if need to discuss any financing options. We are right here in Fla and offer many government and conventional financing options.

Five Stars Mortgage
7 days week ... more
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Tampa
Usda Mortgage…, Real Estate Pro in Jacksonville, FL
Usda Mortgage Source answered:
If I have no money to put down can I still buy a home if I have very good credit, 20 yr stable job as a teacher?
Many very desirable locations just outside of Tampa are still eligible for the 100% USDA Rural Housing Loan. Reach out to us to learn more about this option.

USDA Mortgage Source - ... more
0 votes Share Flag Tue Jul 21, 2015 Home Buying in Tampa
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
Are there any bad credit home loans still available?
I don't know about bad credit home loans but I'd say for challenged credit home loans you should try Home Loans For All. They're out of Dallas. Just do a quick google search.
0 votes Share Flag Sun Jul 19, 2015 Home Buying in Tampa
Five Stars M…, Real Estate Pro in Jacksonville, FL
Five Stars Mortgage answered:
Live in VA want to move to FL. Can we get an FHA mortgage?
please contact us to discuss options.

Five Stars Mortgage - Florida's Primary Mortgage Resource
PH: 800-871-2636
0 votes Share Flag Sun Jul 19, 2015 Home Buying in Tampa
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
If my credit is below average and I have enough to purchase a home,would that be sufficient or would I need to better my credit score ?
You'll need a 580 credit score to qualify for an FHA Loan. The Lenders Network is a great place to find lenders that work with all types of credit scores.
2 votes Share Flag Sat Jul 18, 2015 Home Buying in 33604
VA Mortgage…, Real Estate Pro in Jacksonville, FL
VA Mortgage Hub answered:
I am interested in golf course communities within 30 miles of Jacksonville NAS? 250-400k
30 miles from NAS - you won't have any issue finding nice golf communities at that price point. You just need to decide if you are looking for older or newer communities.

Florida VA ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Tampa
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
I am looking for a home 2000-3000 Sq Ft, in a very cosmopolitan area of Tampa. I don't want to pay CDD fees. Any suggestions?
Dear Mr. Shridhar,

Yes your budget will determine which part of Tampa Bay you will be able to buy a 2-3k sf house without a CDD tax.

In Westchase (33626) there are two separate CD ... more
0 votes Share Flag Wed Jul 1, 2015 Home Buying in Tampa
Andrew OC, Home Buyer in 92704
Andrew OC answered:
How safe is it to buy from a REO auction.?
The title search is the key word. You have to do a title search to know who is the legal owner (individual or a bank), study the financial status of the home (total mortgage balance, li ... more
1 vote Share Flag Fri Jun 26, 2015 Home Buying in Tampa
Mike Slatton, Both Buyer and Seller in Tampa, FL
Mike Slatton answered:
Rental Investment
Steve,

Finding property in New Jersey for that price range is pretty tough... and that's why we buy our houses in Tampa, Florida. In fact, we're the largest seller of investment gra ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Tampa
FHA Mortgage…, Real Estate Pro in Jacksonville, FL
FHA Mortgage Source answered:
Are there any FHA approved townhomes in Tampa, FL in zip 33611?
Most townhomes are looked at the same as single family residences.

FHA Mortgage Source
Florida FHA Loans, 7 days a week
PH: 904-302-6060
www.FhaMortgageSource.com
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Tampa
VA Mortgage…, Real Estate Pro in Jacksonville, FL
VA Mortgage Hub answered:
I would like to buy a house in a couple of years. I do have my Certificate of Eligibility from the military but I don't think I can get a loan.
Florida VA loans is all we do, contact us today!

VA Mortgage Hub
Florida VA Loans - 7 days a week
Ph: 904-385-3988
www.VaMortgageHub.com
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Tampa
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Hello I am E. My wife & I are looking for a nice home in Tampa but we have bad credit. We both are working, so we have money.
Best opportunity is to find an owner financing property to buy. You can negotiate much better terms than a conventional loan. Many times you can buy with no down payment and just make ... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Tampa
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