Foreclosure in Surprise : Questions & Answers

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James Wehner, Real Estate Pro in South Scottsdale, Sc...
James Wehner answered:
If you buy a home in foreclosure, how do you check the records to make sure there are no other liens or bills against it?
That depends on what phase of foreclosure the home is in. If it's already been foreclosed on and the bank owns it, you'll be provided with a clear title and title insurance. If the home ... more
0 votes Share Flag Mon Jun 23, 2014 Foreclosure in 85378
Michael Hort…, Real Estate Pro in Surprise, AZ
Michael Horton answered:
I have been watching a property since last year when the original trustee sale was in June of 2012. Since then it has been postponed almost 6 times.
It can change many times. I have one property where they have made 5 changes over the last year. It depends on the asset manager. FHA short sales are usally limited to 3. Some managers ... more
0 votes Share Flag Mon Apr 8, 2013 Foreclosure in 85388
Jeff Masich, Real Estate Pro in Scottsdale, AZ
Jeff Masich answered:
Can you please tell me how I get information on foreclosures in desert oasis surprise?
Dear D:

Here are all lender owned properties for sale in the metro area. http://link.flexmls.com/ub1j02wnwdn,12 You can zoom in on the map for Desert Oasis or any other area on th ... more
0 votes Share Flag Tue Mar 26, 2013 Foreclosure in Surprise
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
I have initiated the PreForeclosure Short sale of my home with B of A. Their agent said since I initiated this with my mortgage in good standing and
The impact that a short sale will have in your credit will depend on how the Lender or the financial institution that holds your mortgage now, is going to reported in your credit.
Nor ... more
0 votes Share Flag Tue Sep 25, 2012 Foreclosure in Surprise
Lauren Dee T…, Real Estate Pro in Glendale, AZ
Lauren Dee Tolmachoff answered:
Who is the builder in cotton gin?
The primary builder in the Cotton Gin community was Nicholas Homes. If you are looking for more
information please feel free to contact me at lauren@phoenixpropertygal.com or visit my ... more
0 votes Share Flag Mon Sep 24, 2012 Foreclosure in Cotton Gin
Dru Oster, Real Estate Pro in Surprise, AZ
Dru Oster answered:
I live in AZ and need to move because my work is 70mile commute per day. We owe 233,000 on the home but appraises for at least 180,000.
If you would like to speak about your situation, please call 623-512-1248. I am Owner/Broker of Arizona West Realty in Surprise. Many things to consider and discuss.

Have a great d ... more
0 votes Share Flag Mon Sep 24, 2012 Foreclosure in Surprise
James Wehner, Real Estate Pro in South Scottsdale, Sc...
James Wehner answered:
I have a home I cant rent for the loan amount. I refied the loan 5yrs ago. Can the bank come after me for the equity amount I took out if I walk away?
Please consult with a real estate attorney and CPA about your situation. You may have some legal and tax consequences depending on your course of action.

Here is a good document to r ... more
0 votes Share Flag Sat Apr 30, 2011 Foreclosure in Surprise
Mark Gable, Real Estate Pro in Phoenix, AZ
Mark Gable answered:
As a tenant whose renting a house going into foreclosure, do I have to pay my rent.
Pay the rent and here's why. You need to ask to renegotiate the lease. Hopefully the owner will try to short-sale the property and this means the house will need to be shown. . ... more
0 votes Share Flag Tue Apr 26, 2011 Foreclosure in Surprise
Manu Kapoor, Real Estate Pro in Queens, NY
Manu Kapoor answered:
we have been in the house 4 months the house was in forecloser when the landlord lesed the house to us. That is why I thought maybe it was fraud.
This is very common now days, but if u used a realtor he/she could had looked up & let you know.
Before taking a step do consult with a real estate attorney.
0 votes Share Flag Sat Jun 12, 2010 Foreclosure in Surprise
Manu Kapoor, Real Estate Pro in Queens, NY
Manu Kapoor answered:
I leased a home and have paid my rent on time now we find out the haouse was in forecloser when we rented the house and a trustee sale as well sounds
If your lease is still valid then u could negotiate cash-for-keys with the lender/buyer.
This is now new & is happening a lot now a days. Do be carefull when some one come
to you ... more
0 votes Share Flag Sun Jun 6, 2010 Foreclosure in Surprise
Kanda Koehler, Real Estate Pro in Surprise, AZ
Kanda Koehler answered:
I am a Renter owers houseis in fourcloser is there any way for me to get any rent or deposits back?
The landlord is committing FRAUD by keeping your rent and not forwarding it over to the mortgage company. You should call the Arizona Attorney General's Office and file a complain ... more
0 votes Share Flag Tue Dec 1, 2009 Foreclosure in Surprise
Donald Coats…, Real Estate Pro in Scottsdale, AZ
Donald Coats Jr. answered:
If I receive a notice of Substitution Trustee in the mail can I still pay off the outstanding amount and stop any forclosure proceedings?
My husband is a Real Estate Attorney/Agent. Please feel free to contact him for advice/assistance on this matter. He can be reached at: donniecoats@coatslaw.net, or by calling 480-612 ... more
0 votes Share Flag Tue Sep 29, 2009 Foreclosure in Surprise
Jonathan Dal…, Real Estate Pro in Phoenix, AZ
Jonathan Dalton answered:
Can I request an SPDS on a lender-owned property? Is this the same as a CLUE report?
Contrary to what you're seeing here, sellers don't have to occupy the home for a SPDS to be a requirement. There are a handful of questions any seller can answer such as tax liens, whet ... more
0 votes Share Flag Mon Jun 29, 2009 Foreclosure in Surprise
David - Appr…, Real Estate Pro in Maricopa, AZ
David - Appraiser answered:
We are renting a house, if we receive a notice of foreclosure can we stop paying rent at that time?
There was a similar question asked earlier. My answer then would be the same now.

"On May 20th of this year, the President signed the "Protecting Tenants at Foreclosure Act of 2009" ... more
0 votes Share Flag Sat Jun 6, 2009 Foreclosure in Surprise
Jonathan Dal…, Real Estate Pro in Phoenix, AZ
Jonathan Dalton answered:
IS THE HOUSE AT 14739 N 149TH DR. IN FORECLOSURE?
Trustee's sale on the home currently is scheduled for March 20. If no one purchases the home through the sale on the courthouse steps (and few do these days), the house will revert back ... more
0 votes Share Flag Wed Jan 21, 2009 Foreclosure in Surprise
Gilda Hayden, Real Estate Pro in Plainfield, IL
Gilda Hayden answered:
how does h4h program work?
Hi Karen, The Hope for Homeowners program is actually quite simple. If you give me your email, I'll send you exact detail on how it works.

Gilda
1 vote Share Flag Thu Nov 20, 2008 Foreclosure in Surprise
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