Rent-to-owns are a horrible deal for the buyer. I suggest that you purchase a home the traditional way, with a mortgage. If that's not possible, rent until you can qualify for a mortgage.
When you are ready to buy, the best place to start is to hire an Exclusive Buyer Agent to represent you. EBAs represent home buyers only, and work to get you the best price and most favorable terms. You can go to NAEBA.org for a referral to an EBA in your area.
I'm an EBA and I wrote a book called "Buying a Home: Don't Let Them Make a Monkey Out of You". It will be the best $6 you've ever spent. Follow the link below.
Come buy ours at 10019 N. State Road 135, Freetown IN 47235. Call Roberta at 800-294-2615 to see a beautiful home on 10 acres next the Hoosier National Forest--very quiet and clear constellations at night... more