Financing in Santa Barbara : Questions & Answers

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Miguel Avila, Real Estate Pro in Santa Barbara County,...
Miguel Avila answered:
gabrielle torina
Best Lender to go to is Prospect Mortgage It is a National Direct lender,for English call Catherine Dishion 30 years Expert Office Ph 805-898-4234 Cell 805-705-5773,para Espanol llamar ... more
0 votes Share Flag Sat Sep 1, 2012 Financing in Santa Barbara
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Who are good lenders in this area?
Many lenders are almost all the same ALL based on your loan application for approval.


Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Gr ... more
0 votes Share Flag Sat Jan 29, 2011 Financing in Santa Barbara
Jeffrey Schl…, Real Estate Pro in Santa Barbara, CA
Jeffrey Schlossberg answered:
How do I find the best deal on a mortgage?
If you or someone that you know really well and trust has a relationship with a lending professional, that's probably a good place to start. By and large, mortgage brokers can off ... more
0 votes Share Flag Tue Jul 27, 2010 Financing in Santa Barbara
Ken Doss, Real Estate Pro in Santa Barbara, CA
Ken Doss answered:
Does anybody do construction loans for an unfinished home w/o a Certif Occupy in Santa Barbara?
Hi G Daniels,

My bank does construction loans. You can call me and we can discuss the details.

Ken Doss
Community West Bank
Santa Barbara
805-692-4382
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Ken Doss, Real Estate Pro in Santa Barbara, CA
Ken Doss answered:
I am afriad of intrest rates going up and would like to lock in a low rate?
Hi Jerry J., You had mentioned that the house is unfinished? How long will it take for the house to be completed? This might be the biggest issue pertaining to your strategy about locki ... more
0 votes Share Flag Tue Jun 1, 2010 Financing in Santa Barbara
Will, Real Estate Pro in Atlanta, GA
Will answered:
Know any lenders who do a construction2perm type loan for an unfinished home 3 yrs old in Santa Barbara area?
Hi G,
Yes, we do still offer construction to perm loans and FHA203k loans. Let me know if I can assist you.




Will Addo is a Renovation Specialist with Wells Fargo. We finance ... more
0 votes Share Flag Fri May 22, 2009 Financing in Santa Barbara
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
What is the Earnings to loan ratio required these days on a $100,000 loan?
Hi,

Lori gave you a good answer. I think you are talking about the debt-to-income ratio. That is the ratio when you divide you gross income by the PITI on the mortgage + your cosum ... more
0 votes Share Flag Tue Nov 25, 2008 Financing in Santa Barbara
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