San Ramon : Questions & Answers

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John Juarez, Real Estate Pro in Fremont, CA
John Juarez answered:
Is it practical to rent in law unit (no kitchen, no washer/dryer)?
If the unit does not have kitchen facilities or laundry facilities what does it have? It appears to be a bedroom suite with bath???

Yes, it is rentable but not for the same amount an ... more
0 votes Share Flag Tue May 14, 2013 Home Buying in San Ramon
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
im considering refi i'd like to know what banks would have the lowest closing costs and best rates avalable
Here is my oppinion.

First a knowlegable go get 'em loan officer is more important than the lender you choose. First of all all lenders go to the same place for the mortgage, second ... more
0 votes Share Flag Sun May 12, 2013 Financing in San Ramon
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
10% down in San Ramon
Hi,

You have a lot of options. 10% down is the sweet spot I believe, as it is a lot less money than 20% down yet the mortgage insurance is much lower than 3% or 5% down options. Le ... more
0 votes Share Flag Sat May 11, 2013 Financing in San Ramon
Roger, Real Estate Pro in Dublin, CA
Roger answered:
Thinking of purchasing a house in san ramon area. Bridges vs.Windmere,which area has a better appreciation potential?
Entire San Ramon by far is safe and a very residential community. Appreciation perspective, there are various factors to be considered.

Sometimes the home is really good, however, th ... more
0 votes Share Flag Fri May 10, 2013 Home Buying in San Ramon
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Hello , i am looking mortgage like hard money , i can give 20% down , purchase price 750k , deadline april29, if you can help me plz email me , thanks
Sorry I missed your deadline. I did not get this until just now.

I would have to ask though, why do you need a hard money loan?

I'm just saying you may only think you need one. I ... more
0 votes Share Flag Thu May 9, 2013 Financing in San Ramon
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Can anyone let me know if there is a no cost refinancing program? I am hearing conflicting info frommy wife.
Yes all lenders have them.

The no cost option always has a higher rate and so they are never free.

What you need to do is compare the monthly savings on the loan with closing co ... more
0 votes Share Flag Thu May 9, 2013 Financing in 94582
Grace Tam, Real Estate Pro in Dublin, CA
Grace Tam answered:
do you look at uniform commercial codes on credit report.?
The UCC deals primarily with transactions involving personal property (movable property), not real property (immovable property). are you looking for home loan or can you be more specif ... more
0 votes Share Flag Thu May 9, 2013 Financing in 94582
Cindi Hagley, Real Estate Pro in San Ramon, CA
Cindi Hagley answered:
Moving from Brooklyn to SF Bay Area. Need advice on best bang for my buck. Looking between Walnut Creek-San Ramon.
I agree with Bernard. Walnut Creek and Pleasant Hill are your best bets. If you extend just a bit south of San Ramon, the next city is Dublin, which is in Alameda county. Closer to to a ... more
0 votes Share Flag Thu May 2, 2013 Rental Basics in San Ramon
Michael Guti…, Renter in George Town, Coral S...
Michael Gutierrez answered:
I am planning to rent a house/condo/town home (3bd) in San Ramon in june in the price range $2100 - $2300.if you have any please contact me
This is like a sign from the clouds. I am relocating to the sf bay area with my wife and 16 month old twin boys. We are looking for a 2/3 bedroom in the San Ramon/Walnut Creek area bet ... more
0 votes Share Flag Wed May 1, 2013 Rentals in San Ramon
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Can a Buyer demand repairs on a Short Sale even though they have signed and "As Is" Addendum they had to sign from the bank?
No but they may be able to cancel the contract and lose their earnest money. Have the buyer consult with their Realtor on this question.
0 votes Share Flag Wed May 1, 2013 Home Selling in San Ramon
Tom Sommers, Real Estate Pro in Eagan, MN
Tom Sommers answered:
We are 1st time home buyers, just wondering how do we go about finding ourselves a good Realtor?
Interview several and ask lots of questions. Look on Trulia for a pro in your area and visit open houses. Pick someone you feel comfortable with that understands your needs. I have a ... more
0 votes Share Flag Wed Apr 24, 2013 Home Buying in San Ramon
Rick Lane, Real Estate Pro in 94583
Rick Lane answered:
How is Bridges community in San Ramon ? What are current prices like ? I am intersted in Victoria or
The Bridges of San Ramon, CA is located between Bolinger Canyon Road and Crow Canyon Road about 1 mile east of Alcosta. Shapell (a high end developer) did a fantastic job of designing ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying in 94582
Jason Zaitz, Real Estate Pro in 94583
Jason Zaitz answered:
Is Bollinger Canyon a good school ?
School-ratings.com

http://school-ratings.com/school_details/07618046100952.html

Good luck!
0 votes Share Flag Mon Apr 22, 2013 Home Buying in San Ramon
Atousa Nik, Real Estate Pro in San Ramon, CA
Atousa Nik answered:
Gale Ranch in San Ramon or Alamo Creek in Danville? Any thoughts?
Both are the great schools. Personally I like Gale Ranch, Bridges and Windermere communities in San Ramon better because parents don't have to commute for the 12 years schools.
0 votes Share Flag Sun Apr 7, 2013 Home Buying in San Ramon
Vaioman, Home Buyer in San Ramon, CA
Vaioman answered:
Any one used closeyourownloan.com?
these guys are slimy sales people. do not use them. i went with them and after 2 months of excuses and false advertising; i decided not to go with them. it is all about sales and the ... more
0 votes Share Flag Mon Apr 1, 2013 Financing in San Ramon
Lance R King, Real Estate Pro in San Francisco, CA
Lance R King answered:
What would be FICO score considered good / excellent? Thank you.
You are getting a lot of numbers below. It used to be over 680 would get you better rates, but now it is usually over 740 depending on the lender.
0 votes Share Flag Mon Apr 1, 2013 General Area in 94582
Sally Blaze, Real Estate Pro in Livermore, CA
Sally Blaze answered:
Thank you for your contributions on how to enroll the kids in the schools while we are not physically there in addition we don't own any house
Suong00,
Thank you for the question. Like so many things, life is not perfect and school enrollment is not perfect. There are no guarantees, although most districts will try their be ... more
0 votes Share Flag Sat Mar 30, 2013 General Area in 94582
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How can I get access to the foreclosure houses? There is very limited images and data about those houses.
You should not be buying a foreclosure wityhout looking at it and inspecting it before making an offer. There is a lot of hidden risks if not done properly
0 votes Share Flag Sat Mar 30, 2013 General Area in 94582
Bob Georgiou, Real Estate Pro in Walnut Creek, CA
Bob Georgiou answered:
Could you please tell me the advantages and disadvantages of buying a house which is 0.2 mile away from a high school?
In general there are aspects of homes buy schools that are both positive and negative.

In the positive side the proximity to schools is very convenient if you have kids and those kid ... more
0 votes Share Flag Sat Mar 30, 2013 General Area in 94582
Bernard Gibb…, Real Estate Pro in Danville, CA
Bernard Gibbons answered:
How can I enroll my kids in schools in San Ramon for the next school year onward while we are still living abroad and only come back in July?
You must be living within a school district in order to enrol kids there. It used to be that having a home purchase in escrow was sufficient but the school districts tightened up on tha ... more
0 votes Share Flag Fri Mar 29, 2013 General Area in 94582
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