San Marcos : Questions & Answers

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David, Home Buyer in El Paso, TX
David answered:
In buying new homes from the builder, can I offer less than asking price? Do I need a real estate agent? Thank you.
Buyer

I recently got drawn into being represented by sellers agent. I got too excited about the house and foolishly believed they were out to help me. When it came time to negotiate ... more
1 vote Share Flag Thu Feb 14, 2013 Home Buying in San Marcos
etcetras, Both Buyer and Seller in Los Angeles County, CA
etcetras answered:
Why does a homeowner who pays monthly space rent have to pay property taxes on a mobile home?
Thank you all for your varied answers and for your time. It still doesn't make sense to me and it's not like owning a condo that you live in. Home-owned condos do not charge rent.

I' ... more
0 votes Share Flag Sun Jan 20, 2013 Home Buying in San Marcos
Adam Kelley, Real Estate Pro in san diego, CA
Adam Kelley answered:
anything decent in the low 200's detached or attached. in 92069, or 92026, or 92078
Yes there is, however the competition is extremely high in this price bracket. We work at finding properties which are NOT on the MLS, Truilia, Zillow, etc for our buyers. Contact if yo ... more
0 votes Share Flag Thu Jan 3, 2013 Market Conditions in San Marcos
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
My credit is less than 600. I am interested in purchasing a home ( possibly manufactured ) with a USDA loan. Who would be an expert to contact ?
so, out of curiosity, if you have a "good monthly income"................why are your credit scores so low (not sure how you define "bad" credit)?

You really need to raise those sc ... more
0 votes Share Flag Fri Dec 28, 2012 Market Conditions in San Marcos
Vineet Shriv…,  in San Marcos, CA
Vineet Shrivistava answered:
Is anyone willing to rent a single family home with a bankrupcy? I have verified income and good rental history, thank you
I have a house for rent. Send me an email and I may evaluate your situation. my email is simvin@gmail.com
0 votes Share Flag Fri Dec 21, 2012 For Rent in San Marcos
Janet McCart…, Real Estate Pro in 92129
Janet McCarthy answered:
Is it reasonable or common place to ask for new carpet and paint?
Hi Laurie,
Everything is negotiable, however you have to know when you can ask for the extras. if the house has multiple offers, than No, however if it has been on the market for a wh ... more
0 votes Share Flag Thu Nov 22, 2012 Home Buying in San Marcos
Kathryn, Home Buyer in Escondido, CA
Kathryn answered:
manufactured homes including the land in a park
The property is really for my daughter who lives in Escondido. We were just trying to find a way to see if the inside was able to either be viewed or photos taken. last week it was not ... more
0 votes Share Flag Tue Oct 23, 2012 Market Conditions in San Marcos
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
What are the chances of purchasing a home with a credit score of less than 600?
You have a chance at 600 but it's much more difficult and the interest rate will not be as good as if you got your score above 620. There are many quick fixes and changes that can be do ... more
0 votes Share Flag Sun Sep 23, 2012 Market Conditions in San Marcos
David Quinn,  in San Marcos, CA
David Quinn answered:
If I want to pay cash for a condo, do I still need to go through any other approval?
Legally, you need nothing else. It is recommended that you provide documented proof of funds to the seller. This is a requirement in the CA Purchase Agreement. Realize that the contra ... more
0 votes Share Flag Sun Jul 8, 2012 Financing in San Marcos
Gil Soto, Real Estate Pro in San Marcos, CA
Gil Soto answered:
We will be using our VA Home Loan, looking to purchase within 6-12 mo from now. What do banks look for,what is a safe amount to save?
The purchase price and area where you plan to buy will determine whether or not you have to put "any money down". Debt to income ratio is important but if you have enough "compensating ... more
0 votes Share Flag Mon Apr 16, 2012 Credit Score in University Commons
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
you for rent mobile homes#87
Best place to start is with a RE pro who knows Manufactured Homes in your area. Give us a call. We'd be happy to help you out. onthelevel@cox.net 760 815-6977.
0 votes Share Flag Sun Feb 19, 2012 Home Buying in San Marcos
Mark DeWitt, Real Estate Pro in San Diego, CA
Mark DeWitt answered:
What are the trends in San Elijo Hills? Big increases in the forecast for this year?
As others have mentioned, I don't think there is going to be any "big" increases any time soon, anywhere. That said San Elijo Hills is a wonderful, family oriented commu ... more
0 votes Share Flag Wed Jan 25, 2012 Market Conditions in San Marcos
Kevin C, Real Estate Pro in 92504
Kevin C answered:
Who are good lenders in this area?
I have known him for nearly 20 years and he and his staff are excellent: Dave Walling of Provident Bank Mortgage in Escondido at 760 480-1890 is the llocal guy to call.
0 votes Share Flag Wed Oct 5, 2011 Financing in San Marcos
Greg Von Her…, Real Estate Pro in 92037
Greg Von Herzen answered:
Why are so many empty homes listed with seamingly artificially inflated pricing when they don't sell?
Sometimes the brokers the banks hire are not really familiarized with the neighborhood and do not price them accordingly. The asset manager will call for price reductions though if a pr ... more
0 votes Share Flag Mon Sep 26, 2011 Home Selling in 92078
Mike Ford, Real Estate Pro in Encinitas, CA
Mike Ford answered:
we bought a new home april 2006 for 800,000 the same house is sold for 650,000 by the builder.
hey all, this question is over 2 years old...

Ginin, can we get an update on your state of ownership?

we would all like to hear of your decision...or indecision. getting follow ... more
0 votes Share Flag Tue Aug 2, 2011 Home Selling in 92078
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Any advice for self employed qualifying for a loan?My AGI makes it seem as if I don't make very much money, which in turn will not qualify me
Most self employed folks are in your same predicament nowadays. Unfortunately there are no more stated income loans which was about the only vehicle small business/self employed folks h ... more
0 votes Share Flag Sun May 29, 2011 Financing in San Marcos
Bill Hays, Real Estate Pro in Encinitas, CA
Bill Hays answered:
what do we all think of rent to own?
Pie in the sky. Not gonna happen. Save money. Fix credit. Go FHA.

Find a lender who will help you put together a financial plan that will get you where you want to go. Contact me ... more
0 votes Share Flag Fri May 6, 2011 Rental Basics in 92078
Mark Aalam, Other/Just Looking in San Diego, CA
Mark Aalam answered:
Filing bankruptcy after short sale approval
Whether or not the debtor can cancel the whole deal in bankruptcy depends upon whether the sale contract is determined to be an executory contract within the meaning of the Bankruptcy C ... more
0 votes Share Flag Thu Apr 14, 2011 Home Buying in San Marcos
Josh Giordani, Real Estate Pro in Carlsbad, CA
Josh Giordani answered:
Can anyone tell me what rental prices are in San Marcos?
Hello Carl.

Discovery hills is a good rental area with Cal State being right across the way. I would say you would be able to get between 1-1.20 per sq ft.
0 votes Share Flag Fri Feb 18, 2011 Market Conditions in San Marcos
Pat & Steve…, Real Estate Pro in Westlake, OH
Pat & Steve Pribisko answered:
If the property is listed as a short sale and a foreclosure can the realtor the property is listed with control the amount the seller may bid?
We have heard of some banks doing parallel short sale/foreclosures. This means that one department is working on the short sale and another department is working on the foreclosure, an ... more
0 votes Share Flag Sun Dec 19, 2010 Foreclosure in 92069
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