Financing in San Jose : Questions & Answers

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Jewel999jewel, Home Buyer in Bangor, ME
Jewel999jewel asked:
http://www.pingpongforum.hu/full-hd-magic-mike-xxl-full-online-video www.pingpongforum.hu
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Jewel999jewel, Home Buyer in Bangor, ME
Jewel999jewel asked:
I want to learn something.?Check see if there are lenders . www.google.com
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Do you know where I'd be able to find rent per square foot of homes in San Jose years 2005-2009?
Perhaps a rental agency has some data from that era.

Kind regards,

Arpad
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Sam S, Real Estate Pro in San Jose, CA
Sam S answered:
What does LOI mean?
Letter of intent.... you wish to make an offer but not in the form of a binding contract

-a document outlining the general plans of an agreement between two or more parties before a ... more
1 vote Share Flag Fri Jul 3, 2015 Financing in San Jose
Sam S, Real Estate Pro in San Jose, CA
Sam S answered:
Does it matter that my condo unit is NOT part of the HOA litigation?
Check see if there are lenders which are more forgiven....

Good luck,
Sam Shueh
0 votes Share Flag Fri Jul 3, 2015 Financing in San Jose
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Cash-out refinance, more than 4 properties (5 total).
You would have no problem doing a cash out refinance with a hard money lender http://www.northcoastfinancialinc.com/cash-out-refinance-loans/
1 vote Share Flag Tue Jun 30, 2015 Financing in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Is there any stated income program available in San Jose, CA (Bay Area)? I'm looking for one urgently (need to close within 30 days).
Hi,

I would be happy to put you in touch with a lender I know. Please email me the details of the loan you are looking for through my profile link.

Kind regards,

Arpad
0 votes Share Flag Tue Jun 16, 2015 Financing in San Jose
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
FHA streamline vs regular FHA refinance
A regular FHA refinance includes an appraisal and you can also get cash out or use the equity in the home to cover your closing costs up to 97.5%, which may result in a slightly lower i ... more
4 votes Share Flag Sat Jun 13, 2015 Financing in San Jose
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I am working on refinance our home. Can you please let me know the current price range for our home?
Hello Nitin, it only takes a few dozen questions to qualify, go over your options and email you comparable listings to study and compare. Here are some links to study as well as web ref ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in Cambrian
Arlene Campb…, Real Estate Pro in 12572
Arlene Campbell answered:
Is there a difference in mobile home and house loans? What is easier to get?
Lenders are stringent when it comes to mobile home financing. The mobile home has to be on a trailer park or has foundation, meaning wheels are off.

Traditional house loans are muc ... more
0 votes Share Flag Sun Mar 1, 2015 Financing in 95101
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
I am a US citizen, residing overseas along with my wife and child. How can I get home financing in the US?
Hello Mohammad

you should be able to purchase a second home using a US tax return with foreign income . we also offer many foreign national program with alternative income with very ... more
0 votes Share Flag Wed Jan 7, 2015 Financing in San Jose
Sam S, Real Estate Pro in San Jose, CA
Sam S answered:
Can lender ask for tenants payment to buyer before close of escrow?
That is correct. They want assurance that deposit and rent is recorded on the sellers bank statement ...
0 votes Share Flag Thu Dec 25, 2014 Financing in 95117
Andrea Wince…, Real Estate Pro in San Jose, CA
Andrea Wince ~ Lic. 01439761 answered:
Is HELOC(not used) treated as lien for refinance?
The title company handling the refinance will send a demand to the HELOC lien holder and verify there is no balance owed if you have not used it. If you want a new HELOC, speak with you ... more
0 votes Share Flag Tue Oct 14, 2014 Financing in San Jose
Brendan Brac…, Real Estate Pro in 92101
Brendan Bracken answered:
Advice for finding lenders after short sale?
I wanted to introduce you to the "FRESH START" Portfolio Loan Program.

This is a Special Home Loan Program that WE FUND, where we can provide a mortgage loan for a borrower 1 day af ... more
0 votes Share Flag Sat Sep 13, 2014 Financing in San Jose
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
getting a second loan for new home purchase
Your lender for the new home will require your current property be appraised.
This appraisal will verify that there is 30% equity. The appraiser will also let us know what rent will b ... more
0 votes Share Flag Fri Jul 25, 2014 Financing in San Jose
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
stated income loan for multiplex?
I am guessing you want a low rate too.

What I really would need to do that. is to document that the units more than carry themselves. That means we need the tax returns or at lea ... more
0 votes Share Flag Thu May 29, 2014 Financing in San Jose
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Gift fund and refinance
HI JR.

if you have pay down the principle from gift fund we would need a gift letter and donor's bank statement. best advise is to change your lender .

give us a call we do not h ... more
0 votes Share Flag Sat May 24, 2014 Financing in San Jose
Finance1onli…, Real Estate Pro in Los Angeles, CA
Finance1online answered:
Need help finding stated income loan in San Jose California?
An update to stated income loans...we can get to 80% LTV however the guild lines are stringent! At 65-70 LTV, as outlined in the above question, guide lines are less stringent. In gener ... more
0 votes Share Flag Thu Apr 24, 2014 Financing in San Jose
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Need advice which loan option is best for $600,000 first time home buyer mortgage loan?
Hi Sonu

If your plan is to stay 12-15 years, then you have to be concerned about what happens to the rate after the 7 or 10 years. I'm assuming the rate caps on the ARM's are 6/2/6 ... more
0 votes Share Flag Wed Dec 11, 2013 Financing in San Jose
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