San Jose : Questions & Answers

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Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
As a cosigner to a relative does the agent have a right to disclose my credit report to my relative with out my permission?
I am not sure how the agent / lender could avoid sharing at least the credit rating, any collections or liens that could all come up.

But yes items on a credit report are considered ... more
0 votes Share Flag Sat Jun 27, 2015 Home Buying in 95121
Paul Singh, Real Estate Pro in Cupertino, CA
Paul Singh answered:
Hello, Are there any lenders in CA that offer the FHA one time closing construction loan? I live in San Jose, CA and am having trouble finding a
Hi Chris,it's called a 203k loan to remodel any home up to the FHA loan limit.We have a lender in our office who can help your further questions.You can email me if you would. like me t ... more
1 vote Share Flag Thu Jun 25, 2015 Home Buying in San Jose
Steve Mun, Real Estate Pro in Cupertino, CA
Steve Mun answered:
What are some tips for first time home buyers to compete with the powerful investors in the San Jose market?
Very good answers below. But there is no simple answer to your question, unfortunately. You and your agent have to customize your offer by responding to the needs of each seller. Mo ... more
1 vote Share Flag Thu Jun 25, 2015 Home Buying in Almaden
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
how do i delete a profile in consumer section and add myself to Agent section?
Call Trulia's customer service number: (888) 466-3501
0 votes Share Flag Mon Jun 22, 2015 Agent2Agent in 95123
Apsam96, Renter in Milpitas, CA
Apsam96 answered:
How can I turn my house into a corporate rental property? I am interested in renting my 5/3 house in North San Jose to a corporation. How do I go?
Where u successful in renting to corporate? If so can you plz share the corporate contact so I can do the same with my townhome.
0 votes Share Flag Mon Jun 22, 2015 For Rent in 95131
Kirsten Priz…, Real Estate Pro in Naples, FL
Kirsten Prizzi answered:
Does the type of roofing effect the resale value of a house?
Yes it does at least here in Florida. Here in Florida tile and metal roofs are the most expensive compared to shingle. That reflects on the value of the home.
0 votes Share Flag Mon Jun 22, 2015 Remodel & Renovate in 95123
Nancy Koch, Real Estate Pro in Ruskin, FL
Nancy Koch answered:
I filed bankruptcy, ch. 7, in mid November, 2014. It was discharged end of January this year. How long should I wait to apply for a home loan?
You have had some really good advise in the comments already so there is only one thing I would add. You will need to start building up and re-establishing your credit. I would contac ... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Hi I am looking into buying a place my credit score is only at 530 Will I have a lot of problems please any realtor that can help me please
If u can not get preappoval my suggestion is work with a credit repair person to get your credit at par with those making bids.....
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Can I buy property -New consturction, if builder refuse to pay to my agent?
Several things do not gyrate. You did not get the property has nothing to do with someone represent you.
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 95141
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
what is the HOA fees? Is there a parking structure?
$270 HOA Covers:Common Area Electricity, Garbage, Insurance - Common Area, Maintenance - Common Area, Management Fee, Pools, Spa, or Tennis

There are attached garage.

Sam Shueh
S ... more
0 votes Share Flag Sun Jun 21, 2015 Market Conditions in North San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
We bought a house in San Jose 10 years ago in an area for a lot of first time homebuyers. Prices have gone down & we can't refinance. Any advice?
There are still 3.8% home owners in SC County underwater. Most is from excessive borrowing, HELOC
etc. There are still a few stuck with 7%+ interest and need to modify their mortgage ... more
0 votes Share Flag Sun Jun 21, 2015 Market Conditions in San Jose
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Hello - Can you please send us a term sheet summarizing the costs of using Trulia to list our single family house in the Evergreen area of San Jose?
Tru posts a listing but does not sell it. Costs associate with selling lies with title/realtor.
It is just a 3rd party real estate site

Sam Shueh
0 votes Share Flag Sun Jun 21, 2015 Home Selling in 95135
Sam Shueh,  in San Jose, CA
Sam Shueh answered:
Are you looking for a home to sell to a buyer in Blossom Valley ?
That neighborhood was depressed during the Great Recession. Many home owners were stuck there. With homes reach historical high, many are cashing out while the price holds well. For 70 ... more
0 votes Share Flag Fri Jun 19, 2015 Home Selling in 95123
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
do you have to pay the association full rent when the property you are living in is in foreclosure and your lease is up?
Hi Debbiequ1327:

Generally speaking from my own experience with my clients: Yes, they have had to pay their full rent. You still have a contractual obligation to pay rent, even thoug ... more
0 votes Share Flag Thu Jun 18, 2015 Foreclosure in 95133
Huey Nguyen, Real Estate Pro in San Jose, CA
Huey Nguyen answered:
Would a contingency that the property appraises for at least the sales amount be a contingency worth considering when purchasing a property?
Hello Sandsurfer83,

This sounds like a standard appraisal contingency, and many purchase offers contain an appraisal contingency. Some buyers do aggressively submit offers with no a ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in San Jose
Lee Stone, Real Estate Pro in Eatonton, GA
Lee Stone answered:
My wife was the executrix of her mothers estate. Her mother's home was sold and the buyer wants to send her a 1099. Why?
Interesting question. If there was an escrow agent involved with the transaction, they would have filed a 1099 with the IRS concerning the distribution of proceeds from the sale. If it ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 95141
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Why does the length of time in escrow vary?
As to what is a reasonable length on escrow, under normal circumstances, assuming there aren't individual factors that provide special circumstances, a reasonable time for an escrow is ... more
3 votes Share Flag Thu Jun 11, 2015 Home Buying in San Jose
Deenateen, Home Buyer in South Miami, FL
Deenateen answered:
I accepted a bank's counter offer on a REO a few days ago.How long does it take and why the delay?
Banks are overwhelmed with the volume of REO homes they are handling. The best way to expedite the process is to approach the listing agent. One West Bank properties can be accessed her ... more
2 votes Share Flag Wed Jun 10, 2015 Home Buying in 95128
Deenateen, Home Buyer in South Miami, FL
Deenateen answered:
How do I find Realtors who specialize in just REO foreclosures?
Look on the MLS for other REO homes that are already listed. Call up the agent representing the listed home.

Click Here for More Information: http://reohomes.org/directory/
4 votes Share Flag Wed Jun 10, 2015 Home Buying in 95118
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