Home Buying in San Joaquin County : Questions & Answers

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Rocky G H Ha…, Real Estate Pro in Tracy, CA
Rocky G H Hawrysz answered:
What is the max amount for a VA loan since I live in CA and is there a need for down payment?
As Randall suggested, it's best to contact a lender. Also, keep in mind that lending rules and requirements are forever changing.
0 votes Share Flag Fri Jul 31, 2015 Home Buying in 95366
Prudentfinan…, Home Buyer in Stockton, CA
Prudentfinancialservices answered:
What do I need to do to get approved for an investment property loan for a foreclosure home?
Attention!!!

Ramsay Hill Finance Plc offers entrepreneurs the opportunity to easily access loans in a quick, transparent and efficient environment. Our expertise and international ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Stockton
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Are closing costs and escrow fees the same?
A lot of the fees are fairly fixed...like escrow fee at title company. So that doesn't matter if it is a $60,000 loan or $600,000 loan.....it makes the lender look bad, when a lot of ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 95206
Annie, Real Estate Pro in Stockton, CA
Annie answered:
Looking for Realtors that work with investors in Stockton area
Hello, I am a licensed Realtor, working primarily in Stockton, San Joaquin County, and neighboring counties. I am a member of a Real Estate Investment group in Stockton. That means I un ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 95207
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
What's the customary way
sellers pay escrow, buyer(new owner) pays his insurance. This is in Santa Clara County, CA
0 votes Share Flag Tue May 26, 2015 Home Buying in Tracy
Trevolyn Hai…, Real Estate Pro in Chino, CA
Trevolyn Haines (909)262-6221 answered:
Do I need good credit to buy a house with my retirement?
Typically you need good credit to get a loan but depending on your down payment there maybe options for you.

FHA is a good loan for you to look into because they are very forgiving w ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Stockton
Liza Hancock, Real Estate Pro in Stockton, CA
Liza Hancock answered:
Which would you consider a better neighborhood to live in. Miracle mile or Lincoln Village area?
Both neighborhoods are convenient to shopping and restaurants. Both neighborhoods have a unique charm about them. The determining factor would be if the homebuyer has school-aged childr ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Stockton
Taj Weldon 2…, Real Estate Pro in Central Valley, CA
Taj Weldon 209-740-4176 answered:
Is south central ave, Tracy 95376 (intersection of s central and schultz) a good area to invest in for a rental property. Pls advise.
There are various factors that should be considered when finding a rental property area.
One would be crime rate.Another would be school quality.
There are several websites which off ... more
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 95376
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Where I can find a house for sale by owner?
Go to the community where you want to buy and drive the streets until you see a FSBO sign.
Knock on the door and ask to see the house.
After seeing the house ask how much they want fo ... more
0 votes Share Flag Sat Jan 31, 2015 Home Buying in 95207
Derek Jones, Real Estate Pro in 95670
Derek Jones answered:
I have 40k for a down payment. My wife and I make over 200k per year.
Most websites default to 20% down when looking at the mortgage calculator. There are certain timeframes and downpayment requirements that need to be met depending on financing followin ... more
1 vote Share Flag Wed Jan 21, 2015 Home Buying in Stockton
George Booth, Real Estate Pro in 95304
George Booth answered:
Why is my property not listed for sale on Trulia? 8336 Park Place, Tracy, CA 95304 Asking price 1,195,000.00
I Would just ask your listing agent to put it on, I know them and they are top notch agents.
0 votes Share Flag Thu Nov 20, 2014 Home Buying in Tracy
Jayden Hakun…, Real Estate Pro in Stockton, CA
Jayden Hakunti answered:
hi, i am interested in this home on 224 N Sherman Ave, Manteca, CA 95336. Can anyone help me with it? how is the neighborhood?
The housing is currently in pending sale status. However the owners still are accepting backup offers, in case that deal falls through. If you would like to schedule a viewing of the ... more
0 votes Share Flag Sun Nov 16, 2014 Home Buying in 95337
Jayden Hakun…, Real Estate Pro in Stockton, CA
Jayden Hakunti answered:
Hi, I am interested in this property on 224 N Sherman Ave, Manteca, CA. Can anyone tell me how the neighborhood is?
I have lived in Manteca since 1993 and I am very familiar with the area. Please get in touch with me for more information.

Jayden
PMZ
Jhakunti.pmz.com
209-321-1490
0 votes Share Flag Sun Nov 16, 2014 Home Buying in Manteca
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
Missing appliances
Typically the refrigerator is not included in the sale unless specifically requested in line item 8.B. of the purchase contract.
0 votes Share Flag Sat Nov 8, 2014 Home Buying in Manteca
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Mortgage options for Non US Citizen with Green Card and SSN
We offer a Foreign National Loan Program for Non-Citizens. God Bless America! Unlike most countries around the globe, we allow people from other nations to owe a slice of American Pie.
0 votes Share Flag Tue Nov 4, 2014 Home Buying in Tracy
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
What does it mean when the status of your USDA file is on Conditional Commitment?
Discuss with your loan officer, if they are not providing answers, find a new loan officer.
0 votes Share Flag Sun Oct 26, 2014 Home Buying in 95209
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Hi there, How long we need to wait to do a cash our refinance on a rental property that was purchased all cash? It is a single family residence.
I work with a lender that can do it for you right away. Contact me if you still need help with this.
0 votes Share Flag Mon Oct 13, 2014 Home Buying in Manteca
Alex Greer, Real Estate Pro in California
Alex Greer answered:
is sherwood manor off hammer lane . what streets are considered cherman manor?
Are you looking to purchase in this area? I would be more than happy to recommend a real estate agent to you whose job it is to assist you with these questions.

I do not check replie ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Sherwoods Manor
Angad Bhullar, Real Estate Pro in 95377
Angad Bhullar answered:
How is MH market is doing now? Thinking to buy a medium size (2400 sqft sfm)home. IS it good TIME? prices didn't increase much this year. Any?
The market in MH never been better. It is a great time to buy.
MH is a great neighborhood to live in. I have been living in MH for the past 6 years.

MH just opened their state o ... more
1 vote Share Flag Thu Aug 21, 2014 Home Buying in Mountain House
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