Home Buying in San Francisco : Questions & Answers

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Lizete Santos, Real Estate Pro in 94105
Lizete Santos answered:
What is your view on the Shipyard SF (Lennar) project? I am considering investing (longterm) in 2BD townhome currently expected to be around ~800K.
Hello Ad,

It's a burgeoning neighborhood with considerable potential for increased growth. Buyers who are currently priced out of SF are looking to areas like Hunters Point and Bayv ... more
0 votes Share Flag Thu Apr 30, 2015 Home Buying in San Francisco
Robert Rapp, Real Estate Pro in Petaluma, CA
Robert Rapp answered:
How can I start looking for a home?
Get a better sense as to what you can afford by talking with a mortgage broker/lender.

Then you can pair up with an agent and review the inventory, get a better sense of the neighbo ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 94109
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Can I afford a $1M home in San Francisco?
Hi,

Meeting with a local loan agent would be a great start.

Please let me know if you need a recommendation.

Kind regards,

Arpad
0 votes Share Flag Wed Apr 29, 2015 Home Buying in San Francisco
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Bidding War Strategy: what is the best approach to winning a real estate bidding war?
Hi,

Well, there are several, but each situation is unique. For example, some sellers may want a free rentback, long close, etc.

1) Ask what the seller is looking for in addition t ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in Outer Sunset
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
How do I know if my finances are "together" enough to start thinking about buying a house?
Hi C. T.,

Meeting with a local loan agent would be a great start.

Please let me know if you need a recommendation.

Kind regards,

Arpad
0 votes Share Flag Wed Apr 29, 2015 Home Buying in San Francisco
Robert Rapp, Real Estate Pro in Petaluma, CA
Robert Rapp answered:
We plan to make an offer on a condo. It has no inspection reports, seller wants to sell it AS-IS. Is that a good idea?
Hi Dillipb1,

I am sure by now you've completed your purchase or perhaps moved on to another property. That said, regardless, it is always important to complete your due diligence as ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 94118
Robert Rapp, Real Estate Pro in Petaluma, CA
Robert Rapp answered:
I would like to be able to look at home sales in San Francisco in the last three months of 2013
Hi Mimibo,

This information can be accessed by Realtors with ease.
If this is something you'd like help with, please feel free to give me a call or email.

Robert Rapp
415.272 ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 94117
Sally May, Home Buyer in Tampa, FL
Sally May answered:
i am considering buying a renovated property in NJ. I have enough for a 20% downpayment, but not much more. Should I consider an FHA and pay 3.5 % dow
THE FHA ADVANTAGE- FHA loan applicants will find that they can purchase a home with less than 4% down payment and less than perfect credit. FHA home loans are NOT just for first time Fl ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in San Francisco
Alex Greer, Real Estate Pro in California
Alex Greer answered:
How can I show money given to me monthly by my housemate as income so that I can buy a home?
Room rents can never be counted as income for qualifying for a home.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in San Francisco
Kim Carnagey, Real Estate Pro in Austin, TX
Kim Carnagey answered:
the listing for 2200 Market St #320, San > Francisco, CA 94114 is a scam.
Consider using a REALTOR to find your rental as they have access to the real MLS for the rental market, as there are LOTS of scams out there in the internet world with these 3rd party w ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in San Francisco
quyloc832008, Home Seller in New York, NY
quyloc832008 asked:
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0 votes Share Flag Sat Apr 18, 2015 Home Buying in San Francisco
Javier Monti…, Real Estate Pro in Covina, CA
Javier Montiel answered:
I wrote a great review for my agent but it only is showing 1 star versus 5
I would try calling Trulia customer service.

1 (888) 466-3501
0 votes Share Flag Fri Apr 17, 2015 Home Buying in San Francisco
Anne Hefley, Renter in 91505
Anne Hefley answered:
Are there mortgage lenders that offer loans to contractors / freelancers who can't show steady month to month income?
If you are still looking, try Privlo, privlo.com.
0 votes Share Flag Wed Apr 15, 2015 Home Buying in San Francisco
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
is it possible to have less than 20% down payment nowadays to buy a house?
Hello hinling, yes you may qualify for less down payment depending on home price and fico scores.

If you figure out what cities/zip codes you are considering, minimum number of bedro ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 94115
valmono, Home Buyer in Las Vegas, NV
valmono answered:
Im looking for a Mixused loan with 10% DP in Bensenville IL
Hi Everyone,

I'm Christina Woods, direct lender with the US Global Investor, Inc. Send an executive summary of the funding you need to me via email on ms.cwoods61@gmail.com or text m ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in San Francisco
rockinroller, Real Estate Pro in East Lansing, MI
rockinroller answered:
Does a seller have to disclose a previously interested buyers inspection report findings?
NO WAY!

1. Did you hire the inspector that made the determination of the alleged roof defects?
2. Is the inspector licensed to issue legitimate assessments of roofs (many states h ... more
0 votes Share Flag Wed Apr 1, 2015 Home Buying in 94110
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What are the limits on property (# units) to get an owner/occupier mortgage in SF area? Hoping for a 5-10% DP mortgage on a 4 unit building.
Hello Mark, yes there are some choices in your search criteria that could be emailed to you to study and compare.

If you figure out what cities/zip codes you are considering, minimu ... more
0 votes Share Flag Tue Mar 31, 2015 Home Buying in San Francisco
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My husband and I are considering relocating to the Bay Area for a job offer in Burlingame.
Hello amber101683, that is a tough price range but there are some available within your search criteria in condos and townhomes.

If you figure out what cities/zip codes you are consi ... more
0 votes Share Flag Tue Mar 31, 2015 Home Buying in San Francisco
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Dear sir or madam, I found some foreclosure properties in San Francisco.
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a home 12 months after a chapter 13 Bankruptcy
• Purchase a 24 months after a chapter 7 Bankruptcy.
• F ... more
0 votes Share Flag Sun Mar 29, 2015 Home Buying in San Francisco
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