If you want to do it right you need a craftsman who really knows what they are doing. It often comes with a price. I would get a few estimates and ask to see some examples of the work they have done.... more
If you want this question answerd, you need to speak with or meet with a loan officer directly. This is a public website. The answer involves many thanks, you income, assets, debts, credit scoe and puchase price.
Find a good lender in you community and wok with that peson directly.... more
I would steer clear of Guild Mortgage. Their consumer satisfaction rating across the board is terrible and ranges from lack of locking in loans to causing people to lose money and loans. Just do a search on their or their partner company names and you will see the issues.... more
I would suggest contacting your bank and explaining to them your plans. They may way the appraiser's comment on the roof if you can guarantee it will be fixed not long after purchase. Showing the bank your reserve funds may help prove intent. If all else fails, try contacting your realtor or the sellers to see if you can negotiate roof repairs. http://www.burrogeroofingva.com... more
Sausalito is great for that as you can either easily drive into SF, take a bus (the 10) or the Ferry. There are also houseboats in San Francisco at Mission Creek, but there are few and they are never for sale. There's also Barnhill Marina in Alameda.
A quick search on MLS indicates that there are only 4 "floating homes" listed on the MLS in the Bay Area right now. 3 are in Sausalito and one is in Mill Valley (on the border with Sausalito). Since 2013 only 48 "floating homes" have been sold according to the MLS, all in Sausalito. To find the ones available in the East Bay, you may have to do a little digging.... more
The best, cleanest offer is all cash with no contingencies. This offers the seller no hassles and a quick close. In many cases a seller will take a lower all cash offer with no contingencies over a higher offer that involves a loan. After 8/1/2015, cash offers will have an even larger advantage over offers with loans.
The second best way to win a bidding war is to listen to your agent. Every week during our office meeting we discuss "the deals we missed" and the common refrain on the buy side is "they didn't listen to me". Agents know the market and know what it is going to take to win a deal with what you have to offer. Listen to your agent.
The flip side of that is that as agents we have to do a good job of getting our clients educated on the market conditions and to understand why they should do x, y, or z. While there are some people who are going to insist on doing everything their own way, regardless of a preponderance of evidence to the contrary, I generally view the "they didn't listen to me" comments as a failure on the part of the agent.... more
I grew up in Mill Valley and think it is great. I couldn't imagine a better place to raise children. However, this question is more about your career. IF the opportunities for your career in Silicon Valley & SF, then you may want to consider living in SF and south because you never know when a new opportunity will present itself. Trying to get from Marin to the Peninsula would be a nightmare commute and make you miss a lot of time with your children.
San Francisco is a great place to raise children. The schools here are more diverse in that you have many options that are not available in suburban school districts - like language immersion programs. Not to mention the cultural opportunities available to you your children that don't exist in the suburbs.... more
There are a lot of variables that go into that. First and foremost, where is it? Building in San Francisco is very different than building in Pleasanton or Stockton. How many homes are you going to build? The more you build, the lower the costs. (Hence subdivisions) Are the lots flat or on a hillside? Is it rock or soil? Etc. etc.
The other question that you aren't asking is "how long will it take"? In San Francisco, getting approval for a new build will require neighborhood approval and may stretch a project out indefinitely.... more