Sheryl Arndt answered:
Thank you to all you who posted answers to my questions, you guys are amazing!!!. Here's another:
You must speak with your loan officer as to what to do. You don't want to move anything around while in the process unless advised by your loan officer. Do you have a loan officer yet?
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Sheryl Arndt answered:
What are ways to increase credit scores? We are >680 but believe that's not competitive enough to get a great interest rate.
Hello Emiley, I can raise fico scores within 3-4 days in most cases. I specialize in Under and Over 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to quali
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John DL Arendsen answered:
What does own 1/8 ownership mean???
Be sure this has been legally documented as a TIC/Fractional Ownership and is zoned accordingly. We are in the process of developing such a property and it took us 11 years and 17 entit
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Chad Basinger answered:
When in a time crunch, what are some tips to make sure you get the home you want?
Hello,
Talk, yes actually TALK, to the listing agent. Too many people are just texting and emailing. This may work at times, but it is not overly personal, meanings can be misinter
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Wilhelm Koenig answered:
I'm a young surgeon in San Diego and am looking to purchase a home here. Does anyone know of physician loan programs for jumbo loans w/ min?
I sure do. I have 3 options for physicians living in Oklahoma. Other posters shared great advice about lenders in California; I'd follow their advice if you plan to buy in CA. If you're
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Josh Barnett answered:
Do monthly payments include taxes and insurance?
What does the note say that the lender is having you sign?
Alessandra Seader answered:
Looking for a single family home in a NICE area looking to spend no more than 300,000
Wow you certainly do have a lot of choices that's great! One more thing to add to my earlier post is think about calling Military Home Loans they work throughout San Diego and I re
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Sinead McAllister answered:
Our the mortgage loan is not owned by Fannie Mae or Freddie Mac (also not FHA loan). We would like to know if there is a way to refinance it?
Hi Pablo,
You might have some options. I agree with the responses below. Your best bet is to speak with a mortgage broker. If you need a referral for an awesome one, I would be happy t
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Cindy Davis answered:
What is a REALTOR?
A Realtor is a licensed agent who belongs to the national, state, and local association of Realtors. There is a code of ethics that we subscribe to which is 'over and above' what the st
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Cassandra M Bickel answered:
I'm not sure how to price my home to sell. I've done an appraisal.
A lot depends on your motivation as well and what your market is. In my area, we are shifting to a seller market due to limited inventory. So listing it a little higher than normal is
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Alessandra Seader answered:
Is 3975 Hortensia St #E6 on the TOP floor?
Rsuzwil,
It is near the top of the community but not on the top floor. I will be in the area showing another client today if you would like to view it! Please call or email me and we c
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Neil Fjellestad answered:
I am in Ohio, looking for an agent to help me find a rental home in no. SD area. The 2 I have contacted don't seem to have time to help w/rental help.
You need FBS. Rentals are what we do. Rentals are all we do. Rentals are who we are in San Diego for more than 4 decades. We currently operate rental properties in 69 zip codes througho
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Cory La Scala answered:
What are the changes that are set to occur in April with FHA loans in regards to PMI?
Hi Melissa,
The mortgage insurance goes up in April, but you won't start paying it for the lite of the loan until June 1st. Right now, you pay for a minimum of 5 years.
Regards,
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Russ Ravary answered:
My sister and i are looking to purchase a house together.
Call a local mortgage person. You never know if you can get a loan until you talk to a loan officer
Jerry Heard answered:
I am in contract to buy a coop in NYC and the coop board wants me to have a guarantor (which is fine) but they are restricting it that I cannot remove
Ask your attorney. Coops have a lot of leeway. It is like you are buying into a family.
Cindy Davis answered:
My sister and i are looking to buy this home
You have some challenges not only in terms of getting approved but of buying a home in San Diego. First of all, what are your expectations? What type of home were you hoping to buy? Wha
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Janet McCarthy answered:
does anyone know if 9675 Limar way san diego ca 92129 will be up for sale soon? One of the owners recently passed away.
Hi,
That is a wonderful home and area of Penasquitos. I have contacted the owner about their intentions , however they are not ready to make a change. I'm sure you can understand.
I
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Michele Kole answered:
Is it absolutely a requirement to put down 20%?
Hi Shegetschweiler,
Lots of good advice has been shared; so I'm sure you get the idea that 20% down is not your only option. However, in this current market with lots of buyers bi
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Richard Littlefield answered:
Is it a bad idea to buy a second unit in a condo we currently live in?
I think you answered that, because all of the agencies FNMA, Freddie and FHA will stop lending on the association if the the number of rentals goes too high. This will then destroy your
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Jim Fishinger answered:
diversified neighborhood,the suitable place for teenage and decent school
There would be numerous options for you, but I'd be better able to help if you contact me by phone or email. There are some important questions that when answered will allow me to prese
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