Credit Score in San Diego : Questions & Answers

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Charles Schr…, Real Estate Pro in Floral Park, NY
Charles Schreyer answered:
What do most rental owners do with military members who have a lower credit score?
It can go either way. Some landlords will allow you to pay an extra month's security if your credit isn't the greatest. I would try to offer them an extra month's security and see if th ... more
0 votes Share Flag Thu Jun 19, 2014 Credit Score in San Diego
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
643 credit score, applying for a loan
That is a perfect scenario, we can help. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We ca ... more
0 votes Share Flag Sat Nov 9, 2013 Credit Score in San Diego
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Im trying to rent an apartment in the san diego area but am not having any luvk because i do have evictions on my record due to ex.. how can i rent?
As a property manager in the San Diego area I can tell you first hand that San Diego is one of the strongest and most competitive rental markets in the Country. With it's base of colleg ... more
0 votes Share Flag Tue Oct 15, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
bad credit
There are lenders that can do FHA loans with a 580 score.. I recommend The Lenders Network they will be able to refer you to a lender willing to work with lower credit scores.

Good L ... more
0 votes Share Flag Thu Sep 12, 2013 Credit Score in 92128
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
I just got a SSN and my credit score start point, Im unable to get a credit card because I have no credit history, how do I build a good credit
Alternative forms of credit such as utility bills and cell phone bills are a good place to start.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
(619) 929-0105
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
My name is on the Deed but not on the Mortgage, can I remove history from my credit report ?
Yes, write a letter to the credit reporting agency in question and explain the error. If you don't owe the debt it shouldn't be on your credit.

J.R. Thrasher
www.SanDiegoRealEstate ... more
1 vote Share Flag Mon Jul 29, 2013 Credit Score in San Diego
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
I have all sorts of negative things on my credit rating and i'm a pretty bad credit risk on paper. However, I have 680,000 in cash (paper bills)
Are you working? Some lenders can go down to a 500 score with FHA 30% down, just use your US credit and a large down payment. As long as the cash can be sourced and you have sufficient ... more
0 votes Share Flag Thu Jul 25, 2013 Credit Score in San Diego
Constantine…, Real Estate Pro in San Diego, CA
Constantine K. answered:
in VA - need a reputable place to restructure loan in accordance to the passed laws for a family who holds a
Mandy, did you find any resolution to your situation?
If not, feel free to call me to discuss.
http://www.SanDiegoVA.org is a good place to start. I will link it below.
They can hel ... more
0 votes Share Flag Wed Sep 22, 2010 Credit Score in 92106
Hannah Flieg…, Real Estate Pro in Larkspur, CA
Hannah Fliegel answered:
when is too late to do a short sale? We did not get our loan mod. approved
Hi Yvon,

If you are already late on your mortgage payments then the damage has been done to your credit rating. Typically other credit, such as credit card limits were reduced or cl ... more
0 votes Share Flag Sun Sep 13, 2009 Credit Score in Mission Valley West
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