Your debt ratio on a conventional loan needs to be 45% or below (including the new mortgage payment). If you can achieve this without having to use ... more
The less debt you have, the better.
Unless there is a pre payment penalty, it is a great benefit to pay any loan off as soon as possible!
Keep those bills down, yo ... more
If you would like I can get you contact with an associate that helps people in your exact situation, please contact me if this is something you would be interested in.
Than ... more
You are being faced with a question i've seen for years as not only a Certified Credit Counselor through NFCCC, as an approved trainer of the Freddie ... more