Credit Score in San Antonio : Questions & Answers

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Kelly Ann Ca…, Real Estate Pro in 78006
Kelly Ann Cameron MBA/Realtor answered:
How to fix bad credit?
Please do not dispute any credit issues if your looking to purchase a new home. The Mortgage Company will not close on a home if the client has an active dispute on credit report.
1 vote Share Flag Sun Jul 13, 2014 Credit Score in San Antonio
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
i have a new fha loan my equity is over 20% my scores are 739 trans 710 Experian 685 eqfx could i get into a conventional loan,my debt to income 35%
Yes, but there are some caveats.

Your debt ratio on a conventional loan needs to be 45% or below (including the new mortgage payment). If you can achieve this without having to use ... more
0 votes Share Flag Thu Jun 26, 2014 Credit Score in San Antonio
Robby Willis, Home Buyer in Plano, TX
Robby Willis answered:
My credit score is 550. Where can I get a mortgage?
My fiance and I have a average credit score of 550. We would like to get a mortgage is it possible and if so with who
0 votes Share Flag Tue Mar 4, 2014 Credit Score in San Antonio
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
what is the minimum credit score to qualify for a conventional loan?
I know a lender that can do conventional loans with a 620 credit score and 3% down. If you would like a referral visit our site or email me anytime.

Good Luck!
5 votes Share Flag Sat Sep 28, 2013 Credit Score in San Antonio
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Will paying off the installment loan early affect my score negatively? ( Middle score was 660 as of last month)
Hello K210,

The less debt you have, the better.

Unless there is a pre payment penalty, it is a great benefit to pay any loan off as soon as possible!

Keep those bills down, yo ... more
0 votes Share Flag Wed Mar 13, 2013 Credit Score in San Antonio
ct, Real Estate Pro in San Antonio, TX
ct answered:
My husband and I have a credit score of 540-550 and would like to purchase a home.
Cindy,

If you would like I can get you contact with an associate that helps people in your exact situation, please contact me if this is something you would be interested in.

Than ... more
0 votes Share Flag Wed Sep 12, 2012 Credit Score in San Antonio
ct, Real Estate Pro in San Antonio, TX
ct answered:
I have been fixing my credit for the last 3 years my credit score is fluctuating, should I try now to buy a home?
Remember that your credit rating is based on the main fact of your ability to pay your debts over the long term. Therefore if you pay off a balance it doesnt hurt your credit, but it is ... more
0 votes Share Flag Sat Jul 28, 2012 Credit Score in San Antonio
ct, Real Estate Pro in San Antonio, TX
ct answered:
my credit score is 10,000 is this good or bad?
There are actually a couple different credit score ratings. However, the best known and most widely used is the FICO score which ranges from 350-850. If I can help you find anything ple ... more
0 votes Share Flag Sat Jul 28, 2012 Credit Score in 78221
ct, Real Estate Pro in San Antonio, TX
ct answered:
Poor credit, but would like to buy a home?
Ideally, it would be best to use that down payment money to "bring current" any debts you may have to reduce or eliminate the impending bankruptcy and find a cheaper monthly lease. Howe ... more
0 votes Share Flag Sat Jul 28, 2012 Credit Score in San Antonio
Michael F. W…, Real Estate Pro in Florida
Michael F. White answered:
can anyone reccomend a credit repair service without haveing to give a arm and leg?
Jim is correct they do charge a wide range of fees from several hundred to several thousand dollars. Credit counseling is not a bad idea, if you are looking for advice on managing your ... more
0 votes Share Flag Sat Nov 6, 2010 Credit Score in San Antonio
Josh M. Boggs…, Real Estate Pro in San Antonio, TX
Josh M. Boggs ABR, SFR. answered:
should i pay off past due accounts to improve my credit score?
Good morning Aquintanilla,

You are being faced with a question i've seen for years as not only a Certified Credit Counselor through NFCCC, as an approved trainer of the Freddie ... more
0 votes Share Flag Mon Mar 8, 2010 Credit Score in San Antonio
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