Home Buying in Sacramento : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can I purchase a home if my credit is bad and do I need to pay off all my collections before I try to purchase a home?
Hello Tina, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and clo ... more
0 votes Share Flag Yesterday at 3:25pm Home Buying in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how do i find out how to rent your homes!!!!?
Hello Devonya, Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, mult ... more
0 votes Share Flag Yesterday at 3:19pm Home Buying in Sacramento
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
What things are important to know and ask when purchasing your first home?
Congratulations on buying your first home! This is such an exciting time! I would highly recommend aligning yourself with an agent who has a lot of experience with first time home buy ... more
1 vote Share Flag Yesterday at 2:34pm Home Buying in Sacramento
James Simon, Home Buyer in New York, NY
James Simon answered:
Solar Panels. Desirable ? Value Added ? Discuss.
As far as value added, I think we can all agree that solar panels are definitely "in". People of all ideologies like them. Conservatives like saving money. Liberals like helping the env ... more
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 95835
Josephine (J…, Real Estate Pro in Vallejo, CA
Josephine (Jo) Cusi answered:
Hi I want to know if I made a offer for a short sale property 41 Morey Ave in sacramento for $230000 back in June 2014 and the house was sold for $215
Hello...I'm sure that many buyers would feel the same way so you're not alone. Buying a home can be a very emotional experience and with so many moving parts of a transaction, anything ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in Sacramento
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
.FHA home loan Back to work Special circumstance program " What is this?
The program does work and the 20% dip in income is the most important factor. I have helped a lot of families take advantage of this program. I am licensed in CA, IA, IL, IN, MT, TN, ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in Sacramento
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Why do we keep old listings on here, it's very confusing for the new home buyer, I think it's misleading,I think we lose credibility? Your
I agree, I hear a lot of complaints that the data on Trulia is no good. They also need to fix putting agents contact info on rentals when the agents don't deal with rentals at all.
0 votes Share Flag Sun Feb 22, 2015 Home Buying in Sacramento
Jenna Christ…, Real Estate Pro in 90505
Jenna Christensen answered:
looking to buy a home with bad credit.
U need to connect w a good lender who can help u w those aspects of ur credit history.
Why not pay to clean up ur credit when its going to mean a better rate when u but which over 30 ... more
0 votes Share Flag Sat Feb 21, 2015 Home Buying in Sacramento
Aaron B Lewis, Real Estate Pro in Detroit, MI
Aaron B Lewis answered:
If a home inspection shows that an old water heater needs to be replaced, is it reasonable to request sellers replace with a tankless water heater?
I agree with Perl.ask yourself is it reasonable. Tankless cost 2-3x more after you factor in installation. Would not be a reasonable request. Everything's negotiable.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in Sacramento
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
Can a realtor walk away if iit takes long to close on a house?
Contact the managing broker of the office your Realtor works for assistance. It sounds like your Realtor is having problems negotiating your transaction and needs help from the broker i ... more
0 votes Share Flag Thu Feb 19, 2015 Home Buying in Sacramento
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
Do I need to pay a property tax if I buy manufactured home with cash-pay the whole amount off.?
You will owe property taxes whether the mobile home is paid for not; the property tax is not based on your debt but the value of your property. Remember the golden rule "Taxes are Fore ... more
0 votes Share Flag Tue Feb 17, 2015 Home Buying in College / Glen
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
mobile sold never transferred out of my name/ just found out tax not paid for 6 years/ lady that I sold 2 died 2 years ago and the son refuses to pay
Call a real estate attorney immediately! You will need professional help to navigate through this situation.
1 vote Share Flag Tue Feb 17, 2015 Home Buying in College / Glen
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
How long do I have to wait to purchase a home after filing for Chapter 7 bankruptcy?
Hi Ameerawriter

you buy a house after 1 year under portfolio program, 2 years under government , 4 years under conventional and 1 day out from Private money.


Good Luck

Omar ... more
0 votes Share Flag Sat Feb 14, 2015 Home Buying in Sacramento
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Is there any way a 57 year old woman on social security can buy a home?
Hi Rebekah

Yes you can buy home with fixed income,

Sincerely

Omar Khamisa
NMLS 369325
209-651-2000
0 votes Share Flag Sat Feb 14, 2015 Home Buying in Sacramento
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
What is the likelihood of getting a mortgage as college student with no established credit?
Hi Finn

you would need have 2 years same line of work and credit history to apply for home loan or first home buyers programs.

Omar Khamisa
NMLS 369325
0 votes Share Flag Sat Feb 14, 2015 Home Buying in Sacramento
strawboss1, Home Buyer in Rogue River, OR
strawboss1 answered:
How do I find rent to own homes in my area?
1429 AVE D Snohomish, WA 98290 MY PHONE IS 509-860-0472. This is the first time we have been looking for a rent to own. I'm James G. Straw father and he's not sure how or who to contact ... more
0 votes Share Flag Sat Feb 14, 2015 Home Buying in 95814
Derek Jones, Real Estate Pro in Sacramento, CA
Derek Jones answered:
Our agent was not truthful with us - is there any recourse?
This is why it is always good to have your own buyers agent, but it appears to be too late for that. If you feel that agent misled you you can reach out to his broker about the situati ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in Sacramento
Yos, Home Buyer in Long Beach, CA
Yos answered:
I shot sales a house 2 years ago Thinking of buying again What's the latest information I need to know.
You need to know that if you are in CA, TX, CO,WA,VA or florida that you can purchase now with our company. We do have a program where you are qualify to purchase now. Email me at is ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in Sacramento
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
We moved to another state for work and bought a new home. We were unable to sell the previous home so we had to short sale it. The old home caused us
You may have difficulty obtaining a real estate loan for several years, normally 4 years or more from the anniversary date of your short sale. Have you contacted a Hard Money Lender? Th ... more
0 votes Share Flag Thu Feb 5, 2015 Home Buying in 95818
Gerald Vonbe…, Home Buyer in Jackson Springs, NC
Gerald Vonberger answered:
How to negotiate new home price with home builder?
Home building is a tricky industry, that's for sure. There are a lot of factors influencing price, especially the builder's profit. Now, it's going to be hard for you to lower his profi ... more
0 votes Share Flag Tue Feb 3, 2015 Home Buying in Sacramento
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