Financing in Sacramento : Questions & Answers

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Jason Walter, Real Estate Pro in Sacramento, CA
Jason Walter answered:
Can I get some references to FHA lenders in the Sacramento area?
Try contacting Dana Reed at Big Valley Mortgage. He can be reached at 916-768-4298. He's been in the business for about 30 years and has a wealth of knowledge.
0 votes Share Flag Thu Sep 18, 2014 Financing in Sacramento
Amortgageadv…, Real Estate Pro in Los Angeles, CA
Amortgageadvisor.com answered:
I had a short sale in 2011, no longer on my credit report. trying to buy a house, will i be able to get financing?
You may be able to qualify for several different home loan programs but it will ultimately depend on a variety of factors like your income, down payment and the amount you require for t ... more
0 votes Share Flag Thu Sep 18, 2014 Financing in 95818
christian.me…, Real Estate Pro in San Jose, CA
christian.mendoza1 answered:
How soon after a short sale can we get a conventional mortgage? We are in the Sacramento CA area.
I am a Mortgage Broker and have some great programs for you. Call me!
0 votes Share Flag Tue Aug 12, 2014 Financing in Sacramento
Derek_jones, Real Estate Pro in Sacramento, CA
Derek_jones answered:
FHA Market Share
For Sacramento country in the month of June about 46% of sales were conventional and 23% FHA.
0 votes Share Flag Thu Aug 7, 2014 Financing in Sacramento
llistol, Home Buyer in Prescott, AZ
llistol asked:
In February 2014 we short saled our home after beong underwater for over a year. We have property that was free and clear that we decided to build a New home on. We had some money saved to get started with. We are now seeing that we will need to get a construction loan to finish. After much researching we are having trouble finding…
0 votes Share Flag Wed Aug 6, 2014 Financing in 95818
leahrays12345, Home Buyer in Brea, CA
leahrays12345 answered:
Loan after short sale
Hi Peeps, iam Phelia West a final year student of Medicine and Surgery Concordia University Montreal Canada. Please if you wanna be scam free just like the way i am now please do not he ... more
0 votes Share Flag Sat Jul 26, 2014 Financing in 95818
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
who can I talk in Colorado regarding purchasing a home after a short sale? My job was eliminated and I had to relocate from a small town to find a job
You don't have to wait.....

We have a portfolio "2nd Chance" loan that allows you to buy again just one day after Short-Sale or Foreclosure. You can only have one on your credit and ... more
0 votes Share Flag Thu May 22, 2014 Financing in 95818
rons, Real Estate Pro in Concord, CA
rons answered:
Is a homepath loan a harder one to get approved by a lender?
No. It's no different than any other GSE loan program. In fact, it's sometimes easier considering for one, you do not need an appraisal. There are sometimes, some higher fees and less n ... more
0 votes Share Flag Tue Apr 8, 2014 Financing in Sacramento
Lilas Moua, Real Estate Pro in Sacramento, CA
Lilas Moua answered:
Need help finding a lender that does not adhere to Fannie Mae/Freddie Mac guidelines.
Hi how are you? My name is Lilas, please call Brandee Stephens at 916-864-3954 at Cherry Creek Mortgage, an in house lender. She'll be able to answer your questions. Have a great day. B ... more
0 votes Share Flag Sun Feb 9, 2014 Financing in Sacramento
Hyatt Simons, Real Estate Pro in Sacramento, CA
Hyatt Simons answered:
LOAN AFTER A SHORT SALE FOR A PURCHASE IN NJ Any knowledge regarding who will qualify us?
The best first step to homeownership is to talk with a lender who specializes in home lending. You will need to choose a lender at some point so its the best place to start the home buy ... more
0 votes Share Flag Sun Feb 2, 2014 Financing in 95818
kirksharon14, Home Buyer in Just Us, Atlanta, GA
kirksharon14 answered:
how long after a short sale to get a loan if you became disabled and did a short sale?
FHA Back To Work Program waives Foreclosure, Bankruptcy, And Short Sale waiting periods. Borrowers who lost their homes due to foreclosure no longer have to wait 3 years to apply for a ... more
0 votes Share Flag Sun Dec 1, 2013 Financing in 95818
Elizabeth We…, Real Estate Pro in Sacramento, CA
Elizabeth Weintraub answered:
It may be time for me to refinance. BK discharge March of 2010 500k 50% LTV 4 years from discharge to apply or fund?
You might fare better by calling directly a few mortgage brokers and independent banks to find out what is available to you. I have had clients refi after 2 years, and banks that do por ... more
0 votes Share Flag Wed Nov 20, 2013 Financing in Sacramento
Scott T. Sho…, Real Estate Pro in Sacramento, CA
Scott T. Short, M.B.A. answered:
Is there a new HUD ruling as of October 1st that a short sale cannot be approved UNLESS the seller is in default or behind in their payments?
see link below to give you the real scoop on FHA Mortgagee letter referenced below..
0 votes Share Flag Tue Oct 29, 2013 Financing in 95818
Michael Kirk…, Real Estate Pro in West Hartford, CT
Michael Kirkutis answered:
What to pay a mortgage broker if you don't end up using them?
We are in the business of sales. Some deals go and some do not. If you appreciated your mortgage brokers hard work, when the opportunity arises, refer them another mortgage client.
0 votes Share Flag Thu Aug 29, 2013 Financing in Sacramento
Brian VerBurg, Real Estate Pro in Ladera Ranch, CA
Brian VerBurg answered:
Short sale my home due to divorce a year ago, can I get financed?
I have a lender that will do purchases I day after a short sale or foreclosure. Email me for more information- brian@thebesthomeloans.com
0 votes Share Flag Sat Aug 17, 2013 Financing in Natomas Park
Alex Greer, Real Estate Pro in California
Alex Greer answered:
I own a condo that has been paid off but also own a house that I owe 185 but it's worth 150k that my sister (on title) pays for everything.
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 95831
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Any suggestions for refinance of underwater home?
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in Sacramento
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Follow up question about refinance of underwater home (Not wasn't clear how to use this program as email string, so I'll start with
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 95833
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Have to refinance b/c of divorce, but I'm upside down on this house
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in Sacramento
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