Home Buying in Rochester : Questions & Answers

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1-855-joe-bu…, Real Estate Pro in Rochester, NY
1-855-joe-buys answered:
B'h Hi, I would like to invest in weld street rochester,i am from nyc & dont know the area,some one can advise about this part of town.
Hello H Cohen,

Since we are not Realtors but straight forward investors and residents of Rochester for 40+ years, we can give you the "straight up" truth about what areas to invest i ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in South Marketview Heights
1-855-joe-bu…, Real Estate Pro in Rochester, NY
1-855-joe-buys answered:
What is the average price of a 2-bed, 1 bath, single family home, 2 garages in Fourth Street, Rochester, Ny?
If you go to www.MonroeCounty.gov, you can search the tax records to see what the assessed value is on houses on Fourth Str. You have to remember that the assessed value is for taxatio ... more
0 votes Share Flag Wed May 23, 2012 Home Buying in Rochester
Cathy Barton, Real Estate Pro in Rochester, NY
Cathy Barton answered:
can a buyer speak directly to the seller's listing agent even though they have a real estate agent representing them?
Nancy,

You can speak to anyone you wish to. If you need answers and agents are getting in the way of progress ... go where you can to find them.

It is always good when people ope ... more
2 votes Share Flag Thu May 10, 2012 Home Buying in Rochester
Mark Melich, Real Estate Pro in Rochester, NY
Mark Melich answered:
We like to buy a church building or rent spaces for services
We have three former Catholic Churches available right now for purchase. Priced from $350,000 to 830,000. I would be happy to forward you the detaills.
0 votes Share Flag Tue Apr 10, 2012 Home Buying in Rochester
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
I have 9 investment properties free and clear and would like to get a an equity line, can anyopne help?
Easylife, I would suggest a fixed rate mortgage since it is easier to get and would cost you less in interest rates then an equity line on investment properties. You can contact me for ... more
0 votes Share Flag Mon Aug 29, 2011 Home Buying in Rochester
Sandra
Sandra "Sandy" Wimett answered:
what if sewer is pluged or broken in frist six mounths of ownership?
You would need to prove the previous owner had the same problem and did not disclose this information. Very difficult and probably costly to do. Better to Calla good plumber. I have one ... more
0 votes Share Flag Mon Jul 25, 2011 Home Buying in Rochester
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
Can I drop the loan from my lender without penalty and go to a different bank after 30 days? the loan is approved but can't close.
You do not have to accept a mortgage commitment since it is unilateral. There are no penalties unless you gave a commitment fee to the lender. The apraisal can be assigned to another le ... more
0 votes Share Flag Mon Jul 25, 2011 Home Buying in 14607
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What does "full Disclosure" mean. What iy tou signed off on the inspection repore. I was accross the country and my re agent handled it.
Consult with an attorney who specializes in real estate for all involved legalities. If you did not cancel the contract in accordance with the timeline stated in your contract, you coul ... more
0 votes Share Flag Mon Jul 25, 2011 Home Buying in Rochester
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Can a seller accept 3 offers at one time on same property?
It all depends on how all offers are submitted. Confer your questions to your buyers agent

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
The Michael Group - Dalla ... more
0 votes Share Flag Sun Jul 24, 2011 Home Buying in Rochester
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can I purchase a house with a Credit Score of $550? My credit to debt ratio is very high (75%) but in actuality I don't have much debt, just $2k.
You are welcome. I actually recommend you get your scores from www.myFICO.com - it's not free but you can get a very accurate Equifax score (the same identical one us mortgage len ... more
0 votes Share Flag Sun Jul 3, 2011 Home Buying in Rochester
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
if i signed an exclusive buyer agency agreement but my realtor goes to another company, can i still use my agent/
Contact your agent's prior broker owner and or office manager and ask to terminate the agreement; once released, you can sign a new agreement with your agent.
0 votes Share Flag Thu Jun 23, 2011 Home Buying in Rochester
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Employment change - after mortgage application.
Yes, discuss your financial issues with your loan officer, he/she can best advise....
0 votes Share Flag Thu Apr 28, 2011 Home Buying in Rochester
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
is 5.6% APR on a FHA a bad rate on 4.625 interest rate on a 185,000 home?
NO, the APR will not change your payments, the payments are based on the note rate of 4.625%. The Annual Percentage Rate (APR) is the cost of your credit expressed as an annual rate. Be ... more
0 votes Share Flag Wed Apr 27, 2011 Home Buying in Rochester
Karen Davis, Real Estate Pro in Rochester, NY
Karen Davis answered:
For sale?
Hi. It still looks available. If I can assist you, please let me know. My cell is 278-8711. I would be happy to follow up and set up an appt if you wish and are not working with som ... more
0 votes Share Flag Wed Apr 27, 2011 Home Buying in 14609
Steve Consul…, Real Estate Pro in Tampa, FL
Steve Consultant answered:
Looking for a 203k consultant, appraiser, and contractors!
In Florida the consulting firm can be accessed by

www.203kinspectiontampa.com
0 votes Share Flag Sat Apr 23, 2011 Home Buying in 14611
Ralph Windsc…, Real Estate Pro in Hauppauge, NY
Ralph Windschuh answered:
Hello. I am planning on selling a co-op apartment and buying a single family home, as explained below.
When you rent with an option to buy or rent to own, usually only a portion of the rent gets credited towards the purchase so that might not be the best way to go. Typically, you simply ... more
0 votes Share Flag Thu Mar 31, 2011 Home Buying in Charles House Area Council
Christopher…, Real Estate Pro in Rochester, NY
Christopher Carapezza answered:
My house sold w/consessions the bank may not approve due to Fair MV(waiting 2 weeks). We found a house but i am leary to bid with a contingency.
From my understanding is if the mortgage gets approved on your house, you would want to buy the For Sale By Owner house correct? And if the deal on your house falls through, then you w ... more
1 vote Share Flag Mon Feb 21, 2011 Home Buying in Rochester
Bob Hibbard, Real Estate Pro in Rochester, NY
Bob Hibbard answered:
Real estate agent in Rochester, NY who is knowledgable about short sales and foreclusures
This is most likely very late for Leigh Ann; and I see many good answers here. However, I get these questions all the time. My name is Bob Hibbard SFR, Certified in Short Sale & For ... more
1 vote Share Flag Tue Feb 8, 2011 Home Buying in Rochester
Jim K, Real Estate Pro in Rochester, NY
Jim K answered:
Australian looking to invest in Rochester
Rajeev, I am the person who sold you your home in Rochester New york 465 Bernard, I am glad to hear it is working well for you please call me I have several more that you could buy dire ... more
0 votes Share Flag Thu Jan 27, 2011 Home Buying in Rochester
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