Home Buying in Rochester : Questions & Answers

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victoriangro…, Home Owner in Melbourne, FL
victoriangroup answered:
Looking for investment properties in good area of Rochester NY with tenant in place.
Looking for Turn key investment properties with little rehab required , located in good area of Rochester NY with tenant in place price from 23k to 30k.....
0 votes Share Flag Fri Apr 11, 2014 Home Buying in Rochester
Linda Allyn-…, Home Buyer in Rochester, NY
Linda Allyn-welborn answered:
Is 163 Hillside Avenue still for sale? If so, can I make an appointment to see it?
Good morning, I missed your original message. Please contact me now with any real estate needs. I look forward to helping you and finding out what I can do for you.
Linda Allyn-Welbor ... more
0 votes Share Flag Thu Apr 10, 2014 Home Buying in Cobbs Hill
Mony, Real Estate Pro in 95674
Mony asked:
What to expect after bank auctions off an investment property? I've recently been turned down for a short sale AND a deed-in-lieu for a property I own in Rochester, New York.
This is an investment property I owned for over 8 years, and was rarely able…
0 votes Share Flag Fri Mar 28, 2014 Investment Properties in Rochester
Gary Norselli, Real Estate Pro in Rochester, NY
Gary Norselli answered:
I have never owned a home but would like to, can you tell me what I would need, and how I would go about getting my self ready to buy a home.
Hi Carol,

Education is key when it comes to purchasing your first home! It is important to have an good understanding of the entire process.

As mentioned before, the first steps ... more
0 votes Share Flag Thu Jan 23, 2014 Home Buying in Rochester
channer, Home Owner in Maplewood, Rochester,...
channer answered:
Hi there, I'm presently looking for a turn key investment in Rochester at 25-30K. I'm particularly in the Beechwood, Maplewood.
Hi Wayne - I have a property in Maplewood which I am just about to list - it might be more than your budget at as it is a multi-unit (3 units) which is in good condition recently had ne ... more
0 votes Share Flag Sat Jan 18, 2014 Investment Properties in Rochester
Raymond Camp, Real Estate Pro in 14580
Raymond Camp answered:
I have never owned a home but would like to, can you tell me what I would need, and how I would go about getting my self ready to buy a home.
Good morning Carol,
1) Establish Financing
a)Speak with a mortgage professional
Receive a pre-qualification for your mortgage loan
Helps determine price range for home ... more
0 votes Share Flag Sat Jan 18, 2014 Home Buying in Rochester
Raymond Camp, Real Estate Pro in 14580
Raymond Camp answered:
Can I buy a home with $833 in SSD income?
Good morning,

Thank you for the question.

As long as you have good credit and would have to be answered by a mortgage counselor.

If you would like a contact please let me know.
0 votes Share Flag Mon Jan 6, 2014 Home Buying in Rochester
Raymond Camp, Real Estate Pro in 14580
Raymond Camp answered:
can i pay monthly if i have bad credit? my wife and i work full time every day. we really need a home of our own. we are interested in this home.
Marko,

Again thank you for the question.

You would have to find a property that an owner would be willing to hold the mortgage and would probably still need 20% down.
0 votes Share Flag Sun Nov 10, 2013 Home Buying in 19th Ward
Charlotte St…, Real Estate Pro in Rochester, NY
Charlotte Stein answered:
what area in rochester that near beach or water?
Irondequoit, Parma, Greece, Lake Ontario is wonderful and joins to Toronto Canada, and Buffalo
0 votes Share Flag Sun Oct 27, 2013 Home Buying in Rochester
Raymond Camp, Real Estate Pro in 14580
Raymond Camp answered:
House listed as 5 bedroom but actually 4
Good evening Sharon,
In order to answer your question correctly I would need to know the address.
0 votes Share Flag Wed Oct 23, 2013 Home Buying in Rochester
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I am a first time buyer how much do i actually put up for downpayment. we are from nyc planning to relocate to rochester.
Down payments are a big part of getting a loan for a house. If you do not have much for a down payment you should consider an FHA loan. An FHA loan only requires 3.5% down which is a re ... more
0 votes Share Flag Wed Oct 23, 2013 Home Buying in Rochester
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Any lenders give loans to a score less then 620?
Yes! Lenders like myself are able to give out loans with scores under 620. For example, I have given out loans with credit scores as low as 580. So if you are at that level or above, th ... more
0 votes Share Flag Wed Oct 23, 2013 Home Buying in 14624
Colleen Brac…, Real Estate Pro in Rochester, NY
Colleen Bracci answered:
Need recs for Property Management in Rochester. Spoke with high falls, CEM and Atlantic. Any experience with them?
There are many management companies to beware of in town... DO YOUR HOMEWORK... the Realtor you are buying properties from may have suggestions. I have many clients who use High Falls, ... more
0 votes Share Flag Sat Oct 19, 2013 Investment Properties in Rochester
Mark Updegra…, Real Estate Pro in Rochester, NY
Mark Updegraff answered:
How is the rental returns and rent / price ratios in Rochester. Any expense break down example ?
Returns and ratios vary like any other RE market.

You should be able to attain $300 / door / month in cash flow after backing 35% off the gross for PM, Capital account, Vacancy, an ... more
0 votes Share Flag Tue Sep 24, 2013 Home Buying in Rochester
Richard Coake, Real Estate Pro in Rochester, NY
Richard Coake answered:
What are the chances that I can win an appeal with the city of Rochester to re-zone my single family house back to a duplex?
The folks at the zoning office themselves will tell you the odds are heavily against reversion to a 2-family dwelling. Your appeal will likely waste money and time, and cause you much f ... more
0 votes Share Flag Tue Aug 27, 2013 Home Buying in Rochester
Esther Lafon…, Real Estate Pro in Rochester, NY
Esther Lafontaine answered:
IM looking for a section 8 rental a 3bedroom and 2bath IM presently living in Tampa FL now but looking to move hope fully within the next 4/6 months
Hi Rhonda,

Please contact Michelle Pellegrino a rental agent at Zona Properties. Her email address: michelle.pellegrino@zonaproperties.com

Best of luck to you with your relocation ... more
0 votes Share Flag Tue Aug 20, 2013 Home Buying in Rochester
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Where is the best place to look for owner financing/rent to own homes outside of the city?
Rent to own is very risky for the buyer...strongly recommend you stay put until you can qualify for a conventional loan.
0 votes Share Flag Mon Aug 19, 2013 Home Buying in Rochester
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