Home Buying in Rancho Cucamonga : Questions & Answers

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Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
Can I get approved for home loan with 550 credit score?
With a 550 credit score, you will not qualify for a mortgage/home loan. Don't believe the hype. Some people will say that you can, when you can't. Even if you raised your credit to 580, ... more
1 vote Share Flag Mon Feb 9, 2015 Home Buying in Rancho Cucamonga
Lon Mapes, Real Estate Pro in 92373
Lon Mapes answered:
does the square footage listed in a house include the attached garage?
In California, the tax records only list square footage considered "living area" in the size of the home. Garage space is not "living area" (except for your car, LOL). Now, if the gar ... more
1 vote Share Flag Sun Oct 5, 2014 Home Buying in 91730
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
Is it even worth it to buy a home in So Cal?
There are still some missing variables here. As stated in previous comments, working with the right Realtor and lender is HUGE! We don't know how your offers have been structured or how ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Rancho Cucamonga
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
can i get a home loan with a 547 score?
Unfortunately no. You must begin the process of fixing your credit.

Best of luck.

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Rancho Cucamonga
Larry Hodel, Real Estate Pro in 91709
Larry Hodel answered:
I want to look into investing into perhaps a foreclosed or resale condo or townhouse. My credit is fair. How do I go about doing this. I am sort of a
I work with both Buyers and Sellers and would be glad to help you.
I try and have my Buyers contact a mortgage broker that has helped many of my clients get pre-approved. If you would ... more
0 votes Share Flag Sat Sep 13, 2014 Home Buying in Rancho Cucamonga
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
I wish to increase my Rancho Cucamonga home inspection service. Other than open houses and my website, what's your advice? Don Stauffer
Use Constant Contact to start an email marketing campaign. Get all of your database to receive your monthly newsletter, coupons, special offers, etc. Link it to your Facebook, Twitter, ... more
0 votes Share Flag Fri Sep 12, 2014 Home Buying in Rancho Cucamonga
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I heard that the length of time for a buyer to purchase after a short sale changed. It's now a 1 year wait. Is that true?
Yes, that is correct, but only for an FHA mortgage which is a great loan. The waiting period in order to get an FHA mortgage is now only 1 year, but there requires certain circumstances ... more
0 votes Share Flag Tue Aug 19, 2014 Home Buying in 91730
Micah Matson, Real Estate Pro in 35613
Micah Matson answered:
Does a finished basement get added to your home square footage? Also is there a general dollar amount you use in NE, Maryland for square footage?
Basement square footage is usually not allowed to be added to square footage even if it is finished.
0 votes Share Flag Tue Aug 12, 2014 Home Buying in 91730
altnorton, Home Buyer in Garner, NC
altnorton answered:
Who is responsible if sellers move out of a short sale transaction with closed escrow and damaged property?
I find myself with a few hours left in due dilligence and the owners moved in some "renters" who have an incotinent dog in the master closet and god knows what stuck in the garbage disp ... more
0 votes Share Flag Tue Aug 12, 2014 Home Buying in Rancho Cucamonga
Larry Hodel, Real Estate Pro in 91709
Larry Hodel answered:
I am looking to buy a home in either Rancho Cucamonga of Palmdale/Lancaster area. I need some step to step guidance on how to get started...
The first thing to do is find a real estate agent that you're comfortable with. Then locate a lender who will help you through the maze of loan prequal and underwriting. When I work wit ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Rancho Cucamonga
Scott Folb,…, Real Estate Pro in 91739
Scott Folb, Real Estate Broker answered:
How much below asking price are homes selling for in Rancho?
Scott Folb, CIPS,SRES, MRP, SFR, TRC, GREEN, Realtor, BROKER:
There are excellent mortgage companies available who can compete with cash buyers due to their reputation and the speed by ... more
0 votes Share Flag Thu Jul 24, 2014 Home Buying in Rancho Cucamonga
ExeRealEstate, Real Estate Pro in Newport Beach, CA
ExeRealEstate answered:
For a home purchase, based on my optional info below, should I start looking to buy? Looks like a lot of misc. paperwork is needed yet.
Kari,


When you are ready to purchase, the best Realtors will handle almost everything for you and make it very easy. Get a Realtor who ranks high for customer service, so you can e ... more
0 votes Share Flag Fri Apr 18, 2014 Home Buying in Rancho Cucamonga
Niradia Demm…, Real Estate Pro in Fontana, CA
Niradia Demmings (323)209-7677 answered:
Hello, does anyone know of a good real estate agent knowledgeable of assistant programs, such as CityLift and Wish?
Rachel,
I am your local expert. I know of the programs you are looking for and guess what I may even save you an amount to only have to put down less than $3000 for the entire tra ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 91730
Patti Ann Gr…, Renter in 93905
Patti Ann Griep answered:
11112 Antietam dr. Rancho cucamonga is advertised as for rent, however the is also a for sale sign on the lawn. Why?
this may be a scam. I ran into the same situation -googled the address and found an ad saying it was for sale. Called Realtor she said it was for sale NOT rent. Always try to check it ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in 91730
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
Looking to buy an apartment/condo under 120000, how long of work history is to be established in order to be qualified for a FHA loan?
Erik,

While it is true that FHA guidelines require underwriting to analyze a history of employment, it actually is pretty flexible with fulfilling the requirements. For example, a ... more
0 votes Share Flag Tue Oct 29, 2013 Home Buying in Rancho Cucamonga
Gaby Martinez…, Real Estate Pro in Rancho Cucamonga, CA
Gaby Martinez Bhoopat answered:
Looking for LOCAL buyers' agent - Rancho Cucamonga, Upland, Etiwanda school district
Hi Raquel,

I would love to help you out. I live and work in Rancho Cucamonga and can get you out and looking in no time. I also have in house lenders you can speak to regarding l ... more
0 votes Share Flag Mon Oct 14, 2013 Home Buying in Rancho Cucamonga
Jessica Heung…, Real Estate Pro in Rowland Heights, CA
Jessica Heung 909-368-8257 answered:
Price Range of townhomes in Rancho Cucamonga
Hi Nirali, nice to meet you.

You will expect the townhomes in the area is around 300-360K, and there's one right now for short sale at 285K. Please let me know if you would like me t ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in Rancho Cucamonga
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
how can we go about purchasing a second home, I heard we won't get approved because we are underwater in?
I am not sure if you were able to make that purchase at the time of the post but values have definitely risen since 2009. It might be time to revisit the possibility of purchasing that ... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in Rancho Cucamonga
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
What is the percentage realtors have for selling a home?
Due to antitrust laws, there is NO typical, standard or average fee. A listing fee is negotiated between the seller and the listing agent. A brokerage firm may have a minimum amount s ... more
0 votes Share Flag Mon Aug 12, 2013 Home Buying in Rancho Cucamonga
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