Credit Score in Pennsylvania : Questions & Answers

change location

cancel or

Q&A

69
Chris Hazlew…, Real Estate Pro in Johns Creek, GA
Chris Hazlewood answered:
My fiance's score is 598 and mine is 543 are they too low to purchase a home?
We are a dedicated lending team to help you with your purchase. Our website http://www.PurchaseApplication.com allows you to get pre-qualified for a home purchase with No SSN or Credit ... more
0 votes Share Flag Sat Sep 13, 2014 Credit Score in Pittsburgh
Howellp2, Home Buyer in Hershey, PA
Howellp2 answered:
Can I get a USDA loans or fha loan with a credit score of 633?
what does your credit score need to be to purchase a home for 260.000.00? Right now it is 585.
Husbands is 589. Had to file bankruptcy in 2010 has already been discharged. Need your ... more
0 votes Share Flag Wed Aug 20, 2014 Credit Score in Hershey
Ed Fallon, M…, Real Estate Pro in West Chester, PA
Ed Fallon, MBA answered:
How to improve your credit?
I recommend that you meet with a credit repair specialist or a mortgage loan officer. Have them run your credit report, analyze the credit score, and determine which actions will have ... more
0 votes Share Flag Tue Jul 29, 2014 Credit Score in Philadelphia
Cory Troup, Real Estate Pro in Denton, TX
Cory Troup answered:
Is there a way to rent an apt/home in Allentown Reading Easton or Phillipsburg,NJ w/o being denied due to credit?
Hi,

Sometimes it helps renters if they wait to put in an application until they (or their Realtor) explains the situation to the landlord/listing agent. If you are upfront and tell ... more
1 vote Share Flag Wed Jul 23, 2014 Credit Score in Allentown
Glen Guadalu…, Real Estate Pro in Philadelphia, PA
Glen Guadalupe answered:
Espero en seis meses o menos comprar casa y necesito saber requisitos?
Mandeme el numero de contacto a mi email para poder ayudar. glengrealtor@yahoo.com
0 votes Share Flag Thu Jul 17, 2014 Credit Score in Philadelphia
Sandra Hazel…, Real Estate Pro in Center City West, Ph...
Sandra Hazeltine answered:
Does piggybacking trade lines help increase credit scores as seen on the internet. Are the actions legal?
I'm assuming, based on your previous questions, that this is in regards to getting a mortgage on a property. Mortgage lenders use FICO scores to help determine eligibility for a mortgag ... more
0 votes Share Flag Thu Jun 19, 2014 Credit Score in Philadelphia
Alan Sott, Real Estate Pro in Scranton, PA
Alan Sott answered:
I want to try and buy a house but I'm not sure if my credit is good enough. What should my credit score be to get a mortgage?
Hi PrettyOne,

Generally speaking, a good credit history and score is very important because it will dictate the terms and interest your able to lock down and save you, potentially, a ... more
1 vote Share Flag Tue May 20, 2014 Credit Score in 18503
Hlear, Home Buyer in Whittier, CA
Hlear answered:
I have a 650 credit score, but have a foreclosure from a timeshare that was purchased in 2007 and foreclosed on in 2011. Can I get a loan?
We can remove the Foreclosure and anything else in 30 to 60 days and it will stay off.
Guaranteed
0 votes Share Flag Thu Mar 27, 2014 Credit Score in 19054
Sharon Harris, Real Estate Pro in Hanover, PA
Sharon Harris answered:
Credit scores and fha loans??
Also look into USDA >>maybe even better for you .
I would not pay a credit repair company. Most take your money and do the same thing you can do yourself.
0 votes Share Flag Tue Feb 25, 2014 Credit Score in York
Daniel Dixon-…, Real Estate Pro in 80016
Daniel Dixon- Team PowerHouse answered:
can i get a hud loan with bad credit?
The challenge you may have is getting qualified for the HUD home by the lender with bad credit. Have you looked into credit counseling at all?
0 votes Share Flag Mon Feb 24, 2014 Credit Score in 18324
Bobby Atkiss…, Real Estate Pro in Columbia, MO
Bobby Atkisson answered:
What is the required credit score in PA?
It is not about your location, nor your credit score to determine "how much" of a house you qualify for. It as well will have to do with your down payment, your income and what type of ... more
0 votes Share Flag Mon Feb 17, 2014 Credit Score in Pennsylvania
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I have potential buyers who need credit repair. Can anyone refer me to a high quality credit repair firm? I'm in the Philadelphia area. Thank you.
How do you spell mortgage fraud?

Contact your local FBI office and ask them who to go to for credit repair.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky O ... more
0 votes Share Flag Mon Jan 20, 2014 Credit Score in 19026
Alan Openshaw, Real Estate Pro in Horsham, PA
Alan Openshaw answered:
Anybody knows if karma credit score give you the rigth score? Because id internet know if this is my real credit score (700) if is good to buy a
Hello Letzy,

Karma credit does not give a score that mortgage companies use.
If you want to get pre-approved, you need to speak with a mortgage loan officer like myself or go to yo ... more
0 votes Share Flag Fri Jan 3, 2014 Credit Score in Upper Darby
* Benny Smith…, Real Estate Pro in 15057
* Benny Smith ABR, GRI, SRES answered:
Are my scores good enough to get a mortgage?
How is it going with your Home search. I did not see this earlier but you may have asked the wrong question. The score is not the only factor when getting a loan. The score sets the ra ... more
0 votes Share Flag Tue Dec 31, 2013 Credit Score in Pittsburgh
Randall Yates, Real Estate Pro in Los Angeles, CA
Randall Yates answered:
Bad credit but large $ down
I know several mortgage brokers who have many different loan products. We specialize in helping people with difficult loans most lenders cannot touch.. Credit issues, self employment et ... more
1 vote Share Flag Wed Nov 6, 2013 Credit Score in 19608
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is there any home loan lenders in PA who will accept 582 credit score?
You can get an FHA loan with a 580 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can ... more
1 vote Share Flag Tue Oct 29, 2013 Credit Score in Philadelphia
john124, Home Buyer in 14212
john124 answered:
Can I get a decent mortgage rate without a FICO score? Please help!
Hi Inpursuitofanswers

Its an important question.You should get answer from any reliable reverse mortgage company. I have a reverse mortgage which name is reverse mortgage lenders dir ... more
0 votes Share Flag Mon Oct 14, 2013 Credit Score in Philadelphia
Larry Lichtm…, Real Estate Pro in Philadelphia, PA
Larry Lichtman answered:
is it usual for that i am a member of three different credit providers transunion, expedian and one that shows all three reports free credit score?
Hi Kiara,

Shane gives a good explanation below.

I know that you can go to www.annualcreditreport.com to view your scores and dispute errors. Mortgage Bankers/Underwriters use a c ... more
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
Larry Lichtm…, Real Estate Pro in Philadelphia, PA
Larry Lichtman answered:
How do I have investment property removed from my personal credit report?
If your investment properties are held in your name personally, there is no way to remove that trade line from your report.

Please feel free to call me directly with any other real e ... more
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
Larry Lichtm…, Real Estate Pro in Philadelphia, PA
Larry Lichtman answered:
how do i get started to repair my credit?
Hi,

My colleagues below give good advice. You can also contact a mortgage broker. They usually have some working relationships with experienced credit repair specialists who can he ... more
0 votes Share Flag Wed Sep 18, 2013 Credit Score in Philadelphia
1 2 3 4
Search Advice

Followers

126
Email me when…

Learn more

Meet the Trulia VIPs
Joseph Coppola, Agent in Royersford
Joseph Coppola
Agent
Royersford
Lisa Tiger, Agent in Reading
Lisa Tiger
Agent
Reading
Home > Q&A > Pennsylvania > Credit Score in Pennsylvania
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer