Financing in Oxnard : Questions & Answers

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Chris Chin, Real Estate Pro in Ventura, CA
Chris Chin answered:
I’m looking to get pre approved for a loan
Hi Evemac,

Give Chad a call. He takes a consultative approach and will advise you of all options. Here is his contact information below:

Chad Cockerell
Loan Officer

Guild Mo ... more
0 votes Share Flag Fri May 25, 2012 Financing in Oxnard
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
We were recently given a modification. But the payment is still to high. Is it possible to qualify for a loan on a cheaper house given our situation?

Unless you can sell the current home, you would need to be mindful of the impact the modification has had on your credit, and you'd need to steer clear of the "b ... more
0 votes Share Flag Mon May 2, 2011 Financing in Oxnard
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
Can you get an FHA loan if the property does not have a garage?
I have never had an FHA loan denied because there was no garage, otherwise most condos or townhouses wouldn't qualify for an FHA loan.

Best of luck to you!
0 votes Share Flag Sat Nov 6, 2010 Financing in Oxnard
LUXURY HOME…, Real Estate Pro in El Segundo, CA
Is there anyone who will lend with a 603 mid score and 5 - 10% down?
Yes, currently we can go as low as a 600 on a FHA loan with 3.5% down. Please contact me if you wish to discuss this in more detail.
0 votes Share Flag Sat Oct 2, 2010 Financing in Oxnard
Gil Yanez, Real Estate Pro in Oxnard, CA
Gil Yanez answered:
Is there anyone who will lend with a 530 fico 10-15%down va certificate?

Find a good Credit repair agency. Your bank should be able to refer one to you. They will go over your credit and find out where the biggest problems are and tell how to go abo ... more
0 votes Share Flag Fri Aug 13, 2010 Financing in Oxnard
Louwu, Real Estate Pro in Irvine, CA
Louwu answered:
Looking for non-seasoned lender, for cash out refi for 70% of purchase price. The home was a bank owned cash purchase. Primary residence.
I can do non seasoned title with full docs at 70% LTV.

Give me a call at 949-870-2882.


0 votes Share Flag Thu Mar 18, 2010 Financing in Oxnard
Bonnie Sterl…, Real Estate Pro in Simi Valley, CA
Bonnie Sterling answered:
Pre-approval letters
Hi Jherb, You are 100% correct. You dont want to show your hand when you are bluffing. :-))
0 votes Share Flag Wed Aug 19, 2009 Financing in Oxnard
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