Credit Score in Orange County : Questions & Answers

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Jeff and Kaye…, Real Estate Pro in Colorado Springs, CO
Jeff and Kaye Piggot answered:
Rules for using REALTOR in company name
I think what you are looking for is when can you use the "Realtor" designation. From my understanding an agent can use it if they are a member of the National Association of Realtors (N ... more
0 votes Share Flag Thu Sep 18, 2014 Credit Score in 90620
mondaywest, Real Estate Pro in Lake Forest, CA
mondaywest answered:
Credit score is few points short of minimum requirement for a Mortgage loan.
I think credit scores are important as when it comes to making huge investment in real estate sector banks do look at your account performance.
0 votes Share Flag Sun Jan 19, 2014 Credit Score in 92704
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Does anyone know of a good lead generation program?
Hello Aranios,

I have found Trulia to be the best value.

I have received leads just by posting blogs and answering questions.

There are many sites out there that want you to pa ... more
1 vote Share Flag Wed Dec 4, 2013 Credit Score in 92649
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Does anyone know of a good person/company that fixes credit?
Anyone who claims they can "fix" your credit is not being honest.

Fact is, you can improve your paying off/down your debt.

Negative info on your credit report can no ... more
0 votes Share Flag Tue Nov 19, 2013 Credit Score in 92620
William Scha…, Real Estate Pro in Costa Mesa, CA
William Schallmo answered:
Newly divorced mom w/two kids. Had to file bankruptcy & now short sell my home. We'll be homeless in a month but unable to find rental b/c poor credit
I’m truly sorry to hear about your situation. I have dealt with many clients’ with similar challenges. Believe it or not, there are some landlords out there that are will ... more
0 votes Share Flag Thu Mar 21, 2013 Credit Score in Tustin
Lori Hanson, Real Estate Pro in 92656
Lori Hanson answered:
How will my credit score be impacted on a short sale when my name is on the deed but NOT the mortgage loan.?
If your not on the loan then your not affected, unless you co-signed on the loan with Dad. If his agent has already run a preliminary title report they can see if you are on the loan a ... more
0 votes Share Flag Sat Apr 21, 2012 Credit Score in 92677
Rene' De Bla…, Real Estate Pro in San Diego, CA
Rene' De Blanco, MBA answered:
Can we set up a meeting (in person or over the phone) with a lender and NOT have he/she do an immediate credit check?
Frankly, you will need to pull a tri-merge to know where you stand. More importantly, the higher the scores, the more loan programs that are avaialble to you. Hence, if you don't kn ... more
0 votes Share Flag Tue Mar 27, 2012 Credit Score in 92840
Jeffry Lopez, Real Estate Pro in Orange County, CA
Jeffry Lopez answered:
If my credit score is low, what can I do to rent a condo?
On a side note,,, Although you are looking for a place to move, an equally important task is working on getting the credit scores up. The system of giving you a score on your credit is ... more
1 vote Share Flag Wed May 18, 2011 Credit Score in Yorba Linda
Spirit Messi…, Real Estate Pro in 85716
Spirit Messingham answered:
i'm shopping for pre approval letter and loans. does it hurt my credit score>?
To clarify, if it is pulled by more than 1 mortgage company in the 6 month window it will count as one "collective" hit, vs if you shopped around, spoke with 6 lenders and hav ... more
0 votes Share Flag Mon Feb 28, 2011 Credit Score in Orange County
Dave Gubler |…, Real Estate Pro in Foothill Ranch, CA
Dave Gubler | Broker answered:
uptill now I'm on current for my paymnet but I hardly make it. I apply for loan modification program with the loan servicer. They offer me the
Usually during the Trial Mod period of a HAMP modification the servicer does not report the payment at all (USUALLY). Who is your loan servicer?

Another thing to be aware of Ned is ... more
1 vote Share Flag Mon Feb 14, 2011 Credit Score in 92868
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Is there a secure way to find out your credit score?
" You are entitled to a free copy of your credit report once per year."

You are entitled to the free report, but this person asked for a score. You don't get a free cr ... more
0 votes Share Flag Fri Jul 16, 2010 Credit Score in Mission Viejo
Louwu, Real Estate Pro in Irvine, CA
Louwu answered:
i want good business in anahiem or near to anahiem i have 30000 cash and up to 60 credit so please give me suggest good business
Title says 30K cash. Your paragraph states 6,000 cash.

First rule of business: know how much money you have.


0 votes Share Flag Mon Apr 12, 2010 Credit Score in Anaheim
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
We are ready to obtain a mortgage, and have concerns about credit monitoring programs available on the

Generally speaking, new inquiries constitute only 10% of your overall credit profile. But there can be no definite way for any of us to tell you with certainty how the use of ... more
0 votes Share Flag Tue Mar 10, 2009 Credit Score in Seal Beach
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