Financing in Ontario : Questions & Answers

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FHA 203k Mor…, Real Estate Pro in California
FHA 203k Mortgage Lender answered:
Is HomePath financing with a 3% down a conventional loan?
It is a conventional loan. The web referrence below gives more information and alternatives on that.


Best of luck
0 votes Share Flag Sat Nov 10, 2012 Financing in 91764
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Can I use a HomePath financing to non-Fannie Mae Real Estate Owned (REO) properties?
Home Path financing is only good for properties being sold by Fannie Mae, normally a foreclosure. Unless the buyer has very good credit scores, this is not necessarily the best loan pro ... more
0 votes Share Flag Sun Nov 4, 2012 Financing in 91764
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
What are the minnimum Credit score/income FHA requirements for Southern California?
Remember, not all lenders are created alike. Our company goes down to 620 on FHA loans without having to get a second signature or investor approval. We can go down to 580 case-by-case ... more
0 votes Share Flag Sun Nov 4, 2012 Financing in 91764
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
HOW MUCH MORTGAGE CAN I GET ? MY INCOME IS 36,000.00 P.A .MY AGE IS 57 YRS
It would depend on your monthly debt and credit score. There may also be other factors.
If no debt, it may be around 150k.
You need to contact a lender who can help you.

www.south ... more
0 votes Share Flag Sat Oct 13, 2012 Financing in Ontario
Mia Melle, Real Estate Pro in Claremont, CA
Mia Melle answered:
iim in southern ca. Ontario. Upland, Rancho Cucamonga and im trying to buy a home or even lease with option
Hi Wanda!

You may not be able to buy in the near future, but really....who cares?!!! There are plenty of beautiful and affordable homes all throughout the Inland Empire that you can ... more
0 votes Share Flag Sat Oct 13, 2012 Financing in 91764
Matthew A. B…, Real Estate Pro in Glendora, CA
Matthew A. Bartlett answered:
Does the City of Ontario offer any financial assistance to first time home buyers?
Dear Angel,

The City of Ontario does offer two financing opportunities. The first being the Police Assistance Loan Program and the Teacher Home Purchase Program. To find out more abo ... more
0 votes Share Flag Sat Oct 13, 2012 Financing in Ontario
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Can Canadian citizen get mortgage in US for for his first house in Canada?
It looks like I mis-read your question, Igor, my apologies to you. I do not have a loan program for Canadians to purchase a home in Canada using a US funding source. We are however, a ... more
0 votes Share Flag Thu Mar 11, 2010 Financing in Ontario
Rosalinda Mu…, Real Estate Pro in Rancho Cucamonga, CA
Rosalinda Mustafa answered:
My husband and I are looking to purchase a home under 300,000 but we are trying to keep mortgage payments
You might want to look into the city programs, or HUD homes, City of Pomona is giving a $100,000 DWN PMNT assistance silent 2nd loan to qualified buyers, first come first serve, must fi ... more
0 votes Share Flag Sat Oct 10, 2009 Financing in Ontario
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
I am a Canadian real estate agent.I reffered my clients in US to a real estate agent in New Jersey,US. The transaction closed and the referral fee
Neil - to the best of my knowledge, referral fees paid within the US are not subject to withholding tax - not sure if the fact that you are out of country makes a difference.

Why not ... more
0 votes Share Flag Tue Sep 29, 2009 Financing in Ontario
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Do the mortgage regulations allow my husband's employer to provide the down payment and be on the title?
You would want want him to give the money as a gift. As far as the title he could not be on the title unless he is on the mortgage application with you. Good luck in your move
0 votes Share Flag Fri Nov 7, 2008 Financing in Ontario
Oscar Espino…, Real Estate Pro in Colton, CA
Oscar Espinosa answered:
In a short refinace, how does a mortgage company calculate how much debt to forgive?
Hi Mia, unless you have access to the lender guidelines and every lender's is different, I will find it very difficult to know what its their bottom line, that said, you probably want t ... more
0 votes Share Flag Tue Apr 15, 2008 Financing in Ontario
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