This item is negotiable per the standard MD contract but it is common practice for all local builders to charge everything to the buyer. They will often give you closing credit to off-set those costs.... more
I would not recommend using this title company. Their incompetence and poor communication made things more stressful than necessary for me. There were errors on my closing statement (thankfully fixed before settlement). Then at closing, my settlement officer basically told me to hurry up. Nice. The final straw though was when they made me fight for my own money for no good reason. They wouldn't give back my escrow money, telling me that they used most of it to pay a utility bill. I requested this bill several times, but they never gave me a copy. Finally, after I pestered them for 6 months, they pulled records from the city and realized that they were wrong. They didn't even apologize. They just said, "Oops," and sent me a check. This is either gross negligence or fraud. Just stay away.... more
If you are able to find this, it will probably do you absolutely no good:
The Bank will not talk to you, tell you anything about the property, nor deal with you directly to buy the property.
If the house is not presently LISTED, you could not make an offer.
When it is, you will need to enlist a Realtor to represent you; the Banks want to use Reators to ensure that the t's are crossed and the i's dotted. They are paying for it afterall.... more