New Albany : Questions & Answers

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Karen Sue Sm…, Renter in New Albany, IN
Karen Sue Smith asked:
How Safe is this area? This question was asked from http://www.trulia.com/rental-community/9000012058/Stone-Creek-Apartments-205-Stone-Creek-Blvd-New-Albany-IN-47150/
0 votes Share Flag Tue Jun 10, 2014 Market Conditions in New Albany
Tina Browning, Real Estate Pro in New Albany, IN
Tina Browning answered:
Is it quicker to close a short sale or back owned?
Bank Owned properties tend to close much quicker. Short Sales can be a long process. There is a difference in a possible short sale and an approved short sale. An approved short sale ... more
0 votes Share Flag Sun Apr 20, 2014 Home Buying in New Albany
John & J…, Real Estate Pro in Jeffersonville, IN
John & Jill Finnegan answered:
looking for a home 4 br or 3br with complete basement
What do you want your monthly payment to be? And what area? Thanks,

John Finnegan
Prudential Parks & Weisberg Realtors
www.rocks1.com
0 votes Share Flag Mon Sep 30, 2013 For Rent in 47150
Brett Mumaw, Real Estate Pro in New Albany, IN
Brett Mumaw answered:
What is the HOA on 1415 Slate Run Road?
The MLS is showing an HOA fee of $113 per month. Let me know if I can answer any other questions or provide any additional info.
0 votes Share Flag Mon Aug 5, 2013 Home Buying in New Albany
Margie Hobbs, Real Estate Pro in New Albany, IN
Margie Hobbs answered:
is there any seventh day adventist churches near?
There are a few. One is at 1101 Silver St in New Albany. Are you relocating here from Mississippi? I'd be glad to help in any way I can. Give me a call at your convenience 502-291- ... more
0 votes Share Flag Sun Jul 28, 2013 In My Neighborhood in New Albany
Bill Moody, Real Estate Pro in 47119
Bill Moody answered:
I am trying to buy my first home. I'm fine with either FHA or Homepath. I'm in the last few months of my chptr 13. Where do I begin?
Always start with a lender to get pre approved and find out what price range you should be looking at..
Feel free to give me a call if you need additional help.
Thanks,
Bill Moody
... more
0 votes Share Flag Fri Jul 12, 2013 Home Buying in 47150
Amanda Braden, Real Estate Pro in New Albany, IN
Amanda Braden answered:
Looking to lease a home in the New Albany area,four bedrooms. We are saving to buy our first home!
Many agents at Schuler Bauer also have rental properties such as David Bauer, Troy Stiller & Todd Paxton, you could go to our website to contact them, or you could email me your renting ... more
0 votes Share Flag Wed Jun 12, 2013 Home Buying in New Albany
ashejack, Other/Just Looking in New Albany, IN
ashejack answered:
i have lived in the country for 15 yrs decided to move to the city what should i expect?
You should expect an increase in everything from crime to cost of living, not to mention realizing your new neighbors are a**holes.
0 votes Share Flag Wed May 22, 2013 In My Neighborhood in 47150
John & J…, Real Estate Pro in Jeffersonville, IN
John & Jill Finnegan answered:
I am a first time buyer. Where do I start in general? I know the area I want to purchase in and around what my monthly payments need to be.
I would start by getting a pre-approval from a mortgage loan officer and then contacting a local realtor. You can start your searching the local MLS at www.Rocks1.com. If you've got a ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 47150
Harrison Hays, Real Estate Pro in New Albany, IN
Harrison Hays answered:
my credit isn't where it needs to be,getting a realtor /someone help me is very difficult.Does anyone know a good person that could help me?
Sure thing Michelle I would be happy to help anytime. Feel free to call or email me at your convenience. 812-987-7797 or jahhays@gmail.com.

Thank you and I will stay tuned.
0 votes Share Flag Fri Nov 30, 2012 Home Buying in New Albany
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
I have a new listing w/several pictures & none are showing up. Is this because it is new listing & will be added next day???
Hi I am a bit confused, you say that Me is a Home Buyer not a home seller, but then you say that you have a new listing with several pictures and none show up.... So you are a Home Sell ... more
0 votes Share Flag Thu Jan 12, 2012 Home Selling in 47150
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Got a refer for home loan. So LO says it will have to be manually underwritten.
it sounds like they are searching for non-traditional forms of credit to meet the loan's minimum trade line requirements, my guess is that it's an FHA loan, but I am just spec ... more
0 votes Share Flag Fri May 20, 2011 Financing in New Albany
Cameron Piper, Real Estate Pro in Minnesota
Cameron Piper answered:
I have a client who owns two homes and needs to short sale one of them
Dan,

If her dad cosigned the loan on the short sale property it will affect him the same way that it will affect her. Nothing will happen to the house that isn't sold short sin ... more
0 votes Share Flag Thu Feb 17, 2011 Foreclosure in New Albany
Sally Grenier, Real Estate Pro in Boulder, CO
Sally Grenier answered:
I have credit scores of 625, 614, and 584 and want to buy a home with fha. Do I need to bring them up before applying for a loan?
To answer your question, you will probably need to bring up your credit score to at least 640. But, you can start the pre-approval process now. Talk to a lender or mortgage broker. They ... more
0 votes Share Flag Mon Feb 14, 2011 Home Buying in New Albany
Bart Medlock, Real Estate Pro in New Albany, IN
Bart Medlock answered:
Is there a builder willing to do a builders trade to build a new home on my lot? The old home is in New Albany,IN..new one will be in Charlestown,IN
Joyce - I just saw your question and - if you haven't already gotten advice elsewhere - the answer is you'd have to find the right builder. There are several factors that will ... more
0 votes Share Flag Fri Oct 29, 2010 Home Buying in 47150
Emelia Sanch…, Real Estate Pro in Ontario, CA
Emelia Sanchez answered:
Got a real estate question? Get answers from locals, experts and real estate pros. Are taxes included in estimated monthly mortgage payments?
Mckinley,

If you are purchasing FHA they must be paid monthly with your mortgage payment. If you are purchasing using a conventional loan you may choose to make the 12 monthly insta ... more
0 votes Share Flag Wed May 26, 2010 Home Buying in New Albany
The Relocati…, Real Estate Pro in Indianapolis, IN
The Relocation Department answered:
I want to buy a house using the rural housing FHA loan. What is required to get this loan? If I am approved here in Indiana, can I use it anywhere
Mel - The house has to be in a qualifying area first. If you have a particular home you are interested in, you can go to the USDA website and follow the links to some recommended lende ... more
0 votes Share Flag Wed Feb 3, 2010 Home Buying in New Albany
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
does the number of inquiries on your credit report affect your ability to borrow?
It could.

If your credit is otherwise good - meaning you don't have a ton of debt or tradelines, you're not maxed out on your credit cards, and you make all your payments o ... more
0 votes Share Flag Wed Nov 18, 2009 Home Buying in New Albany
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