Home Buying in Multnomah County : Questions & Answers

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garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
May have to replace garage. Is house worth buying?
I think that a house would be worth buying if it is a nice home that still has a lot of value to it other than the garage. It seems like it wouldn't be too difficult to build a new gar ... more
0 votes Share Flag Earlier today Home Buying in 97218
Adam Shepard, Real Estate Pro in 97219
Adam Shepard answered:
I have been thinking about buying a condominium in downtown Portland.
There are several building with the issue you reference, that said each building is handling it a little differently. Some are suing the builder/developer outright and others are workin ... more
0 votes Share Flag Wed Aug 13, 2014 Home Buying in 97209
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
Have a paid vacation home Want to use as down payment for house in Portland, Ore. Will 40-50% down. Do I still have to get pre approved?
Yes for whatever amount you are financing. They just make sure your offer is written correctly.
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Portland
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
If I were to buy a house sold by owner AS IS, what does that entail? And can I still withdraw if I find something wrong during inspection
Regardless of what they say, "as-is" or not, it is the actual real estate contracts that you are using for the sale that matters. If you can withdraw in the contract you signed, then ye ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Portland
Jonathan Cyr, Home Buyer in Selah, WA
Jonathan Cyr asked:
Condotel financing in lincoln city? I am looking for a lender for a Condotel unit. The problem that I have run into with the only lender I have found, is that the building is one leased land, with, what I am told has 26 years…
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Portland
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
All other things being equal on a mortgage (interest rate, fees, APR, and prepaids) is it better to put 5% or 10% down?
There are a lot of factors to consider. How long are planning on living in the home? How tight is your budget? Will putting only 5% down make your payments too high for you to manage co ... more
0 votes Share Flag Mon Aug 4, 2014 Home Buying in Portland
Gary Youngman, Real Estate Pro in Boca Raton, FL
Gary Youngman answered:
Any buyers and sellers out there that feel their agents are lacking in customer service? And if so, please advice on how we can do better for you!
Simple - Follow the #1 Golden Rule -


"DO UNTO OTHERS AS YOU WOULD HAVE THEM DO UNTO YOU"

Author - Well Known!!
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 97219
Marvin Von R…, Real Estate Pro in Tigard, OR
Marvin Von Renchler answered:
Anyone knows of great hard money lenders that are reasonable and quick?
Good Lord. Back in 'the day' hard money was 15 to 19% and up to 20 points, lol CLTV was about 60% with some exceptions. Todays 'hard' rates would have been considered conventional. In ... more
0 votes Share Flag Wed Jul 16, 2014 Home Buying in Portland
Marvin Von R…, Real Estate Pro in Tigard, OR
Marvin Von Renchler answered:
Looking for a title company quick enough to help us when the getting is good aka hot property for investors.
You wont get a majority here. There ar emultiple companies but its really no the company its the AGENT. Ive received good and bad service from agents within the same company. Asking for ... more
0 votes Share Flag Wed Jul 16, 2014 Home Buying in Portland
Amber Deuchar, Real Estate Pro in Happy Valley, OR
Amber Deuchar answered:
Are there any ranch style homes with a view in Happy Valley?
Hello David,

I haven't heard back from you lately. I wanted to let you know I am working with another couple that is looking for a one level in Happy Valley. We have found many new ... more
0 votes Share Flag Fri Jul 11, 2014 Home Buying in Happy Valley
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
I would like to buy a single family home that is in the Portland Metro Area, preferably close to the Red line of the Light Rail...Just a small house.
When you want to buy a home the best place to start is to hire an EXCLUSIVE Buyer Agent, not just a Buyer's Agent. EBAs only work with homebuyers and there is never a conflict of intere ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in Portland
whiskeyjenki…, Other/Just Looking in Silver Spring, MD
whiskeyjenkins answered:
Installing a full bath
Are you talking about having someone do the plumbing for you? If so, that's hard to guess. I know if you decided to do it yourself, you would save a lot more money. However, you might b ... more
0 votes Share Flag Mon Jun 16, 2014 Home Buying in Portland
Todd Adams, Real Estate Pro in Portland, OR
Todd Adams answered:
We're a family of 3 in our 30's and are relocating to Portland, OR from CA. We're first time home buyers
Congratulations! Portland is a great city. The biggest challenge you will face is your price point. Portland is a friendly city. I suggest contacting the city and requesting a map of th ... more
0 votes Share Flag Thu Jun 12, 2014 Home Buying in Woodstock
Andrew Palum…, Real Estate Pro in Durham, NC
Andrew Palumbo answered:
Have you experienced a multiple offer situation while selling your home?
Multiple offers have become fairly common again in our market here in North Carolina. The main goal is to be fair to all parties, be sure everyone involved knows the situation and has ... more
1 vote Share Flag Tue Jun 3, 2014 Home Buying in 97201
Janine Moral…, Real Estate Pro in Portland, OR
Janine Morales answered:
My family and I will be moving to Portland in July/August. What are some safe, family friendly neighborhoods? How early should we look for a rental?
Depending on how long you will be renting before buying, you may want to connect with a Property Manager on rentals vs. a Realtor to find your rental. However, making a connection and b ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in Portland
Janine Moral…, Real Estate Pro in Portland, OR
Janine Morales answered:
Agents, what is your opinion on earnest money?
I agree with Stephen, but add that it's the amount of the earnest money that will make it stronger vs. being an actual check or promissory note.
0 votes Share Flag Wed May 28, 2014 Home Buying in Portland
Erin Primrose, Real Estate Pro in Portland, OR
Erin Primrose answered:
Physician Home Loan options for Jumbo Loan in Oregon
Hi Justin,

Key Bank has an excellent Jumbo Loan product specifically for physicians. Irina Germanova will be able to help you if you decide to explore this option. Her number is 503- ... more
0 votes Share Flag Wed May 28, 2014 Home Buying in Portland
Nathaniel Ba…, Real Estate Pro in Portland, OR
Nathaniel Bachelder answered:
Had an offer accepted in Alameda area. Zillow shows appraised at 35K below asking. How often (and by how much) is Zillow typically off?
For the local Portland metro area, I find the "zestimates" to be any where from $30 - $50k under market value. But that has nothing to do with the appraisal.The appraisal is ordered by ... more
0 votes Share Flag Tue May 27, 2014 Home Buying in Portland
Clint Elliott…, Real Estate Pro in Lake Oswego, OR
Clint Elliott NMLS #239388 answered:
What is the best way to begin when looking to buy a home?
Roxanna,

Everyone here has given you great advice here. I concur that the best place to start is by talking to a Mortgage Banker to get an idea of what you qualify for before you spe ... more
0 votes Share Flag Mon May 19, 2014 Home Buying in Portland
Daniel D'Ami…, Real Estate Pro in 10465
Daniel D'Amico answered:
I am new to the whole home buying thing could you recommend a good place to get information a new home buyer should know?
I would recommend contacting a local realtor and him/her walk you through the process. However there are a couple steps that must be taken in order to get you a home.

1. Consult a M ... more
0 votes Share Flag Wed May 14, 2014 Home Buying in 97030
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