Financing in Michigan : Questions & Answers

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Forumlimited, Home Buyer in New York, NY
Forumlimited answered:
need 30,000$ for business investment from a God fearing person willing to put their faith to the test. I will pay 1,000$ pr month for 4 years as repay
I am a registered and certified loan lender based in Miami,Florida in the United States.I give out loans at an interest rate of 3% per annum.For me details email .... forumlimited@gmai ... more
0 votes Share Flag Fri Jul 3, 2015 Financing in Detroit
domesticated…, Home Buyer in Allendale, MI
domesticatedyetti asked:
How many Loan applications can you fill out shopping for a mortgage and will it hurt your credit rating? My wife and I are starting to seriously look at selling our house and purchasing another closer to the Grand Rapids area. The first house I bought I just went to my bank, filled out an…
0 votes Share Flag Tue Jun 23, 2015 Financing in Grand Rapids
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
is it hard to get financing for a mobile home in one state while being a resident and working in another?
It's harder to get financing for a mobile/manufactured home period.

However, the rules are basically the same as getting a loan for a normal home. You need to qualify for the new hou ... more
1 vote Share Flag Mon Jun 15, 2015 Financing in Michigan
Brightfuture…, Home Buyer in Detroit, MI
Brightfuturefirms8 answered:
Hello Applicant I am Mr. Andrew Perkins and i want y'all to know that i am a lender with good reputation and good working spirit to enable clients
Hello Applicant

I am Mr. Andrew Perkins and i want y'all to know that i am a lender with good reputation and good working spirit to enable clients meet their needs and get their loan ... more
0 votes Share Flag Wed Jun 10, 2015 Financing in Detroit
Derek Tunison, Real Estate Pro in Clinton Township, MI
Derek Tunison answered:
Owner builder construction loan
If you still have not obtained a source for financing, please give me a call. I believe I may have a few options for you.

I am a mortgage specialist in Macomb, MI.

Derek Tuniso ... more
0 votes Share Flag Tue Jun 9, 2015 Financing in Oxford
Aaron B Lewis, Real Estate Pro in Detroit, MI
Aaron B Lewis answered:
Is there such a thing as financing for a Homepath loan for less than 30k? I have a sizable down payment/closing costs.
Rebecca,

I agree with Andy and the reason why as I understand it is because they don't make enough in fees to cover their cost.

That is why I believe we are seeing such an in ... more
0 votes Share Flag Mon Jun 1, 2015 Financing in 48216
Robinritaa, Home Buyer in Dallas, TX
Robinritaa answered:
Does FHA loan require you to work for the same employer for 2 years?
FHA requires one month worth of paystubs. I would also probably recommend getting a verification of employment from her employers stating how much her annual salary is. If you choose ... more
1 vote Share Flag Fri May 22, 2015 Financing in Michigan
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
Can I use FHA financing to purchurse a second home?
When you signed your first FHA mortgage loan documents, a Deed of Trust was included. When you signed your Deed of Trust for your FHA loan, you agreed to live in the home as your Primar ... more
1 vote Share Flag Fri May 22, 2015 Financing in Canton
Pamelajain, Home Buyer in Dallas, TX
Pamelajain answered:
$100 down payment fha loan?
A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage,"" says the HUD website. HUD becomes the property owner a ... more
1 vote Share Flag Fri May 22, 2015 Financing in 48220
Kellytimmi, Home Buyer in Elk Grove Village, IL
Kellytimmi answered:
FHA approval question-will it pass underwriting?
Assuming you have asked this question of the lender already this lender must not like something about the income. Reasons the underwriter might be nervous might be income consistency? ... more
1 vote Share Flag Thu May 21, 2015 Financing in Canton
Erin Fester, Real Estate Pro in 49546
Erin Fester answered:
Would a Realtor or my CU rep be the person to assist me with things such as trying to purchase with HUD, or getting first time homebuyer discounts?
A Realtor can help you purchase any property - foreclosures, HUD homes, short sales, for sale by owner listings, and more. They specialize in properties in the local area and all types ... more
0 votes Share Flag Wed May 20, 2015 Financing in 49505
Staceylackey, Home Buyer in Indianapolis, IN
Staceylackey answered:
Land contract vs rent to own - Which do you prefer?
landcontract/rent to own we just payed off our home in this june amount was 25,000.00 it took us 5 years @ 520 mounth. we are happy with this kinda payments.....
0 votes Share Flag Sun May 17, 2015 Financing in 48150
bconcepts.4, Other/Just Looking in Detroit, MI
bconcepts.4 answered:
I am looking for financing for non-residence - can you provide any referrals to banking or private lending ?
BRIAN HINES Auction.com North Central Manager

Here ia an option for financing for multi unit and or commercial: Set up a free auction.com account then go to this link below. Must be ... more
0 votes Share Flag Thu May 14, 2015 Financing in Detroit
Sharon_kovac…, Home Buyer in New York, NY
Sharon_kovacic answered:
I am seeking a INVESTOR PARTNER or rehab loan for a 34 unit historic apartment building, located in Detroit at the Grosse Pointe & Detroit border
Can you send me the details, pictures or any additional information about the building ? Are you looking to sell the building ?
0 votes Share Flag Wed May 13, 2015 Financing in Detroit
Susan Gray, Real Estate Pro in Holland, MI
Susan Gray answered:
For anyone who has used MSHDA for the Downpayment Assistance with FHA loan - how long did it take to close on the house?
I've closed 5 homes with MSDHA financing already in 2015. In all cases, MSHDA only added 1-2 weeks to the process. Other issues hindering time:

* Has the lender done other MSHDA ... more
0 votes Share Flag Wed May 13, 2015 Financing in Clinton Township
Sharitagellc, Home Buyer in Denver, CO
Sharitagellc answered:
hi looking for a fixer upper in ecorse not working with a large down payment monthly income is about 3300.00. any private sales?
Hi, I have a fixer upper. On Elton in Ecorse.
I have estimates for repairs.
Trying to get estimates as-is and what it would sell for repaired, but finding a realtor to do that is al ... more
0 votes Share Flag Mon May 11, 2015 Financing in 48229
Eric.s.buck, Other/Just Looking in New York, NY
Eric.s.buck asked:
Refinance current house after buying new home My wife and I are buying a new house and would like to rent out current home after we move. Can we still refi the house we are currently in either before or after we close on new house?…
0 votes Share Flag Fri Apr 24, 2015 Financing in Michigan
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
LCL I have a home, paid off, value 250k. need 30k equity loan, turned dwn by banks, poor credit any suggestion?
You can do an FHA loan (score will go down to 580). Do a 15 year loan- so the mortgage insurance is the lowest. Also would look at premium priced loan (where the bank pays for the clo ... more
0 votes Share Flag Thu Apr 23, 2015 Financing in 48418
Christopher…, Real Estate Pro in 10591
Christopher Pagli - ABR, GREEN answered:
How to know if a Property is FHA loan Approved Caro, mi?
You can visit Hud.gov and use their condo look-up tool.

Chris
0 votes Share Flag Thu Apr 9, 2015 Financing in Caro
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